Innovator Idol

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These innovators rocked the Payments Innovation Institute stage, showcasing why their ventures could be the next big hit:

David Stone, CEO

Website: http://www.cashstar.com/

Highlights

- Industry’s first digital gifting and incentives platform that enables customers to email personalized gift cards

- Helps retailers reap the benefits of seamlessly integrating digital gift cards, coupons and incentives into their marketing and engagement programs

- How it helps retailers: pay with points programs, eWarranty, make-goods, incent for consumers to act

- Platform designed to work with all channels and form factors

- Client base includes Home Depot, Starbucks, Chili's, Staples, Dell, The Cheesecake Factory, and dozens more

- Based in Portland, Maine, CashStar is privately held and has received venture funds from a multi-billion dollar global investment firm

Latest CashStar News on PYMNTS.com

Marwan Forzley, President & CEO

Website: http://www.ebillme.com/

Highlights

- Enables consumers from over 17,000 financial institutions to use online banking when they shop online

- Offers consumers a secure cash payment option, which includes a cash back rewards program and a comprehensive Buyer Protection program, and the eBillme Debt Free Mall online shopping site

- Launched its first merchant in 2005

- Has experienced growth in revenue of over 300%

- Serves the US$632 Billion retail eCommerce and call center industries

- Leads the field in enabling websites to checkout with online banking

- Boasts over 800 online stores

- Enables online merchants to securely offer cash as a payment option by seamlessly integrating online banking bill pay with existing eCommerce infrastructures

- Headquartered in New York with offices throughout the United States and in Ottawa, Canada

PYMNTS.com Company Profile: eBillme

Ziad Alshobaki, Managing Director

Website: http://www.mobibucks.com

Highlights

- Global mobile payments technology company and a leading provider of mobile marketing and payments solutions for banks and merchants

- Only payment solution not tied to a mobile network or phone

- Advanced and patent pending technology allows consumers to pay for merchandise using their mobile phone number

- Payments made using a memorized mobile phone number, without the need for a phone at all

- Pioneer of the tWallet™ that  creates a secure virtual card for in-store, online and mobile transactions by leveraging existing messaging standards for connectivity across the wireless and financial infrastructures

Latest Mobibucks News on PYMNTS.com

Dan O’Malley, CEO & Co-Founder

Website: http://www.perkstreet.com

Highlights

- Bank accounts let customers earn cash back for spending, saving, and getting smart about their money

- Serves more customers than half the banks and credit unions in the country and is giving more than a million dollars a year in cash back

- Backed by Highland Capital and Globespan Capital Partners

Latest PerkStreet Financial News on PYMNTS.com

Will Graylin, Founder & CEO

Website: http://www.roamdata.com/

Highlights

- Provides a single development platform to create and update commerce applications that run securely on all major mobile devices

- Offers all the essential services to make it easy to provision and support direct sales forces of any size

- Combines powerful business applications and content with secure payment capabilities

- Delivered across different mobile phones, to end users As-A-Service

- Full Payment Gateway Capabilities can provide payments of all kinds, from Credit and Debit Card processing, Electronic Check capture, ACH funds transfer, to Prepaid Debit and Gift Card processing

- Has connections to most of the major payment processors in the country, and currently processes $Billions in transactions every year

- Delivers transactions from virtually any mobile device to virtually any payment processor is truly unique in the industry

- Fully Hosted Mobile Services provides provisioning, application management, and 24X7 support of end-users, speeding up time to market and reducing total costs of ownership for the enterprise

- Easy Enterprise Application Integration allows seamless connections with enterprise back-ends using web services without any change to their existing applications or databases

- A fast and easy way to develop & update mobile apps without device programming experience, enabling speedy content delivery, and continuous improvement

Related article: Creating Killer Apps for Merchants' Mobile Commerce

Presenter: Siva Narendra, Co-Founder and President

Website: http://www.tyfone.com/

Highlights

- Vision is to enable Device and Carrier Independence for mobile financial services to the world's leading organizations

- Founded in 2004

- Creates value for organizations and their customers by providing a turnkey infrastructure (software on the phone, middleware platform, and a memory card based token for the secure element/contactless payments/NFC)

- Corporate headquarters in Portland, Oregon, and Asia-Pacific headquarters in Bangalore, India.

- Venture backed by Ojas Venture Partners, an early stage technology focused Venture Capital firm based in India

Related article: Latest Tyfone News on PYMNTS.com

Tariq Habib, Group CEO

Website: http://www.voicetrust.com

Highlights

- VoiceTrust Group is the leading international player in Voice biometrics based speaker verification and mobile wallet services

- Tariq is the founder of Proof-of-Life™, industry’s first voicebio based application for global G2P payments (government to person)

- VoiceTrust is actively rolling out a global & comprehensive e-payments eco-system in partnership with major banks and telecom operators

- The Group is based in Amsterdam, Dubai, Munch and Princeton, NJ

- It is majority owned and strongly backed by Dutch billionaire, Marcel Boekhoorn

Chris Gardner, Co-Founder

Website: http://www.paydiant.com

Highlights

- New Boston-based mobile payments venture that recently closed a $7.6M round of funding led by North Bridge Venture Partners and General Catalyst Partners

- Co-founded by Chris Gardner, Kevin Laracey and Joe Paratore – three proven entrepreneurs in the e-billing, payments and mobile space that have collaborated before