PYMNTS.com

Over 2 content packed days on March 19-20, 2014, The Innovation Project 2014, powered by PYMNTS.com, will bring together the most thoughtful minds from established players, emerging disruptors, and entrepreneurial visionaries in the world of payments and commerce to reinvent the future of an industry being transformed by mobile devices, the cloud, big data, and emerging technologies. Together we will rethink whether what’s taken us this far over the last 60 years is enough to move us forward for another 60 years!

The Innovation Project 2014 is by invitation only. The invitation process is as rigorous, as it is selective, as the event will convene 600+ industry leaders in one place, a who’s who in payments and commerce, from all sectors of this industry to come together at our event with one goal in mind…reinventing the industry. Register today!

How many times do you get this many payments CEOs and global authorities under one roof?The movers and shakers, for 16 hours of focused, non-interrupted, thought‑provoking, off the record conversation? Once a year, at The Innovation Project. Here’s a sneak peek at some of who you will hear from … what they’ll be talking about … and what you definitely cannot afford to miss.
All sessions will be held in Sanders Theatre in Annenberg Hall at Harvard University*

DAY 1 – Wednesday, March 19, 2014

8:00 AM – 8:15 AM

Welcome and Introduction

Karen Webster
CEO, Market Platform Dynamics & President, PYMNTS.com

8:15 AM – 10:15 AM

The Reinvention of Payments | Who’s Driving It or Being Driven to Extinction?
Who Will Rule the Payments and Commerce Kingdom for the Next 50 Years?

Ten CEOs – five incumbents and five new challengers – from across the payments ecosystem will debate the future of payments and commerce in the face of new technologies, new regulations and changing consumer expectations. Will these five new and powerful forces crown a new king and queen of payments? You can be sure that the father of modern business strategy, Michael Porter, and Fox Business News Analyst’ Liz Claman, will stimulate a lively debate and draw out new insights from some of the most impactful innovators in the field.

Some of who you’ll hear from …
Liz ClamanLiz Claman
Anchor
Fox Business News
Janet Estep
President & CEO,
NACHA
Rocco FabianoRocco Fabiano
President
Qualcomm Retail Solutions
Chris GardnerChris Gardner
Co-Founder
Paydiant
Alex P HartAlex P Hart
President & CEO
Official Payments
Mike KennedyMike Kennedy
CEO
clearXchange
David NelmsDavid Nelms
Chariman & CEO
Discover
Mike PassillaMike Passilla
CEO
Chase Merchant Services
Seth PriebatschSeth Priebatsch
Chief Ninja
LevelUp
Scott RankinScott Rankin
CMO
MCX
Bill TauscherBill Tauscher
CEO
Blackhawk
Ron TotaroRon Totaro
General Manager, Global Financial Services
Pitney Bowes, Inc.
Michael Porter Michael Porter
Foremost Authority on Strategy, Competition & Competitive Advantage; Creator of Shared Value Concept; Professor, Harvard Business School

10:15 AM – 10:45 AM

Coffee and networking
Annenberg Hall Transcept and Queen’s Head Pub

10:45 AM – 12:00 PM

Does Cash Need a Digital Makeover?
Reinventing Cash in the Digital Age

What’s so wrong with a payment method that has been around for 3,000 years and still works very well? Well, it’s just not suitable for global commerce in the digital age, so says famed technologist, bitcoin believer and investor, Jeremy Allaire. Allaire along with economist and payments expert, David Evans, will engage a panel of CEOs and alternative currency believers in a debate about whether bitcoin and the many imitators it has spawned will make global commerce frictionless, or whether the physical currency we know, love and use today is good enough to sustain payments and commerce for the next 3,000 years.

Jeremy AllaireJeremy Allaire
Founder & CEO
Circle Internet Financial
Vitalik Buterin Vitalik Buterin
CEO
Ethereum
Karl MehtaKarl Mehta
Venture Partner,
Menlo Ventures
Pam Patsley Pam Patsley
CEO
Moneygram
Steve RathgaberSteve Rathgaber
CEO
Cardtronics
Danny ShaderDanny Shader
CEO
PayNearMe
Mario ShiliashkiMario Shiliashki
SVP, Emerging Payments
MasterCard

12:00 PM – 1:00 PM

Lunch and Networking
Annenberg Hall

1:15 PM – 2:30 PM

Uber Solutions for Keeping the CyberCriminals at Bay
Rethinking How We Keep Payments Safe

What’s a payment’s industry to do to keep cardholder data safe when consumers willingly give up information in exchange for good deals, hate it when their checkout experience is bogged down with too many levels of authentication, and the bad guys have new and better tools to exploit the vulnerabilities in the current payments system? White House cybersecurity guru, Richard Clarke, will ignite a thought provoking conversation about the impact of cybercrime on the safety and soundness of our payments ecosystem and what should be done to beat the bad guys to the punch in a whole new payments security battleground – cyberspace.

Richard ClarkeRichard Clarke
Cyber Security Expert, Former Counterterrorism Czar & Best-Selling author
David FortneyDavid Fortney
SVP, Product Marketing & Strategy
The Clearing House
Paul KleinschnitzPaul Kleinschnitz
SVP, GM Cyber-security Solutions
First Data
Jennifer ShulzJennifer Schulz
Group President, Vertical Markets
Experian
Tom TobinTom Tobin
General Manager, Financial Crime Risk Management
Fiserv
Nat NatrajNat Natraj
SVP
CA Technologies
Shaunt SarkissianShaunt Sarkissian
Founder & CEO
Cortex
George WallnerGeorge Wallner
Chief Technologist, Loop and Founder & CEO, Hypercomm

2:30 PM – 2:45 PM

Networking and Break

2:45 PM – 4:00 PM

Meet the New Boss, Clearly Not the Same as the Old Boss
Resetting the Financial Services Landscape

There was only one small problem when the banks turned off the lending tap to consumers and businesses over the last six years and started charging for services that were once free – consumers and businesses began to follow the money away from their once beloved banking institutions. FTC Commissioner Julie Brill and Small Business Lending Innovator Noah Breslow will kick off a conversation with innovators and incumbents about whether the “three C’s” of financial services – checking, credit, cards – are slowly becoming the domain of the innovators who were there waiting with open arms when banks just said no.

Noah BreslowNoah Breslow
CEO
OnDeck Capital
Jared HechtJared Hecht
Co-Founder & CEO
Fundera
Renaud LeplancheRenaud Leplanche
CEO
LendingClub
Douglas MerrillDouglas Merrill
Founder & CEO
Zest Finance
Mark TroughtonMark Troughton
President
WONGA
Nathan GroffNathan Groff
Chief Government Relations Officer
Intuition Systems
David SilbermanDavid Silberman
Associate Director, Research, Markets, and Regulations
Consumer Financial Protection Bureau

4:00 PM – 5:00 PM

Why Should Retail Payments Have All the Fun?
Reinventing Commercial Payments

Mobile, the cloud and new technologies have reinvented the ways in which consumers and merchants interact and created lots of new efficiencies in the process. Not so on the B2B side of the payments house where infusing innovation into the ways that businesses pay and are paid has never been able to really overcome the inherent “chicken and egg” issues that plague payments overall. Ed Glassman, Head Honcho over MasterCard’s Commercial Payments Platform and Debby McWhinney, formerly head of Citigroup’s Enterprise Payments will challenge our panel to define how the anytime/anywhere/with anyone mantra that defines retail payments can become the mission statement for turning commercial payments deficiencies into a commercial payments innovation agenda.

Michael E. DiamondMichael E. Diamond
Chief Revenue Officer
Mitek
Ryan GilbertRyan Gilbert
Co-Founder & CEO
Billfloat
Matt HarrisMatt Harris
Managing Director
Bain Capital Ventures
Deborah McWhinneyDeborah McWhinney
Board of Directors
Fluor
Kevin PhalenKevin Phalen
Managing Director
Bank of America
Eduardo VergaraEduardo Vergara
Former CEO
Barclaycard Global Business Solutions
Richard GrumRichard Crum
Global T&E Products & Solutions
MasterCard

5:00 PM – 6:00 PM

The Big Bitcoin Debate Is Bitcoin More Than Money?
Just How Disruptive Are the Bitcoin Innovations and Is Currency Just the First Act?

While everyone is debating whether it’s a bubble and when it will burst, those in the know in the bitcoin world are focused on how the technological breakthroughs behind it could reshape the world. Several of the deepest crypto currency thinkers and doers will engage with some of the skeptics to debate just how revolutionary bitcoin and its many imitators are. Karen Webster, MPD CEO will start the bitcoin brawl by teeing up the critical questions that will help even bitcoin blockheads contemplate how bitcoin can transform payments and contract provisions and even control autonomous agents. At the end of this session, you’ll be able to see just how much of this could ever be reality and how much of it is for Sci-Fi addicts.

David Evans
Chairman,
Global Economics Group
Ron KarpovichRon Karpovich
Managing Director
JP Morgan
Steve KrischSteve Kirsch
CEO
Cointrust
Dan RosenDan Rosen
General Partner, Commerce Ventures
Ashely EvansAshely Evans
Director of Corporate Strategy
Verizon
Karen Webster
CEO, Market Platform Dynamics & President, PYMNTS.com
Adam WhiteAdam White
Director of Business Development
Coinbase

6:00 PM – 6:15 PM

Innovation Demo and Expo Opening
Patrick GauthierPatrick Gauthier
Head of Product Strategy & Business Operations, Retail Services
PayPal
Bill ReadyBill Ready
CEO
Braintree
Eric RemerEric Remer
Founder & CEO
PaySimple
Leo RoccoLeo Rocco
CEO
GoPago

6:45 PM – 7:45 PM

“The What’s Next Power Play” ™ Sessions
Science Center at Harvard*

Got new product? Have we got a forum for you! Only 10 new ideas will be given the chance to introduce their innovation to the most prestigious audience in payments and to be given feedback from one of the most accomplished and outspoken global payments authorities there is, investor and CEO, Doug Bergeron.

Innovators Expo

50 of the coolest, newest, freshest and most awesome innovators in payments will strut their stuff, many for the first time ever, for Innovation Project 2014 delegates. It’s a great opportunity to see, all in one place, the innovators and innovations that could give your ideas the legs it needs to leapfrog the competition.

Cocktails and massive quantities of “heavy” Hors d’oeuvres will be served to keep energy levels humming!

6:00 PM – 7:30 PM

ThinkAThon Team Working Session
Breakout Rooms on Harvard Campus*

Yes, we know its work BUT, at least the weather will likely be crummy so there’ll be no distractions. Teams will assemble to work thru what they’ll say in front of, gulp, the most senior, knowledgeable and even cynical audience in payments the following day as they compete for Master Payments Guru title.

DAY 2 – Thursday, March 20, 2014

7:00 AM – 8:30AM

Breakfast with the Innovators and What’s Next Power Players
Science Center at Harvard*

Five new product launches and all of the innovators will be back at it, this time with coffee and breakfast fare.

8:15 AM – 8:45 AM

Morning Keynote
Fireside Chat
Jennifer Shasky CalveryJennifer Shasky Calvery
Director, Department of the Treasury Financial Crimes Enforcement Network (FinCEN)
Richard Schmalensee
Dean Emeritus
Sloan School of Management, MIT

8:45 AM – 10:15 AM

Channeling Your Inner Tesco
Reinventing the Retail Storefront

Quick, what’s a five letter word for Retail Innovation? You guessed it, Tesco. And, who better to start a conversation about how to save physical retail from extinction than none other than Tesco’s Former CEO and Retail Visionary, Sir Terry Leahy. Leahy and Vantiv’s Chief Strategist Daniela Mielke will kick off a discussion with a diverse group of retail innovators on the right way to “creatively destruct” retail and leverage the power of technology and connected devices to create new value for merchants and consumers.

Todd DipaolaTodd Dipaola
CEO & Founder
inMarket
Marc Freed-FinneganMarc Freed-Finnegan
Co-Founder and CEO
Index
Faisal MasudFaisal Masud
EVP, Global E-Commerce
Staples
Jennifer MilesJennifer Miles
President
VeriFone Americas
Scott ThompsonScott Thompson
CEO
ShopRunner
Sir Terry LeahySir Terry Leahy
Former CEO of TESCO & Author of “Management in Ten Words”
Daniela MiekleDaniela Miekle
Chief Strategy & Product Officer
Vantiv

10:15 AM – 10:45 AM

Networking and Coffee Break

10:45 AM – 12:15 PM

Breaking the Plastic Habit
Rethinking How Consumers Shop and Pay

Anyone who’s ever made a new year’s resolution knows one thing for sure: consumer habits are really, really hard to break. Pulitzer Prize winning journalist and author of The Power of Habit, Charles Duhigg and PayPal’s Global Retail genius, Don Kingsborough, will share their secrets on how to get consumers to move away from the “whip out plastic card and swipe” that’s stored in their “muscle memory” to something new, mobile, and much more valuable, while drawing insights from a panel of innovators who are all working in slightly different ways to help consumers over that hump.

Mike Boush Mike Boush
Vice President, E-Business and Chief Digital Officer
Discover
Charles DuhiggCharles Duhigg
Pulitzer Prize Winning Reporter & Author of “The Power of Habit”
Will GraylinWill Graylin
CEO
Loop
Marianne Johnson
Executive Vice President, Global Head of Product and Innovation
Elavon
Don KingsboroughDon Kingsborough
Global VP/ GM of Retail & Prepaid
PayPal
Alex RampellAlex Rampell
CEO
Trial Pay & Yub
Matt TaylorMatt Taylor
CEO
Mercury

12:15 PM – 1:15 PM

Lunch and Networking
Annenberg Hall

1:15 PM – 2:30 PM

The Payments Bone’s Connected to the Commerce Bone
Reshaping what Drives Commerce and Business Innovation

The idea of turning your spare bedroom into a hotel room seemed totally ridiculous much less feasible until AirBNB turned that idea into a multi-billion dollar business. And, once upon a time, the only way that brands could get consumers interested was to bombard them with ads in the most inconvenient places, including mobile devices. Brad Brodigan and Stanford Business School Professor and author of Absolute Value, Itamar Simonson, will bash the unconventional wisdom of what drives commerce today and will in the future, and the invisible role of payments in making that future viable.

Brad BrodiganBrad Brodigan
VP GM Retail
PayPal
Alex BroekerAlex Broeker
CEO
TabbedOut
Andreas EhnAndreas Ehn
Co-Founder & CEO
Wrapp
Mark LavelleMark Lavelle
Senior Vice President, Strategy & Business Development
PayPal
Ben LingBen Ling
Investment Partner
Khosla Ventures
Chris MortonChris Morton
CEO
Lyst
Itamar SimonsonItamar Simonson
Professor of Marketing Stanford Graduate School & Author of “Absolute Value”
Kamran ZakiKamran Zaki
President
Adyen North America

2:30 PM – 3:00 PM

Networking and Break

3:05 PM – 4:15 PM

The Industry Speaks!
The ThinkAThon Competition

Ta-dah! After weeks of hard work, late nights in Cambridge burning the midnight oil and consuming large quantities of liquid nourishment to keep those brain cells whirring, it’s time for the teams to present their thoughtful approaches to the industry problems that keep the payments and commerce ecosystem from reaching its full potential. There’s a lot at stake as the most critical judges ever listen, ponder, score and challenge the teams who will present their solutions. ThinkaThon Chair, economist, author and payments big thinker, David Evans, has set some pretty simple ground rules. No PowerPoint, 2 minutes of presentation that better be compelling and a 140 character tweet to kick things off. Let the games begin!

Raj DateRaj Date
Managing Partner, Fenway Summer
David Evans
Chairman,
Global Economics Group
Brian HughesBrian Hughes
Senior Vice President
Cardmember Marketing
Karl Mehta
Venture Partner,
Menlo Ventures
Tim Attinger
Strategy, Corporate Development & Digital Innovation
Blackhawk Network
George WallnerGeorge Wallner
Chief Technologist, Loop and Founder & CEO, Hypercomm

Hans Morris
Special Advisor, General Atlantic & Director/Investor payments companies
Richard Schmalensee
Dean Emeritus
Sloan School of Management, MIT
Alex RampellAlex Rampell
CEO
Trial Pay & Yub

4:15 PM – 5:30 PM

Around the World in 80 Minutes
How the world does payments

CEOs and innovators from around the world will share their experiences in igniting mobile commerce in some of the most dynamic and exciting markets there are in the world: Russia, China, India, Turkey, Poland, and Brazil.

Souheil BadranSouheil Badran
SVP & General Manager
Digital River World Payments
Harold MontgomeryHarold Montgomery
Chairman and CEO
Calpian
Lisa Stanton Lisa Stanton
President, Americas
Monitise
David WolmanDavid Wolman
Author of “The End of Money” & Contributing Editor Wired
Clovis Poggetti, JrClovis Poggetti, Jr.
Executive Vice President and the Officer
Cielo
Greg KeoughGregory Keough
CEO Mobile Financial Services
MasterCard & Telefonica Joint Venture

5:45 PM – 7:00 PM

Cocktails and Munchies at the Innovators Expo
Science Center

It’s your last chance to kick the tires and meet the Innovators Class of 2014. Food and drink provided!

7:00 PM – 9:30 PM

Celebrate, Celebrate, Celebrate
The PYMNTS 2014 Innovators Award Dinner

Annenberg Hall

Overture, tune the lights, this is it, the night of nights! The most prestigious awards program in payments will being! And, we have a fun evening in store. Last year’s winners will be involved to make it lively and entertaining – and we’ll have a few surprises in store to make the evening even more fun. 16 best-in-class awards will be given, the Lifetime Achievement Award winner will be inducted into the Hall of Fame, as well 3 new members. And, the industry will honor one of its greats through by the Michael P. Duffy Award Leadership to someone in the industry whose lives the value that made him such a beloved industry figure.

9:30 PM

And, Its’ a Wrap
The Awards Dinner After Party – The Crystal Ball

Queen’s Head Pub

We celebrate the winners, new friendships and new ideas that have been stimulated over the last two days. And, bid everyone a fond “farewell” until the next time!

*Please note that The Innovation Project and PYMNTS.com are not affiliated with Harvard University, nor is the Innovation Project 2014 a Harvard University program or activity.
The Keynote Speakers

Karen Webster

Senior Vice President, Strategy & Business Development

Revlon

Karen Webster

Senior Vice President, Strategy & Business Development

Revlon

Karen Webster

CEO, Market Platform Dynamics

PYMNTS

Karen Webster

CEO, Market Platform Dynamics

PYMNTS

Karen Webster

CEO, Market Platform Dynamics

PYMNTS

Karen Webster

CEO, Market Platform Dynamics

PYMNTS

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