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To help consumers get in better financial shape in the new year, Charter One is encouraging people to take time to identify their financial goals and to consider some simple but effective budgeting and savings strategies as part of an annual financial tune-up. Small changes made now can add up over time and help consumers to take control of their finances.
“The beginning of a new year provides a natural opportunity to review one’s personal finances and to conduct a simple financial tune-up that can help identify or reaffirm financial goals and recognize any patterns that need to be changed for the year ahead," said Ken Marblestone, President of Charter One and RBS Citizens in Ohio."We encourage our customers and all consumers to take the time to review their 2012 spending and savings records, write down their 2013 financial goals and start thinking about their household budgets for 2013."
As a guiding principle, Charter One recommends that consumers build a sound foundation for financial health by saving more than they spend. Regardless of age or financial situation, the following checklist provides suggestions for an annual financial tune-up:
For more information about Charter One and to see other tools that can help you reach your financial goals in 2013, visit charterone.com or call the bank's 24/7 customer service line at 1-877-242-7837.
About Charter One
Charter One is a division of RBS Citizens, N.A., operating in Illinois, Michigan and Ohio. It has 340 branches and 510 ATMs. It has 104 branches and 244 ATMs in Illinois. It has 103 branches and 106 ATMs in Michigan. It has 133 branches and 160 ATMs in Ohio. Charter One’s website is charterone.com.
RBS Citizens, N.A., is a subsidiary of RBS Citizens Financial Group, Inc., a $132 billion commercial bank holding company. It is headquartered in Providence, R.I., and through its subsidiaries has more than 1,400 branches, approximately 3,600 ATMs and approximately 18,950 colleagues. Its two bank subsidiaries are RBS Citizens, N.A., and Citizens Bank of Pennsylvania. They operate a 12-state branch network under the Citizens Bank brand in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island and Vermont; and the Charter One brand in Illinois, Michigan and Ohio. RBSCFG has non-branch retail and commercial offices in more than 30 states. RBSCFG is owned by RBS (the Royal Bank of Scotland Group plc). RBSCFG’s website is citizensbank.com.