alternative lending

Filling SaaS Firms’ Slippery Cash Gaps
Filling SaaS Firms’ Slippery Cash Gaps
September 10, 2020  |  B2B Payments

Software-as-a-Service and subscription revenue business models have exploded in recent years, largely due to the invaluable benefit of having cash flow predictability. While it can...

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How FinTech Can Disrupt A Payday Lending Industry That No One Likes Anyway
How FinTech Can Disrupt A Payday Lending Industry That No One Likes Anyway
August 31, 2020  |  Alternative Credit

The death of U.S. payday lending has long been forecast, as opponents complain that short-term, high-interest loans offer consumers little more than an opportunity to...

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The Time Store On The Challenges Involved In Digital SMB Financing
The Time Store On The Challenges Involved In Digital SMB Financing
August 19, 2020  |  Payments Powering the Platform Economy

Digital-first businesses that need capital as a cushion for lumpy cash flow find tapping their banks for funds can be tedious and slow, says Abe...

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Online Loans Confound Experts With Lower-Than-Expected Impairments
Online Loans Confound Experts With Lower-Than-Expected Impairments
August 17, 2020  |  Loans

Personal, unsecured loans issued through online lenders like Best Egg, LendingClub and Upstart have long been seen as particularly vulnerable in a downturn. But new...

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Fundbox Founder Steps Aside As CEO
Fundbox Founder Steps Aside As CEO
July 02, 2020  |  Personnel

Fundbox Founder Eyal Shinar is moving over from his CEO role to become the B2B credit-and-payments company’s executive chairman. Prashant Fuloria, currently Fundbox’s chief operating...

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Tough Times in Consumer Credit Could Push Some Americans to Nontraditional Lenders
Tough Times in Consumer Credit Could Push Some Americans to Nontraditional Lenders
June 08, 2020  |  Economy

April wasn’t a good month for consumer-credit use. According to the latest Federal Reserve data, U.S. consumer borrowing dropped 19.6 percent — its fastest decline...

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New Fiserv Program Aims To Cover Residential And Commercial Rent
New Fiserv Program Aims To Cover Residential And Commercial Rent
June 04, 2020  |  Alternative Credit

For individuals and small businesses that are having trouble covering the rent during the COVID-19 economic collapse, but might have a credit card or line...

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Looking Beyond The Biggest Banks For SMB Relief
Looking Beyond The Biggest Banks For SMB Relief
May 14, 2020  |  B2B Payments

The Paycheck Protection Program (PPP) has dealt some difficult lessons, even to the largest Main Street lenders, as financiers struggle to meet demand, seamlessly process...

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Hong Kong Alt-Lender Oriente Raises $50M
Hong Kong Alt-Lender Oriente Raises $50M
April 28, 2020  |  B2B Payments

Hong Kong-based FinTech Oriente has raised $50 million in its ongoing Series B round, according to finews.asia. Oriente, which provides customers with financial resources like...

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