(source: en.wikipedia.org)
The lending landscape is undergoing a system-level shift that promises to benefit both borrowers and lenders. FinTech innovations, and an evolving mindset within the industry,...
It’s said that change is the only constant in business, but that doesn’t mean firms need to consistently adapt to every new trend. This is...
“How much cash you have and how you use your cash is really an important data point that can be used to assess someone’s creditworthiness.”...
The last 16 or so months has triggered a full reset of almost every part of consumers’ lives, as they were forced to rewire themselves to...
It’s been a while since cash was king here in the U.S., but in other parts of the world, such as South America, paper money...
The pandemic is ebbing, and the U.S. economy is — in lumpy fashion, to be sure — reigniting. That means forbearance programs are due for...
Fraud hit record highs over the past year amid unprecedented digital engagement, with each online interaction giving bad actors an opportunity to impersonate legitimate customers...
With no credit scores, limited financial transaction histories, and a huge amount of people who don’t even have a bank account, lending money in Vietnam...
The use of artificial intelligence (AI) and machine learning (ML) isn’t some futuristic idea. It’s here now and being used to make good banks better...