On Monday (March 31), PYMNTS Intelligence reported that for impulse and emergency purchases alike, a sizable segment of consumers are slightly more likely to pay with credit than cash. Roughly a third opt to use credit cards. More than a third of impulse and unplanned expenses...
Cross River Bank has partnered with FinTech platform Current to launch a new credit-building product that will benefit Current’s over 4 million members. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...
Over the past few years, consumers have steadily returned to brick-and-mortar stores and spending seems resilient, albeit slowing a bit, even with inflation stubbornly in place. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...
Another Fed meeting, another interest rate hike … and more trouble ahead for paycheck-to-paycheck consumers and small to midsize businesses (SMBs). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...
For decades, the FICO score has been the most influential tool in the financial services marketplace. It has stood above all others as the independent arbiter that financial institutions would universally accept as a reliable gauge of consumers’ worthiness to be granted credit, as well...
“How much cash you have and how you use your cash is really an important data point that can be used to assess someone’s creditworthiness.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...
