Alternative Finances

Alternative Finances
FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk
May 28, 2025

The FICO score is arguably shorthand for creditworthiness — a triple-digit number that helps determine mortgages and all manner of debt that’s extended to applicants, and at what interest rate. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Alternative Finances
HSBC and Tradeshift Target B2B Embedded Lending Opportunity With New Venture
October 03, 2024

HSBC has launched an embedded finance venture aimed at its business clients. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Alternative Finances
Visa: Data Orchestration Will Boost Embedded Finance Adoption Globally
October 02, 2024

Embedded lending’s usage around the globe has been growing — but as we enter new cycles of technology and seamless interactions, we’ll see more consumers and businesses turn to a growing set of use cases where they get the financing they need to get the...

Alternative Finances
Forward Financing Gains $450 Million Credit Facility for Revenue-Based Financing
September 19, 2024

Forward Financing has increased its existing $250 million credit facility to $450 million to support continued growth of its revenue-based financing for small businesses across the United States. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Alternative Finances
Working Capital Solutions Bridge Cash Flow Gaps for 48% of Growth Corporates in Commercial Travel
January 09, 2024

The utilization of working capital solutions among Growth Corporates in North America has transcended the conventional focus solely on investment purposes. Insights detailed in the “2023-2024 Growth Corporates Working Capital Index (WCI): North America Edition” by PYMNTS Intelligence underscores this evolution, shedding light on the...

Alternative Finances
SumUp Raises $100 Million to Offer Merchants Cash Advances
August 09, 2023

SumUp has raised a $100 million credit facility to launch a merchant financing solution. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Alternative Finances
Pipe Debuts UK Recurring Revenue Trading Platform
September 21, 2021

Recurring revenue trading platform Pipe announced the offering is now available in the U.K., a growth initiative that has the company adding a pair of tech veterans to its international leadership ranks. Get the Full Story Complete the form to unlock this article and enjoy...

Alternative Finances
MercadoCredito Cracks The Code On Lending To The Un- And Underbanked In Brazil
December 28, 2020

The digital compression of 2020 has drawn a wide range of speculation. Has it been ten years of change packed into one, as some have speculated? But maybe the most dramatic and realistic assessment comes from Pedro DePaula, director of MercadoLibre’s MercadoCrédito division. In Mercado’s home...

Alternative Finances
FinTechs See SMB Factoring As Ripe For Disruption
September 25, 2020

The pandemic has shone a spotlight on the urgent capital needs of small- to medium-sized businesses (SMBs) as they struggle with cash flow. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...