Sections
Alternative Finances
-
Alternative FinancesFinTechs See SMB Factoring As Ripe For Disruption
The pandemic has shone a spotlight on the urgent capital needs of small- to...
-
Alternative FinancesLendingClub Lays Off 460 In Restructuring Plan
A third of online lender LendingClub’s workers will be laid off, the company said...
-
Alternative FinancesKlarna Posts $113M Loss
Klarna, a Swedish FinTech that allows customers to pay for items through installments, has...
-
Alternative FinancesDisrupting The Security Deposit With Insurance
Affordable housing in many American cities has reached crisis levels. For those looking for...
-
Alternative FinancesLawmakers Eye Alternatives To Renter Security Deposits
Lawmakers across multiple states are considering legislation to reconfigure the often burdensome security deposit...
-
Alternative FinancesCalifornia Grants Lending License To BNPL Platform Sezzle
Sezzle, the California-based alternative payments lender, announced Thursday that it was finally approved by...
-
Alternative FinancesIndian FinTech ZestMoney Raises $15M Led By Goldman Sachs
Bangalore-based FinTech ZestMoney has raised $15 million in a Series B funding round led...
-
Alternative FinancesAfter The Disruption: Alt-Banking Goes Straight, Chases Bad Guys
As alt-banking matures and FinTechs mushroom, challenger banks are losing their cool “disruptor cred”...
-
Alternative FinancesKlarna Chief Claims Six Million New Customers Per Year
The CEO of online split payments company Klarna, Sebastian Siemiatkowski, gave a lengthy interview...
-
Alternative FinancesWhy P2P Could Soon Play A Leading Role In Middle...
When it comes to lending — to say nothing of the wider world of...
-
Alternative FinancesIndia’s Rapid But Rocky Transition Into Digital Financial Services
While much of the world is profoundly different at the end of this decade...
-
Alternative FinancesAfterpay CEO: How Alt Payments Are Altering Black Friday Spend
Shoppers looking for something a little unusual this holiday season when they head out...
-
Alternative FinancesMore Regulatory Trouble Could Be Heading Short-Term Lenders' Way
Keeping track of the legal status of short-term lending in the U.S. – which encompasses...
-
Alternative FinancesOYO: Why Credit Could Be Key To US Expansion
India-based hotel and booking startup OYO has been on a tear lately, landing $1.5 billion...
-
Alternative FinancesWhy Migrant Workers Need Their Own Financial Services
According to the Bureau of Labor statistics, as of 2018 (the last full year for...
-
Alternative FinancesPayday Lending Laws Drive Traffic To Pawn Shops
While short-term lending in general has a pretty rough reputation, the pawn loan is the most...
-
Alternative FinancesPayPal Lowers Installment Credit Threshold To $30 - $99 Purchases
Consumers now have a range of promotional financing deals to choose from the online...
-
Alternative FinancesBuilding A Better Payday Lending Product
Short-term lending has something of a bad rap in the United States — consumer...
-
Alternative FinancesFinServ Matchmaker SuperMoney Tops $2B In Loan Requests
Most people make big purchases not so much with the total cost of ownership...
-
Alternative FinancesState Regulators Investigate Payday Advances
The New York State Department of Financial Services (NYDFS) has announced it will lead...
-
Alternative FinancesWhy Consumers Need Digital Banks To Be Better, Not Just...
Not having enough money can be a very expensive — a genuine problem for...
-
Alternative FinancesBringing Debt Management Into The Digital Age
“Compound interest is the eighth wonder of the world. He who understands it, earns...
-
Alternative FinancesPlaid Rolls Out Liabilities Tool To Track Student Loan Debt
Plaid's core business is centered on helping make it easy for developers get up...
-
Alternative FinancesMicrolending Bridges Gaps For Recent Immigrants
Karla Ogaro was a certified pharmacist in the Philippines before emigrating to Canada. Mohammed Aly, also...
-
Alternative FinancesCould Income Share Agreements Displace Payday Loans?
Income sharing is not a common method of financing as of 2019 — though,...
-
Alternative FinancesStartup Helps Millennials Finance Rent, Move-In Expenses
In 2010 a small, obscure New York State political party grabbed a lot of...
-
Alternative FinancesThe Problems With Postal Banking
Last week presidential candidate Sen. Bernie Sanders and freshman New York Rep. Alexandria Ocasio-Cortez...
-
Alternative FinancesHigher Fees Drive LendingClub’s Earnings Beat
Stronger-than-expected loan originations combined with increased transaction fees to push LendingClub’s quarterly earnings report...
-
Alternative FinancesMax Levchin: What’s Missing From Today’s Financial Literacy Initiatives
By the numbers, Americans are not a very financially literate people. According to a...
-
Alternative FinancesIt’s Not Easy Solving For $1.5 Trillion In Student Debt
This week Democratic presidential candidate Sen. Elizabeth Warren managed to capture a lot of...
-
Alternative FinancesProsper Fined $3M By SEC For Overstating Returns
The Securities and Exchange Commission announced late last week that Prosper, the online lender,...
-
Alternative FinancesCan A Poverty-Fighting Tool In Bhopal Work For Customers In...
Microlending is a relatively simple concept that can be complicated to evaluate. The theory...
-
Alternative FinancesWhy AI Risk Tech And Banks Could Be A Match...
While most CEO stories are about having founded a firm to solve a problem,...
-
Alternative FinancesWill The Consumer’s Next Bank Be Amazon, PayPal Or Walmart?
FinTech firms may not be the only ones that traditional financial institutions (FIs) need...
-
Alternative FinancesBuilding A Better On-Ramp For Credit Repair
Self Lender Founder James Garvey never thought he would go into financial services, and...
-
Alternative FinancesHas Alternative Lending Seen Its VC Peak?
In 2015, news outlets ran articles about the “gold mine” of venture capital investments in...
-
Alternative FinancesKPMG: Australia’s AltFin Sector Worth $1B
KPMG, an advisory and audit company, has released numbers that say Australia has a...
-
Alternative FinancesHow Frank Wants To Help Students Stay Away From Debt
Much has been written about the student loan crisis in the U.S. There are...
-
Alternative FinancesPayPal Hits £1B UK SMB Lending Milestone
PayPal said on Wednesday (March 6) that it has provided more than £1 billion...
-
Alternative FinancesHow POS Financing Can Make The Friendly Skies Much Friendlier
The family vacation to Disney World. The trip to a best friend’s destination wedding....
-
Alternative FinancesLevchin: Why The Affirm-Walmart Partnership Is More Than POS Credit
As we learned last week, purchase financing for Walmart customers is changing. In fact, the...
-
Alternative FinancesWhat Smart, Conversational AI Adds To Credit Scoring
Traditional credit-scoring models have not had it easy in the court of public opinion over...
-
Alternative FinancesNav CEO On Breaking SMB Financing’s 'Black Box'
Starting a business in the United States requires being courageous, someone who embraces the...
-
Alternative FinancesHow To See The Customer 'Beyond The Credit Score'
“What’s in a name? That which we call a rose by any other name...
-
Alternative FinancesAre Mortgages The On-Ramp For Lifelong Financial Management?
Of the scores of innovations and updates to consumer lending seen and written about...
-
Alternative FinancesPetal Raises $30M To Expand Credit Card Biz
Petal, the New York-based FinTech that makes a credit card for consumers just starting...
-
Alternative FinancesChanges On Deck For The CFPB’s Payday Lending Rule
Could it be that the CFPB, under new Executive Director Kathy Kraninger, will be moving...
-
Alternative FinancesBuilding A Bridge To The Homeless With Breadcoin
Washington, D.C. is both a rich city and a poor city. Filled with federal...
-
Alternative FinancesAltFin’s Bumpy Ride Into An Uncertain 2019
“It was the best of times, it was the worst of times...” -Charles Dickens,...
-
Alternative FinancesAffirm’s Levchin On Changing The Consumer Credit Conversation
The conversation about credit in the U.S. has become one of extremes. There is...
