Karen Webster

Karen Webster
The Eight Pivotal Strategies for Payments and the Digital Economy in 2024
January 08, 2024

One: Companies monetize certainty as businesses and consumers prize predictability. Two: Shopping shifts from buying to editing as replenishment models change retail dynamics. Three: GenAI becomes a feature, and everything has a conversational front end. Four: Platforms gain power as point solutions seek distribution, businesses...

Karen Webster
52 Mondays 2023: The Year of Acronyms, AI and the Connected Everything
December 27, 2023

The traditional look back at the end of the year that was begs the question: What have we learned? Specifically, for 2023, the question might also be: Was it all about AI? Hardly, although you’d be forgiven for thinking that artificial intelligence was the sole...

Karen Webster
The Year in Payments: From BNPL to FTX to the Digital Economy
December 28, 2022

Looking for analysis of everything from the digital economy to consumers’ instincts about inflation? Let Monday be your guide. “Monday.” It comes from the Anglo-Saxon word Mōnandæg, meaning “the moon’s day.” And long before the Anglo-Saxons, the Babylonians believed the same. Not much for moon-worshipping...

Karen Webster
The One Big Thing Apple’s Project Breakout Needs but Doesn’t Have
April 04, 2022

Project Breakout is said to be Apple’s now-not-so-secret plan to turn itself into a full-fledged payments and financial services company by building its own acquiring, payments processing, risk management, fraud and credit underwriting capabilities. As reported last week by Bloomberg, this move is intended to...

Karen Webster
52 Mondays 2021: And Just Like That, The Connected Economy Takes Off
December 27, 2021

The vintage pop song says, “Monday morning, you gave me no warning of what was to be …”   No disrespect to The Mamas & The Papas, but I do that nearly every Monday (morning).   Perhaps not warnings, but notices, alerts, signposts as to...

Karen Webster
52 Mondays 2020: The Year Of Speed, Scale And Seismic Shifts in Payments
December 28, 2020

Looking back, when we take stock of what happened and sift through the chaos and heartbreak of the year that was, we’ll see the seismic shifts that took place in 2020. I’d written back in January that “the 2020s promise to bring about a convergence...

Karen Webster
52 Monday Conversations About Payments In 2019
December 30, 2019

Mondays have a bad reputation, and that’s understandable. The magic of the weekend is fading into memory, and sometimes even the strongest coffee has a hard time sparking the engine needed for the workweek ahead. But Mondays have a different meaning here at PYMNTS —...

Karen Webster
52 Mondays 2018: Karen Webster’s Year-Long Conversation About Payments
December 26, 2018

Hi everyone! Astrologists say that people born on Mondays have the psychic ability to understand others — making them better able to see what’s next. Executive coaches say Monday is the most productive day of the week, since it represents a fresh start and an...

Karen Webster
52 Mondays, 52 Conversations, 52 Ways Of Looking At Payments
December 26, 2017

No year in payments is exactly alike – perhaps conversation is the only constant. 2017 was epic, from Amazon to bitcoin to hillbillies to Walmart, as the following eBook pages prove. Here’s to a 2018 filled with more food for thought, across the realms of...