;As a matter of interest …

"We like [Apple Pay] because it is our technology inside doing it and you could see it being adopted very quickly here [in Australia]," Ms Cairns [MasterCard's president of international markets] said. She is referring to the MDES (MasterCard Digital Enablement Service) which "tokenises" credit card numbers so that they are more secure and don't have to be entered multiple times.

So, just how much of “Apple Pay” is Apple’s creation, only the fingerprint reader?