[…] PYMNTS data found that paycheck-to-paycheck consumers are more than three times as likely as their peers to revolve credit card debt and carry higher monthly balances overall. The average credit score for all consumers who live paycheck to paycheck is 664, which places them firmly in the “prime” category. The consumers struggling to pay their bills each month have a below-average credit score of 613, which is subprime. […]