[…] As reported here last month, the Fed’s latest data on delinquencies — with an eye on consolidated debt — showed gains at the end of last year, with 3.6% of outstanding debt in some stage of delinquency. As of the end of the fourth quarter, credit cards continued to be the loan type with the highest share of balance 90+ days delinquent, at 11.35%. This share grew 2% quarterly and 17% year over year. […]