[…] The FDIC’s survey said that 3.9% of all households used Buy Now, Pay Later options through the past 12 months. A larger share of households with income between $30,000 and $50,000 (4.7%) or between $50,000 and $75,000 (4.8%) used BNPL. PYMNTS Intelligence found that paycheck-to-paycheck consumers are more than twice as likely as non-paycheck-to-paycheck consumers to use BNPL. Thirty-eight percent of consumers earning between $50,000 and $100,000 and 29.6% of those earning below $50,000 used BNPL through the preceding 12 months. [PYMNTS] […]