A PYMNTS Company

TechREG® Chronicle – Brussels Tech Effect

December 2024

Dear Readers, The so-called “Brussels Effect” refers to the EU's capacity to influence regulatory standards globally. This phenomenon is attributed to several factors, including the EU's position as the world's largest importer of digital services, its relatively open markets, and the absence of competing global standards. This influence can be...

Read More

In case you missed it...



June

“Buy Now, Pay Later” (“BNPL”) has moved from fintech curiosity to embedded infrastructure in modern consumer markets, quietly reshaping how credit is extended, priced, and experienced. What began as a frictionless alternative to traditional lending now sits at the intersection of payments, consumer protection, and competition policy.




May

As health systems evolve beyond purely clinical data toward richer, more contextualized information environments, the integration of SDoH into AI systems raises a central tension: the same data that can improve equity and care delivery can also encode and obscure discrimination. The contributions in this issue begin to map that terrain.




April

This Chronicle explores the rapidly evolving intersection of foreign direct investment and technology, a space where traditional assumptions about openness, control, and market integration are being fundamentally reworked.


See more Chronicles by year: