[…] Delinquencies or debits on your card indicate that you are struggling to meet your current obligations. It could also be a harbinger of a future decline in consumption. Latest data from the credit card giant revealed in SEC filings in recent days shows that card delinquencies are on the rise during the holiday shopping season, specifically starting in November and leading up to Black Friday and Cyber ​​Monday. It is shown. Discover and Capital One, financial services companies that have long had a strong presence with prime, near-prime and subprime consumers, disclosed their own data showing similar results. Discover reported that 81% of his credit card loans were made to borrowers with FICO scores of 660 or higher. The remaining 19% of loans will go to borrowers with subprime credit. The company noted in its filing that consumers with lower FICO scores have historically had higher delinquency and charge-off rates. [PYMNTS] …