[…] Inflation pressures have been evident, and net charge-offs have been rising, although they remain within historical levels. In April, J.P. Morgan reported that net charge-offs tied to its card services segment stood at 3.3%, up from 2.1% a year ago during the first quarter of last year. Credit and debit spending were healthy at 9% growth. At the same time, end-of-period deposits were down 7% year over year, to just over $1 trillion. The consumer-level pressures may be evident in the upcoming reporting period. […]