I'm confused by the statement that "One of the disadvantages that Apple Pay faces now is that it’s not available as an online payments method." I thought that was how Target was supporting it - as an online payment method for their website (ironically, I learned this by reading about how Target is NOT supporting ApplePay in their stores in favor of CurrentC). I get that Apple is limiting Apple Pay to physical goods and services, so as not to cannibalize the iTunes and App Stores, but in what sense are you saying that ApplePay is not available online?