Nice writing Bob, very Interesting article.

So now extend this good stuff and move away from 1950's old world thinking on how to
use cards to what is achievable and operational today.

Let’s talk about:-

Using off balance sheet credit - 15 & 16 Digit accounts

The real benefits of "cards" 15 & 16 Digit accounts

Eliminating need for suppliers to become a merchants

Paying ALL suppliers via cards (virtual or physical) 15 & 16 Digit accounts

Extending buyers DPO

Reducing
suppliers DSO

level 3 TAX data for ALL transactions

Take a look at this infographic & article covering the above topics

http://invapay.com/news/info-graphic-new-ways-to-improve-your-cash-flow/

http://invapay.com/news/new-ways-to-improve-your-cash-flow/