Very interesting article, The big question that we face today is whether online payments are safe mode of payments especially using mobile phones? It is true that Discount coupons, loyalty cards, boarding passes can be flown to customers mobile using the NFC. Digital wallet and the beacon technology can go hand in hand. bfonics smart beacons has domain specific mobile apps iOS and Android, compatible with any portable devices. Beacon technology enables safe online payments, the API allows the retailers and the Banks work closely to integrate e-wallets into customers portable devices which will lead to contactless payments. To know more about this technology, visit: www.bfonics.com