When you have a small business on your own you need to think about a lot of financial issues all the time. And retirement is an important one, as you need to decide what role your business will play when you retire. If you have good health and enough energy, you can steal control your business and earn money. However it is always better to create some plan to earn money on just having a business and not managing all he financial part. Also you can think about Canadian fast payday loans available here for any monetary necessity you can face. However it is better to have enough savings and increase your capital.