In reply to The Dark Knight.

Yeah, it's a EuroPay MasterCard Visa scam to extort more money out of merchants, wash any responsibility and liable of the bankcards unto innocent merchants and consumers, and have them line their pockets with more extorted money out of an antiquated system. EMV should have been outlawed, and replaced with true NFC and tokenization technology. The card numbers need to be masked and no longer printed on the card.