# PYMNTS > The latest global news and analysis in payments, retail, fintech, financial services and the digital economy. ## Posts - [Circle Secures National Trust Charter to Capture Digital Asset Custody Market](https://www.pymnts.com/cryptocurrency/2026/circle-secures-national-trust-charter-to-capture-digital-asset-custody-market/): Internet financial platform Circle Internet Group has received approval from the Office of the Comptroller of the Currency (OCC) to… - [Capital One Urges Leaders to Listen Before They Launch](https://www.pymnts.com/news/banking/2026/capital-one-urges-leaders-to-listen-before-they-launch/): Watch more: Need to Know With Capital One Business’ Jay Michelini Every financial institution talks about transformation. The technical work… - [Three-Quarters of Financial Firms See Identity Inconsistencies](https://www.pymnts.com/authentication/2026/three-quarters-of-financial-firms-see-identity-inconsistencies/): Digital revenue has turned identity verification from a back-office control into a front-door growth issue for financial services firms. The… - [New Data Shows Why One Consumer Economy Has Become Three](https://www.pymnts.com/consumer-insights/2026/new-data-shows-why-one-consumer-economy-has-become-three/): Consumer spending has become less about confidence and more about financial capacity, and that shift is giving banks and payments… - [Study Finds AI Must Earn the Right to Move Money](https://www.pymnts.com/news/artificial-intelligence/2026/study-finds-ai-must-earn-the-right-to-move-money/): Enterprise artificial intelligence promises nearly as many different business outcomes as there are businesses themselves. It comes as little surprise,… - [OpenAI Applications Chief Fidji Simo Steps Down Due to Illness](https://www.pymnts.com/news/artificial-intelligence/2026/openai-applications-chief-fidji-simo-steps-down-due-to-illness/): Fidji Simo is stepping down from her role as CEO of Applications at OpenAI and transitioning to being a part-time… - [Financial Firms Ban Employee Prediction Market Trading as Compliance Concerns Spread](https://www.pymnts.com/economy/markets/2026/financial-firms-ban-employee-prediction-market-trading-as-compliance-concerns-spread/): Goldman Sachs Group has updated its personal trading policy to ban employees from trading on event contracts related to specific… - [Nvidia Joins $100 Million Bet on Gradium Voice AI](https://www.pymnts.com/news/artificial-intelligence/2026/nvidia-joins-100-million-bet-on-gradium-voice-ai/): Voice AI model builder Gradium has announced that an extension of its seed financing brought its funding to $100 million.… - [Palo Alto Networks CEO Says Token Costs Slow Enterprise AI Adoption](https://www.pymnts.com/news/artificial-intelligence/2026/palo-alto-networks-ceo-says-token-costs-slow-enterprise-ai-adoption/): For enterprises to adopt artificial intelligence on a large scale, token costs need to drop, Palo Alto Networks CEO Nikesh… - [Warsh Recruits Andreessen, McMillon to Rethink Fed Methods](https://www.pymnts.com/legal/2026/fed-chair-kevin-warsh-recruits-experts-to-rethink-fed-methods/): The Federal Reserve has announced the leaders of five task forces that will examine the Fed’s methods, analytical tools and policy approaches and provide… - [The AI Hire Doesn’t Answer to Anyone](https://www.pymnts.com/news/artificial-intelligence/2026/the-ai-hire-doesnt-answer-to-anyone/): Companies have spent decades organizing around the limits of human coordination. Departments, reporting lines and job titles exist because complexity… - [Lendable Raises $670 Million to Fuel Personal Lending Expansion](https://www.pymnts.com/news/investment-tracker/2026/lendable-raises-670-million-to-fuel-personal-lending-expansion/): U.K. digital lender Lendable finalized a deal Thursday (July 9) in which it will raise 500 million pounds (about $670 million) to… - [Former Fed Chief Ben Bernanke Joins Anthropic’s Watchdog Group](https://www.pymnts.com/news/artificial-intelligence/2026/former-fed-chief-ben-bernanke-joins-anthropic-watchdog-group/): Former Federal Reserve Chair Ben Bernanke joined Anthropic’s Long-Term Benefit Trust (LTBT), an independent body that works to hold Anthropic… - [Robinhood’s Memecoin Boom Shows Crypto’s Retail Market Is No Joke](https://www.pymnts.com/cryptocurrency/2026/robinhoods-memecoin-boom-shows-cryptos-retail-market-is-no-joke/): The easiest way to misunderstand memecoins is to take the joke too seriously. The second-easiest way is not to take… - [Banks Turn Stablecoin Safety Into a Selling Point](https://www.pymnts.com/cryptocurrency/2026/banks-turn-stablecoin-safety-into-a-selling-point/): Stablecoins have drawn attention for how they move money. Custody may prove to be the business that help solidify banks’… - [OpenAI Launches ChatGPT Agent That Executes Complex Workflows](https://www.pymnts.com/news/artificial-intelligence/2026/openai-launches-chatgpt-agent-that-executes-complex-workflows/): OpenAI has begun rolling out a new agent in ChatGPT that is designed for work that is more complex than… - [Aria Secures $283 Million to Expand Invoice Financing](https://www.pymnts.com/news/b2b-payments/2026/aria-secures-283-million-to-expand-invoice-financing-offering/): French embedded invoice financing platform Aria has raised $283 million, much of it in debt. The company on Thursday (July 9) announced… - [An AI Told Millions Norway Won. The Match Hadn’t Started](https://www.pymnts.com/news/artificial-intelligence/2026/an-ai-told-millions-norway-won-the-match-hadnt-started/): Every four years, the World Cup tests the world’s best soccer players. In 2026, it is also testing AI. Microsoft… - [Axos Aims to Expand AI-Powered Financial Services With Arc Acquisition](https://www.pymnts.com/news/banking/2026/axos-aims-to-expand-ai-powered-financial-services-with-arc-acquisition/): Axos Financial subsidiary Axos Nevada Holding plans to acquire Arc Technologies to expand Axos’ artificial intelligence capabilities and enhance its… - [The New Storefront Is the AI Conversation](https://www.pymnts.com/news/retail/2026/amazon-walmarts-ai-shopping-race-is-battle-context-not-clicks/): Retail is getting a first-principles upgrade at the hands, or lack of them, of artificial intelligence. The shopping transformation looks… - [OpenAI Debuts New Model Following Input From US Government](https://www.pymnts.com/news/artificial-intelligence/2026/openai-debuts-new-model-following-input-from-us-government/): OpenAI’s CEO said the company made “many” changes to its latest artificial intelligence (AI) models following talks with the federal… - [OpenAI Accused of Lying to Court in Newspaper Lawsuit](https://www.pymnts.com/legal/2026/openai-accused-of-lying-to-court-in-newspaper-lawsuit/): Newspapers suing OpenAI for copyright infractions are reportedly now seeking sanctions against the AI startup. The papers, The New York… - [CFPB Readies New Probe Into Credit Card Late Fees](https://www.pymnts.com/legal/cfpb/2026/cfpb-readies-new-probe-into-credit-card-late-fees/): The Consumer Financial Protection Bureau (CFPB) has submitted a request for information regarding credit card late fees and late payments,… - [Meta Says Its First Pay-to-Use AI Model Outperforms Google](https://www.pymnts.com/news/artificial-intelligence/2026/meta-says-its-first-pay-to-use-ai-model-outperforms-google/): Meta has introduced a new artificial intelligence (AI) model that includes a paid tier for developers. It marks the first… - [GrubHub Owner Wonder Eyes $9 Billion Valuation in New Funding Round](https://www.pymnts.com/news/investment-tracker/2026/grubhub-owner-wonder-eyes-9-billion-valuation-in-new-funding-round/): GrubHub/Blue Apron owner Wonder is reportedly arranging hundreds of millions of dollars in new funding. That’s according to a Wednesday… - [Congress Looks to Counter Growing Use of Chinese AI Models by US Firms](https://www.pymnts.com/news/artificial-intelligence/2026/congress-counter-growing-use-chinese-ai-models-united-states-firms/): As companies in the United States reel from the sticker shock of token-based artificial intelligence pricing, some are turning to… - [PepsiCo Says Gas Prices Cutting Into US Consumer Food Spending](https://www.pymnts.com/earnings/2026/pepsico-says-gas-prices-cutting-into-us-consumer-food-spending/): PepsiCo says high prices at the pump are keeping consumers from heading into the store to buy snacks. The food… - [FedNow Readies Cross-Border and Payment Request Pilots](https://www.pymnts.com/real-time-payments/2026/fednow-service-readies-cross-border-capabilities-and-request-for-payment-pilot/): Three years after the Federal Reserve launched the FedNow® Service, the instant payment infrastructure serves 1,800 financial institutions, including seven… - [An AI With No Body Just Landed a Movie Deal](https://www.pymnts.com/news/artificial-intelligence/2026/an-ai-with-no-body-just-landed-a-movie-deal/): Tilly Norwood is entirely AI generated and is about to headline her first feature film. Particle6, the London studio that… - [Kalshi Weighs Move Into Non-Expiring Derivatives Space](https://www.pymnts.com/economy/markets/2026/kalshi-weighs-move-into-non-expiring-derivatives-space/): Prediction market Kalshi is reportedly eyeing a move into the derivatives space. This expansion would cover things like metals, foreign exchange and… - [Block Pays $45 Million to Settle 46-State Probe Into Cash App Fraud Protection and Resolution](https://www.pymnts.com/legal/2026/block-pays-45-million-to-settle-46-state-probe-into-cash-app-fraud-protection-and-resolution/): Block will pay $45 million to settle allegations from 46 states that the company misled consumers about the safety of its peer-to-peer payments… - [Starbucks Brews In-House Tools in Shift From Big Tech](https://www.pymnts.com/restaurant-technology/2026/starbucks-brews-in-house-tools-shift-from-big-tech/): Starbucks is developing in-house systems that could replace software it buys from Big Tech companies, Bloomberg News reported Thursday (July… - [Cash Stuffing Brings Grandma’s Budgeting Back for Gen Z](https://www.pymnts.com/consumer-finance/2026/cash-stuffing-brings-grandmas-budgeting-back-for-gen-z/): For a generation raised on smartphones, Gen Z has embraced a budgeting habit their grandparents would recognize instantly: cash stuffing.… - [Fed Study Shows B2B Payments Are Becoming a Cost-Per-Event Problem](https://www.pymnts.com/news/b2b-payments/2026/federal-reserve-study-shows-b2b-payments-are-becoming-cost-per-event-problem/): The Federal Reserve confirmed this month that digital payments are winning the modernization battle against paper-based ones. For finance teams… - [States Expand Guardrails on AI Use in Health Insurance Decisions](https://www.pymnts.com/news/artificial-intelligence/2026/states-expand-guardrails-on-ai-use-in-health-insurance-decisions/): State legislatures are rapidly moving beyond broad artificial intelligence governance to regulate one of AI’s most consequential applications: health insurance… - [Sony Gets Conditional OK for US-Based Stablecoin Bank](https://www.pymnts.com/cryptocurrency/2026/sony-gets-conditional-ok-for-us-based-stablecoin-bank/): Sony Bank has received conditional approval to launch a U.S.-based stablecoin bank. The Japan-based financial institution this week announced it had… - [Swift Debuts Blockchain-Based Cross-Border Payments Ledger](https://www.pymnts.com/news/cross-border-payments/2026/swift-cuts-ribbon-on-blockchain-based-cross-border-payments-ledger/): Global financial messaging platform Swift says its blockchain-based ledger is ready for use. Seventeen banks are preparing live pilot transactions on the… - [Forage Bets $40 Million That Affordability Is the Next Retail Network](https://www.pymnts.com/news/payments-innovation/2026/forage-bets-40-million-that-affordability-is-the-next-retail-network/): Watch more: The Digital Shift With Forage’s Ofek Lavian Today, 1 in 8 Americans receive Supplemental Nutrition Assistance Program (SNAP)… - [Government Disbursements Open New Paths to Financial Inclusion](https://www.pymnts.com/financial-inclusion-3/2026/government-disbursements-open-new-paths-financial-inclusion/): Government payments rarely get discussed as financial infrastructure. They're usually treated as administrative outputs. Benefits are approved, refunds are issued… - [85% of Financial Firms Plan AI Budget Increases](https://www.pymnts.com/news/artificial-intelligence/2026/85percent-financial-firms-plan-ai-budget-increases/): Enterprise artificial intelligence (AI) is no longer just a technology project. It is becoming a line item with momentum. That’s… - [BNPL Boosts Basket Size When Shoppers See It Early](https://www.pymnts.com/bnpl/2026/bnpl-boosts-basket-size-when-shoppers-see-it-early/): Buy now, pay later has moved well beyond its original role as an alternative payment method at checkout. It is… - [Top of Wallet, Top of Mind: How Credit Unions Grow Deposits Through Conversion](https://www.pymnts.com/credit-unions/2026/top-of-wallet-top-of-mind-how-credit-unions-grow-deposits-through-conversion/): If you run a credit union, you’ve already won the hard part. Sixty-one percent of your members consider you their… - [Nium Acquires Cypher to Bridge Fiat and Crypto](https://www.pymnts.com/cryptocurrency/2026/nium-acquires-cypher-to-bridge-fiat-and-crypto/): Nium has acquired Cypher to further develop Nium as the core infrastructure layer for compliant money movement and value exchange… - [Crypto Advocates Push Senate to Pass CLARITY Act Before August Deadline](https://www.pymnts.com/cryptocurrency/2026/crypto-advocates-push-senate-to-pass-clarity-act-before-august-deadline/): CLARITY Act advocates continue to press for the bill’s passage as an Aug. 7 deadline approaches. Commodity Futures Trading Commission (CFTC) Chairman… - [Target Trims Corporate Strategy Team as CEO Pushes Retail Transformation](https://www.pymnts.com/personnel/2026/target-trims-corporate-strategy-team-as-ceo-pushes-retail-transformation/): Target is reorganizing its strategy team, a group that helps the company set priorities, Bloomberg reported Wednesday (July 8). The… - [Is Revolving Credit Cooling or Simply Catching Its Breath?](https://www.pymnts.com/economy/2026/is-revolving-credit-cooling-or-simply-catching-its-breath/): Consumer credit rarely moves in a straight line, and May’s Federal Reserve data offered a reminder that one month’s pause… - [Meta’s AI Image Model Puts Instagram to Work](https://www.pymnts.com/news/artificial-intelligence/2026/metas-ai-image-model-puts-instagram-to-work/): Meta launched Muse Image, the first artificial intelligence image model from Meta Superintelligence Labs. The feature drew immediate pushback because… - [SEC Clears Path for UBS Crisis Resolution Plans](https://www.pymnts.com/legal/2026/securities-exchange-commission-clears-path-ubs-crisis-resolution-plans/): A division of the Securities and Exchange Commission told UBS Group Wednesday (July 8) that it will not recommend that… - [MiCA Says No Funny Money in Europe’s Stablecoin Basket  ](https://www.pymnts.com/cryptocurrency/2026/mica-says-no-funny-money-in-europes-stablecoin-basket/): Europe just stood up financial services’ newest compliance perimeter. And barely over one week into the European Union’s Markets in… - [Judge Rejects Kalshi Argument That CFTC Supersedes State Gambling Rules](https://www.pymnts.com/legal/2026/judge-rejects-kalshi-argument-that-cftc-supersedes-state-gambling-rules/): A federal judge on Tuesday (July 7) denied Kalshi’s request for a preliminary injunction to block New York from enforcing… - [Prime Intellect Raises $130 Million to Help Companies Train AI Agents](https://www.pymnts.com/news/investment-tracker/2026/prime-intellect-raises-130-million-to-help-companies-train-ai-agents/): Prime Intellect raised $130 million in a Series A funding round to scale its tech stack and target new problems… - [SMBs Swap Pricey SaaS Contracts for AI-Built Apps](https://www.pymnts.com/news/artificial-intelligence/2026/smbs-swap-pricey-saas-contracts-for-ai-built-apps/): For two decades, buying enterprise software meant accepting a vendor’s feature set, paying per seat and hiring specialists to manage… - [New York Fed Finds Tariff-Driven Price Hikes Will Stretch Past 2026](https://www.pymnts.com/economy/2026/new-york-fed-finds-tariff-driven-price-hikes-will-stretch-past-2026/): More than a year after the first tariffs of the current Trump administration were implemented, about half of companies are… - [Illinois Governor Signs AI Safety Regulation Requiring Yearly LLM Audits](https://www.pymnts.com/news/artificial-intelligence/2026/illinois-governor-signs-ai-safety-law-requiring-yearly-llm-audits/): Illinois just told the biggest names in artificial intelligence (AI) that the rules are changing. On Monday (July 6), Gov.… - [State Farm’s AI Overhaul Gets Low Marks From Customers](https://www.pymnts.com/news/artificial-intelligence/2026/state-farms-ai-overhaul-gets-low-marks-from-customers/): State Farm customers and agents are reportedly unhappy with the insurer’s AI facelift. Last month, The Wall Street Journal (WSJ) revealed… - [SEC Seeks Ways for More Companies to Go Public](https://www.pymnts.com/news/investment-tracker/ipo/2026/securities-exchange-commission-seeks-ways-more-companies-go-public/): Federal securities regulators are exploring ways to encourage more companies to go public. To that end, the Securities and Exchange… - [Nobody Licensed AI to Give Financial Advice](https://www.pymnts.com/news/artificial-intelligence/2026/nobody-licensed-ai-to-give-financial-advice/): Financial regulation was built around a specific relationship: a licensed adviser who owes the client a duty of care, carries… - [OpenAI Lands $520 Million Line of Credit From Bank of America](https://www.pymnts.com/news/artificial-intelligence/2026/openai-lands-520-million-line-of-credit-from-bank-of-america/): Bank of America has reportedly given OpenAI a $520 million line of credit ahead of its planned IPO. That’s according to a report… - [Mistral Introduces Robotics AI That Requires Only One Camera](https://www.pymnts.com/news/artificial-intelligence/2026/mistral-introduces-robotics-ai-requires-only-one-camera/): Mistral introduced its first artificial intelligence model built for “embodied navigation,” or enabling robots to autonomously move through complex environments,… - [Paradigm Raises $1.2 Billion in Shift From Crypto to AI](https://www.pymnts.com/news/investment-tracker/2026/paradigm-raises-1-billion-dollars-shift-crypto-ai/): Cryptocurrency-focused venture capital firm Paradigm raised $1.2 billion in a new fund to invest in spaces like artificial intelligence and… - [Trump Family Crypto Company Looks to Sell Payments Firm](https://www.pymnts.com/cryptocurrency/2026/trump-family-crypto-company-sell-payments-firm/): A payments company owned by Trump family cryptocurrency firm World Liberty Financial is up for sale, The Wall Street Journal… - [CFTC Investigation of Polymarket Broadens Compliance Questions for Prediction Markets](https://www.pymnts.com/legal/2026/cftc-investigation-of-polymarket-broadens-compliance-questions-for-prediction-markets/): A reported new investigation by the Commodity Futures Trading Commission (CFTC) into prediction market platform Polymarket is shifting regulatory attention… - [AI Agents Push CFOs to Rethink Business Payments](https://www.pymnts.com/news/artificial-intelligence/2026/agentic-payments-give-cfos-usage-pricing-with-subscription-discipline/): Artificial intelligence (AI) agents have arrived, but who is using them across commerce? The software-driven autonomous transaction solutions are adding… - [Allianz Plans to Cut Over 1,500 Jobs as AI Focus Increases](https://www.pymnts.com/news/artificial-intelligence/2026/allianz-plans-cut-over-1500-jobs-ai-focus-increases/): Allianz is planning to cut hundreds of jobs as it focuses on implementing artificial intelligence, Bloomberg News reported Wednesday (July… - [Monzo Deploys ClearScore Tech to Automate Debt Payoffs](https://www.pymnts.com/loans/2026/monzo-deploys-clearscore-tech-to-automate-debt-payoffs/): U.K. neobank Monzo has introduced an automated debt consolidation experience designed to make the process simpler for customers. The new… - [Self-Checkout Rules Could Reshape Store Tech Spending](https://www.pymnts.com/news/retail/2026/self-checkout-rules-could-reshape-store-tech-spending/): Retailers have treated self-checkout as an operational decision shaped by labor costs, consumer preferences and technology. Rhode Island may be… - [JPMorganChase Investment Banking Targets Smaller Clients](https://www.pymnts.com/news/banking/2026/jpmorganchase-investment-banking-targets-smaller-clients/): JPMorganChase is focusing on smaller companies as it expands its investment banking operations. The banking giant is launching a small-cap… - [OpenAI Readies GPT-5.6 Launch as White House Lifts Restriction Request](https://www.pymnts.com/news/artificial-intelligence/2026/openai-readies-gpt-5-6-launch-as-white-house-lifts-restriction-request/): OpenAI will publicly launch its GPT-5.6 Sol, Terra and Luna models Thursday (July 9) after initially limiting their release at… - [Crypto Sector Preps Defense Against Quantum Computing Threat](https://www.pymnts.com/cryptocurrency/2026/crypto-sector-preps-defense-against-quantum-computing-threat/): The cryptocurrency sector has reportedly begun preparations to defend against quantum computing-related threats. That’s according to a report Wednesday (July 8) from… - [U.S. Bank Debuts Tool for Faster Small Business Money Movement](https://www.pymnts.com/news/banking/2026/us-bank-debuts-tool-for-faster-small-business-money-movement/): U.S. Bank has introduced a tool to help small businesses move money faster. Enhanced Payments, announced Wednesday (July 8), is offered… - [SpaceX Debuts Expanded Version of Grok AI Model](https://www.pymnts.com/news/artificial-intelligence/2026/spacex-readies-expansion-of-grok-ai-model/): SpaceX has introduced a new AI model created in tandem with AI coding startup Cursor. Grok 4.5, announced Wednesday (July… - [Bank of America: Cross-Border Payments Must Work Like Local Ones](https://www.pymnts.com/news/cross-border-payments/2026/bank-of-america-cross-border-payments-must-work-like-local-ones/): Watch more: Need to Know With Bank of America’s AJ McCray The greatest obstacle to faster cross-border payments is no… - [Pay Later Credit Option May Have to Win Over the Algorithm First](https://www.pymnts.com/consumer-insights/2026/pay-later-credit-option-may-have-to-win-over-the-algorithm-first/): Artificial intelligence (AI) is beginning to influence a part of commerce that has traditionally belonged to consumers: choosing how to… - [Open USD and the Questions 140 Logos Don’t Answer](https://www.pymnts.com/cryptocurrency/2026/open-usd-and-the-questions-140-logos-dont-answer/): On June 30, an independent company called Open Standard launched a dollar stablecoin, Open USD, and 140 of the biggest… - [The New Competition in Card Rewards Is Over Rules, Data and Money](https://www.pymnts.com/news/loyalty-and-rewards-news/2026/the-new-competition-in-card-rewards-is-over-rules-data-and-money/): Credit card rewards were built for a world where the issuer set the terms, the consumer spent and the value… - [42% of Issuers Say AI Has Cut Fraud Losses by at Least $5 Million](https://www.pymnts.com/cybersecurity/fraud-prevention/2026/42-percent-of-issuers-say-ai-has-cut-fraud-losses-by-at-least-5-million/): Payments used to be judged by whether they moved money quickly. Now they are judged by how well they make… - [Fiserv President Dhivya Suryadevara Resigns Citing ‘Good Reason’ Contract Clause](https://www.pymnts.com/personnel/2026/fiserv-president-dhivya-suryadevara-resigns-citing-good-reason-contract-clause/): Dhivya Suryadevara resigned as president of Fiserv on Tuesday (July 7), the company said in a filing with the Securities… - [Fed Joins Banking Regulators to Overhaul Financial Crime-Fighting Rules](https://www.pymnts.com/legal/bank-regulation/2026/fed-joins-banking-regulators-to-overhaul-financial-crime-fighting-rules/): The Federal Reserve Board plans to amend its requirements for banks to maintain anti-money laundering (AML) programs to, among other… - [Meta Launches New Image Generation Tool for Consumers and Businesses](https://www.pymnts.com/facebook-meta/2026/meta-launches-new-image-generation-tool-for-consumers-and-businesses/): Meta has begun rolling out an image generation model available in Meta AI. Muse Image is the first such model developed by… - [SEC Plans Crypto Rules to Lure Markets Onshore](https://www.pymnts.com/cryptocurrency/2026/sec-plans-crypto-rules-to-lure-markets-onshore/): The Securities and Exchange Commission’s (SEC) 2026 Regulatory Agenda includes proposed rules that would clarify the regulatory framework around crypto… - [Banks Are Racing Into AI Faster Than Security Can Follow](https://www.pymnts.com/news/artificial-intelligence/2026/banks-are-racing-into-ai-faster-than-security-can-follow/): The Model Context Protocol, or MCP, is an open standard introduced by Anthropic in late 2024 that lets artificial intelligence… - [BlackRock Says Hyperscalers Need Private Credit to Fund AI Boom](https://www.pymnts.com/news/artificial-intelligence/2026/blackrock-says-hyperscalers-need-private-credit-to-fund-ai-boom/): Companies building artificial intelligence infrastructure will increasingly seek financing from private credit, Jean Boivin, head of the BlackRock Investment Institute,… - [The New Procurement Edge Isn’t Lower Cost. It’s Earlier Warning](https://www.pymnts.com/shipping/2026/the-new-procurement-edge-isnt-lower-cost-its-earlier-warning/): The old question in B2B logistics was simple: How fast can the shipment get there? The new question is more… - [Open Banking Moves From Access to Economics](https://www.pymnts.com/news/banking/2026/open-banking-moves-from-data-rights-to-data-pricing/): Open banking has been discussed as another way to move money, where debate over who controls the data that makes… - [Anthropic Launches Mobile Access for Claude Cowork](https://www.pymnts.com/news/artificial-intelligence/2026/anthropic-launches-mobile-access-for-claude-cowork/): Anthropic has begun making its agentic experience, Claude Cowork, available on mobile and web in beta for members of its Max plan and expects… - [States Move to License AI Doctors as the FDA Steps Back](https://www.pymnts.com/healthcare/2026/states-move-to-license-ai-doctors-as-the-fda-steps-back/): Utah launched the country’s first artificial intelligence (AI)-powered prescription refill program in January, partnering with startup Doctronic to let an… - [Microsoft Quietly Shifts Thousands of Office Prompts to In-House AI](https://www.pymnts.com/news/artificial-intelligence/2026/microsoft-quietly-shifts-thousands-of-office-prompts-to-in-house-ai/): Microsoft has begun using its own MAI artificial intelligence models rather than those of OpenAI and Anthropicto complete prompts in… - [Tether Invests $20 Million in Brazil’s Mercado Bitcoin](https://www.pymnts.com/news/investment-tracker/2026/tether-invests-20-million-in-brazils-mercado-bitcoin/): Stablecoin issuer Tether is investing $20 million in Brazil-based digital assets platform Mercado Bitcoin. “The investment reflects Tether’s continued commitment… - [Bidbus Raises $15 Million for Online Car-Selling Marketplace](https://www.pymnts.com/news/investment-tracker/2026/bidbus-raises-15-million-for-online-car-selling-marketplace/): Online auto sales marketplace Bidbus has raised $15 million in new funding. The company says its Series A round, announced Tuesday (July 7) will… - [China Weighs Blocking Foreign Access to Top AI Models](https://www.pymnts.com/news/artificial-intelligence/2026/china-weighs-blocking-foreign-access-to-top-ai-models/): China is reportedly considering a ban on overseas access to its most advanced artificial intelligence (AI) models. That’s according to… - [Consumers Won’t Buy Robots. They’ll Rent Them](https://www.pymnts.com/news/artificial-intelligence/2026/consumers-wont-buy-robots-theyll-rent-them/): Consumers have not bought robots the way they buy phones or appliances. The price is too high, the use cases… - [NY Fed Finds Falling Gas Prices Fail to Calm Inflation Fears](https://www.pymnts.com/economy/2026/new-york-federal-reserve-finds-falling-gas-prices-fail-calm-consumers-inflation-fears/): Consumers expect inflation to rise more than they expected a month ago, even as they expect gas prices to drop,… - [South African FinTech Float Launches Card-Linked Installments in UK](https://www.pymnts.com/bnpl/2026/south-african-fintech-float-launches-card-linked-installments-united-kingdom/): Float, which has offered credit card-linked installment payment options in South Africa since 2021, expanded to the United Kingdom, Motor… - [FinCEN Leads Govt Agencies in Customer ID Rules for Stablecoin Issuers](https://www.pymnts.com/cryptocurrency/2026/fincen-banking-agencies-propose-first-customer-identification-rules-stablecoin-issuers/): Federal financial regulators are looking to add some know your customer (KYC) flesh to the bones of the GENIUS Act.… - [Bipartisan AI Bill Is Getting Preempted by Bipartisan Resistance](https://www.pymnts.com/news/artificial-intelligence/2026/bipartisan-ai-bill-is-getting-preempted-by-bipartisan-resistance/): Efforts to enact comprehensive federal artificial intelligence (AI) regulations keep getting preempted. In the most recent example, a bipartisan discussion… - [Three Strategies to Reduce Payments Friction Before Revenue Suffers](https://www.pymnts.com/news/payments-innovation/2026/three-strategies-reduce-payments-friction-before-revenue-suffers/): Payments friction has acquired a price tag. For many finance leaders, delays caused by fraud controls, manual reviews and disconnected… - [Wix and Elavon Team to Improve Small Business Payments](https://www.pymnts.com/smbs/2026/wix-and-elavon-team-to-improve-small-business-payments/): Israel-based software company Wix has launched a partnership with U.S. Bank-owned payment processor Elavon. The collaboration, announced Tuesday (July 7),… - [NScale Lands $900 Million Credit Facility for Global AI Infrastructure Push](https://www.pymnts.com/news/artificial-intelligence/2026/nscale-lands-900-million-credit-facility-for-global-ai-infrastructure-push/): Nscale, a full-stack artificial intelligence cloud platform, has closed a $900 million revolving credit facility to accelerate its AI data… - [Coinbase Gains UK’s Permission to Offer Investment Services](https://www.pymnts.com/cryptocurrency/2026/coinbase-gains-uks-permission-to-offer-investment-services/): Cryptocurrency exchange Coinbase said it has won authorization to provide investment services in the U.K. “In plain terms: we can… - [Norm Raises $120 Million to Expand Legal-Focused AI Offering](https://www.pymnts.com/news/artificial-intelligence/2026/norm-raises-120-million-dollars-expand-legal-focused-ai-offering/): Norm Ai, an artificial intelligence startup focused on the legal industry, raised $120 million. The Series C funding round values… ## Trackers - [Credit as a Feature – July 2026](https://www.pymnts.com/tracker/credit-as-a-feature-ai-agents/) - [Real-Time Payments World Map – July 2026](https://www.pymnts.com/tracker/real-time-payments-world-map-south-america-economic-growth/) - [Real-Time Payments World Map – May 2026](https://www.pymnts.com/tracker/real-time-payments-world-map-regulation-sovereignty-europe/) - [Money Mobility Tracker – April 2026](https://www.pymnts.com/tracker/money-mobility-modern-payments-community-banks/) - [The ABCs of AI Credit – April 2026](https://www.pymnts.com/tracker/the-abcs-of-ai-credit-real-time-transactions/) - [Money Mobility Tracker – March 2026](https://www.pymnts.com/tracker/money-mobility-instant-account-activation-funding-speed/) - [Real-Time Payments World Map – March 2026](https://www.pymnts.com/tracker/real-time-payments-world-map-north-america-finance/) - [The Prompt Economy™ – February 2026](https://www.pymnts.com/tracker/prompt-economy-tokens-trust-transactions/) - [Money Mobility – February 2026](https://www.pymnts.com/tracker/faster-payments-imperative-small-business-cash-flow/) - [Money Mobility – January 2026](https://www.pymnts.com/tracker/money-mobility-debunking-faster-payments-fraud-fears/) - [Money Mobility – December 2025](https://www.pymnts.com/tracker/money-mobility-construction-instant-payments/) - [Money Mobility – November 2025](https://www.pymnts.com/tracker/money-mobility-instant-insurance-payouts/) - [The Prompt Economy™ – October 2025](https://www.pymnts.com/tracker/the-prompt-economy-when-bots-are-the-customer/) - [Money Mobility – September/October 2025](https://www.pymnts.com/tracker/money-mobility-instant-payments-in-restaurant-industry/) - [Money Mobility – September 2025](https://www.pymnts.com/tracker/money-mobility-earned-wage-access/) - [The Prompt Economy™ – August 2025](https://www.pymnts.com/tracker/the-prompt-economy-agentic-ai-turns-conversation-into-commerce/) - [Money Mobility – August 2025](https://www.pymnts.com/tracker/money-mobility-instant-lending-payouts-demand/) - [Real-Time Payments World Map – August 2025](https://www.pymnts.com/tracker/real-time-payments-world-map-north-america-levels-up/) - [Money Mobility – July 2025](https://www.pymnts.com/tracker/money-mobility-property-management-payments/) - [Real-Time Payments World Map – July 2025](https://www.pymnts.com/tracker/real-time-payments-world-map-expansion/) - [Money Mobility – June/July 2025](https://www.pymnts.com/tracker/money-mobility-instant-payments-trucking-transportation/) - [Money Mobility – June 2025](https://www.pymnts.com/tracker/government-disbursements-from-paper-checks-to-digital-payments/) - [Real-Time Payments World Map – June 2025](https://www.pymnts.com/tracker/real-time-payments-innovation-banking-retail/) - [Money Mobility – May 2025](https://www.pymnts.com/tracker/choice-certainty-convenience-drive-instant-payment-demand/) - [Real-Time Payments World Map – May 2025](https://www.pymnts.com/tracker/global-real-time-payments-cross-border/) - [Money Mobility – April 2025](https://www.pymnts.com/tracker/money-mobility-smb-instant-payments/) - [Real-Time Payments World Map – April 2025](https://www.pymnts.com/tracker/real-time-payments-new-partnerships-wider-coverage/) - [Real-Time Payments World Map – March 2025](https://www.pymnts.com/tracker/real-time-payments-world-map-global-finance/) - [Money Mobility – March 2025](https://www.pymnts.com/tracker/money-mobility-real-time-payments-fraud-prevention/) - [Money Mobility – February 2025](https://www.pymnts.com/tracker/instant-remedy-healthcare-payments-pain-points/) - [Real-Time Payments World Map – February 2025](https://www.pymnts.com/tracker/real-time-payments-world-map-financial-transformation/) - [Real-Time Payments World Map – January 2025](https://www.pymnts.com/tracker/real-time-payments-world-map-api-innovation/) - [Money Mobility – December 2024/January 2025](https://www.pymnts.com/tracker/gigs-gaming-instant-payments-ad-hoc-transactions/) - [Money Mobility – December 2024](https://www.pymnts.com/tracker/money-mobility-digital-payouts-government-disbursements/) - [Real-Time Payments World Map – December 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-global-expansion/) - [Money Mobility – November 2024](https://www.pymnts.com/tracker/money-mobility-instant-disbursements-consumer-lending/) - [Real-Time Payments World Map – November 2024](https://www.pymnts.com/tracker/global-push-for-real-time-payments/) - [Money Mobility – October 2024](https://www.pymnts.com/tracker/money-mobility-digital-payments-construction-industry/) - [Real-Time Payments World Map – October 2024](https://www.pymnts.com/tracker/real-time-payments-global-developments/) - [Money Mobility – September 2024](https://www.pymnts.com/tracker/money-mobility-instant-payroll-earned-wage-access/) - [Real-Time Payments World Map – September 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-instant-expansion/) - [Money Mobility – August 2024](https://www.pymnts.com/tracker/money-mobility-travel-hospitality-instant-payments/) - [Real-Time Payments World Map – August 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-international-commerce/) - [Money Mobility – July 2024](https://www.pymnts.com/tracker/money-mobility-digital-wallets-overtake-debit/) - [Real-Time Payments World Map – July 2024](https://www.pymnts.com/tracker/global-real-time-payments-volume-increase/) - [Generative AI – June 2024](https://www.pymnts.com/tracker/generative-ai-payments-fraud-prevention/) - [Real-Time Payments World Map – June 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-global-transaction-growth/) - [Real-Time Payments World Map – May 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-us-europe-cloud-solutions-innovations/) - [Money Mobility – April/May 2024](https://www.pymnts.com/tracker/money-mobility-faster-rent-payments-property-management/) - [Money Mobility – April 2024](https://www.pymnts.com/tracker/money-mobility-faster-payments-fraud-prevention/) - [Real-Time Payments World Map – April 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-instant-innovations-world-commerce/) - [Money Mobility – March/April 2024](https://www.pymnts.com/tracker/money-mobility-digital-wallet-bill-payments/) - [Generative AI – March 2024](https://www.pymnts.com/tracker/generative-ai-telecom-communications-artificial-intelligence/) - [Money Mobility – March 2024](https://www.pymnts.com/tracker/money-mobility-p2p-payment-apps/) - [Real-Time Payments World Map – March 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-cross-border-commerce-instant-funds/) - [Generative AI – February 2024](https://www.pymnts.com/tracker/generative-artificial-intelligence-media-industry-digital-innovation/) - [B2B and Digital Payments – February 2024](https://www.pymnts.com/tracker/b2b-and-digital-payments-smb-financing-business-credit-cards/) - [Money Mobility – February/March 2024](https://www.pymnts.com/tracker/money-mobility-instant-payments-insurance-disbursements/) - [Real-Time Payments World Map – February 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-global-innovation-angola/) - [Money Mobility – February 2024](https://www.pymnts.com/tracker/money-mobility-tuition-payments-student-loans/): https://www.pymnts.com/tracker/money-mobility-tuition-payments-student-loans/ - [Money Mobility – January 2024](https://www.pymnts.com/tracker/money-mobility-online-gambling-instant-payouts/): https://www.pymnts.com/tracker/money-mobility-online-gambling-instant-payouts/ - [Real-Time Payments World Map – January 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-b2b-cross-border-smbs/) - [Generative AI – January 2024](https://www.pymnts.com/tracker/generative-ai-banking-financial-services-baas/): https://www.pymnts.com/tracker/generative-ai-banking-financial-services-baas/ - [B2B and Digital Payments – December 2023](https://www.pymnts.com/tracker/b2b-digital-payments-smbs-holiday-shopping-ecommerce/): https://www.pymnts.com/tracker/b2b-digital-payments-smbs-holiday-shopping-ecommerce/ - [Money Mobility – December 2023](https://www.pymnts.com/tracker/money-mobility-construction-industry-late-payments/): https://www.pymnts.com/tracker/money-mobility-construction-industry-late-payments/ - [Generative AI – December 2023](https://www.pymnts.com/tracker/generative-ai-retail-industry-llms-phishing/): https://www.pymnts.com/tracker/generative-ai-retail-industry-llms-phishing/ - [Working Capital – December 2023](https://www.pymnts.com/tracker/working-capital-b2b-late-payments-dso/): https://www.pymnts.com/tracker/working-capital-b2b-late-payments-dso/ - [Working Capital – November 2023](https://www.pymnts.com/tracker/working-capital-ai-ar-automation/): https://www.pymnts.com/tracker/working-capital-ai-ar-automation/ - [Money Mobility – November 2023](https://www.pymnts.com/tracker/money-mobility-trucking-industry-payments-modernization/): https://www.pymnts.com/tracker/money-mobility-trucking-industry-payments-modernization/ - [FinTech – November 2023](https://www.pymnts.com/tracker/fintech-bnpl-regulations-consumer-payments-credit/): https://www.pymnts.com/tracker/fintech-bnpl-regulations-consumer-payments-credit/ - [Generative AI – November 2023](https://www.pymnts.com/tracker/generative-ai-chatgpt-legal-industry/): https://www.pymnts.com/tracker/generative-ai-chatgpt-legal-industry/ - [Real-Time Payments World Map – November 2023](https://www.pymnts.com/tracker/real-time-payments-world-map-global-financial-innovation/): https://www.pymnts.com/tracker/real-time-payments-world-map-global-financial-innovation/ - [B2B and Digital Payments – November 2023](https://www.pymnts.com/tracker/b2b-digital-payments-insurance-industry-payouts/): https://www.pymnts.com/tracker/b2b-digital-payments-insurance-industry-payouts/ - [Working Capital – October 2023](https://www.pymnts.com/tracker/working-capital-generative-artificial-intelligence-b2b-payments/): https://www.pymnts.com/tracker/working-capital-generative-artificial-intelligence-b2b-payments/ - [B2B and Digital Payments – October 2023](https://www.pymnts.com/tracker/b2b-digital-payments-accounts-receivable-automation/) - [Real-Time Payments World Map – October 2023](https://www.pymnts.com/tracker/real-time-payments-world-map-global-payment-schemes/) - [Generative AI – October 2023](https://www.pymnts.com/tracker/generative-ai-healthcare-industry-technology-innovation/) - [Credit Union – September/October 2023](https://www.pymnts.com/tracker/credit-union-cryptocurrency-digital-banking-innovation/): https://www.pymnts.com/tracker/credit-union-cryptocurrency-digital-banking-innovation/ - [Working Capital – September 2023](https://www.pymnts.com/tracker/working-capital-automation-technology-payment-delays/) - [Credit Union – September 2023](https://www.pymnts.com/tracker/credit-union-data-security-digital-banking-fraud-prevention/): https://www.pymnts.com/tracker/credit-union-data-security-digital-banking-fraud-prevention/ - [Real-Time Payments World Map – September 2023](https://www.pymnts.com/tracker/real-time-payments-world-map-international-instant-payments/) - [B2B and Digital Payments – August/September 2023](https://www.pymnts.com/tracker/b2b-digital-payments-student-loans-tuition-automation-technology/) - [Generative AI – September 2023](https://www.pymnts.com/tracker/generative-ai-digital-fraud-prevention-detection/) - [Working Capital – August 2023](https://www.pymnts.com/tracker/working-capital-accounts-receivable-automation/) - [Credit Union – August 2023](https://www.pymnts.com/tracker/credit-unions-digital-banking-innovation-fintech/) - [B2B and Digital Payments – August 2023](https://www.pymnts.com/tracker/b2b-digital-payments-technology-industry-invoicing/) - [Generative AI – August 2023](https://www.pymnts.com/tracker/generative-ai-llms-digital-technology-innovation/) - [Real-Time Payments World Map – August 2023](https://www.pymnts.com/tracker/real-time-payments-world-map-international-financial-growth/): https://www.pymnts.com/tracker/real-time-payments-world-map-international-financial-growth/ - [Real-Time Payments – July 2023](https://www.pymnts.com/tracker/real-time-payments-fednow-real-time-rail-instant-payments/) - [Money Mobility – July 2023](https://www.pymnts.com/tracker/money-mobility-real-time-payments-payroll-earned-wage-access/) - [FinTech – July 2023](https://www.pymnts.com/tracker/fintech-financial-fraud-prevention-artificial-intelligence/): https://www.pymnts.com/tracker/fintech-financial-fraud-prevention-artificial-intelligence/ - [Generative AI – July 2023](https://www.pymnts.com/tracker/generative-ai-artificial-intelligence-technology-innovation/): https://www.pymnts.com/tracker/generative-ai-artificial-intelligence-technology-innovation/ - [Real-Time Payments World Map – July 2023](https://www.pymnts.com/tracker/real-time-payments-world-map-ecommerce-b2b-transactions/): https://www.pymnts.com/tracker/real-time-payments-world-map-ecommerce-b2b-transactions/ - [Digital-First Banking – July 2023](https://www.pymnts.com/tracker/digital-first-banking-cloud-technology-data-analytics/): https://www.pymnts.com/tracker/digital-first-banking-cloud-technology-data-analytics/ - [Embedded Finance – June 2023](https://www.pymnts.com/tracker/embedded-finance-smb-spend-management-automation/): https://www.pymnts.com/tracker/embedded-finance-smb-spend-management-automation/     - [B2B and Digital Payments – June 2023](https://www.pymnts.com/tracker/b2b-digital-payments-restaurant-technology-innovation-inflation/): https://www.pymnts.com/tracker/b2b-digital-payments-restaurant-technology-innovation-inflation/   - [Accounts Payable Payments as a Service – June 2023](https://www.pymnts.com/tracker/accounts-payable-as-a-service-ap-automation-business-finance/) - [Money Mobility – June 2023](https://www.pymnts.com/tracker/money-mobility-healthcare-payments-modernization/): https://www.pymnts.com/tracker/money-mobility-healthcare-payments-modernization/   - [Real-Time Payments – June/July 2023](https://www.pymnts.com/tracker/real-time-payments-smb-financial-health-cash-flow/): https://www.pymnts.com/tracker/real-time-payments-smb-financial-health-cash-flow/ - [Payments Orchestration – June 2023](https://www.pymnts.com/tracker/payments-orchestration-stored-credentials-vaults-ecommerce/): https://www.pymnts.com/tracker/payments-orchestration-stored-credentials-vaults-ecommerce/ ## Trackers (HTML) - [Invest Now, Win Later: How Buy Now, Pay Later Became a Merchant Growth Strategy](https://www.pymnts.com/tracker_posts/invest-now-win-later-how-buy-now-pay-later-became-a-merchant-growth-strategy/): Buy now, pay later (BNPL) has emerged as a defining payment trend in recent years. What began as a niche… - [The Practical AI Opportunity: Why SMBs Want Guidance Before Automation](https://www.pymnts.com/tracker_posts/the-practical-ai-opportunity-why-smbs-want-guidance-before-automation/): Artificial intelligence (AI) has rapidly moved from experimental technology to business necessity. Yet for many small to mid-sized businesses (SMBs),… - [The Real-Time Perception Gap: How Experience Is Driving the Next Phase of Instant Payments Adoption](https://www.pymnts.com/tracker_posts/the-real-time-perception-gap-how-experience-is-driving-the-next-phase-of-instant-payments-adoption/): Business-to-business (B2B) payments have long relied on familiar rails—credit cards, checks and automated clearing house (ACH) transfers—that move money between… - [The Hidden P&L of Legacy Debit](https://www.pymnts.com/tracker_posts/the-hidden-pl-of-legacy-debit/): Most financial institutions know what their debit processor charges them. Far fewer know what that processor costs them. The invoice… - [From Access to Activation: Why Instant Payments Need More Than Connectivity](https://www.pymnts.com/tracker_posts/from-access-to-activation-why-instant-payments-need-more-than-connectivity/): Instant payments in the United States have reached a new phase. Both the RTP® network and the FedNow® Service have… - [The Wallet Effect: How Credit Unions Can Close the Digital Currency Access Gap](https://www.pymnts.com/tracker_posts/the-wallet-effect-how-credit-unions-can-close-the-digital-currency-access-gap/): Digital currency may still occupy the edge of mainstream finance, but for younger consumers, it is no longer unfamiliar territory.… - [The Next-Gen Commerce Playbook: Turning Checkout Into a Compounding Customer Loop](https://www.pymnts.com/tracker_posts/the-next-gen-commerce-playbook-turning-checkout-into-a-compounding-customer-loop/): Checkout has long been treated as the final step in the customer journey. Today, it is proving to be something… - [Rewiring Wires: Modernizing CHIPS and Fedwire® for a New Era of Demand](https://www.pymnts.com/tracker_posts/rewiring-wires-modernizing-chips-and-fedwire-for-a-new-era-of-demand/): Wire payments have long served as the backbone of high-value transactions, moving trillions of dollars daily between financial institutions (FIs)… - [Defending the Member: How Credit Unions Are Responding to a New Fraud Landscape](https://www.pymnts.com/tracker_posts/defending-the-member-how-credit-unions-are-responding-to-a-new-fraud-landscape/): Fraud is entering a new phase of complexity for credit unions (CUs), driven by the rapid expansion of digital channels,… - [Where Payment Decisions Happen: How Issuer Data Is Powering the Next Era of Commerce](https://www.pymnts.com/tracker_posts/where-payment-decisions-happen-how-issuer-data-is-powering-the-next-era-of-commerce/): Payments have long been treated as a back-end utility: systems designed simply to authorize transactions and move funds efficiently. Today,… - [The Intelligent Spend Shift: How Card Platforms Can Prepare for Agentic Commerce](https://www.pymnts.com/tracker_posts/the-intelligent-spend-shift-how-card-platforms-can-prepare-for-agentic-commerce/): Artificial intelligence (AI) assistants can already recommend products, compare prices and automate routine purchasing tasks. The next step is agentic… - [From Faster to Smarter: Real-Time Payments as a Consumer Cash Flow Tool](https://www.pymnts.com/tracker_posts/from-faster-to-smarter-real-time-payments-as-a-consumer-cash-flow-tool/): Real-time payments are reaching new milestones, but the story behind their growth is evolving. Record transaction volumes on the RTP®… - [The AI Chat Gap: Why Credit Unions Must Act on Conversational AI](https://www.pymnts.com/tracker_posts/the-ai-chat-gap-why-credit-unions-must-act-on-conversational-ai/): Artificial intelligence (AI) has quickly moved from emerging capability to baseline expectation in financial services. Increasingly, the first interaction consumers… - [Secured Credit’s Next Turn: Unlocking Growth With Dynamic Funding](https://www.pymnts.com/tracker_posts/secured-credits-next-turn-unlocking-growth-with-dynamic-funding/): Secured credit has long served as a pathway for consumers to build or rebuild their credit histories. Today, it is… - [Pay Later’s Next Chapter: Why Credit Unions Are Rethinking Installment Payments](https://www.pymnts.com/tracker_posts/pay-laters-next-chapter-why-credit-unions-are-rethinking-installment-payments/): Buy now, pay later (BNPL) has rapidly evolved from a niche payment option into a routine part of everyday spending.… - [Beyond Speed: The Strategic Value of Real-Time Payments](https://www.pymnts.com/tracker_posts/beyond-speed-the-strategic-value-of-real-time-payments/): Real-time payments are often framed as a story about speed, but that lens increasingly undersells their business impact. As corporates… - [The Credit Reset: How Unified Platforms Are Replacing Legacy Lending Infrastructure](https://www.pymnts.com/tracker_posts/the-credit-reset-how-unified-platforms-are-replacing-legacy-lending-infrastructure/): Dependability can often mask a fundamental limitation: an inability to evolve. Just as legacy mobile platforms like Nokia and BlackBerry… - [Embedding Security: Designing Fraud Risk Out of Business Transactions](https://www.pymnts.com/tracker_posts/embedding-security-designing-fraud-risk-out-of-business-transactions/): Embedded payments are becoming a core feature of modern business platforms, weaving transactions directly into everyday operational workflows. As payments… - [A Tale of Two Mindsets: How CUs and FinTechs Can Turn Culture Clash Into Collaboration](https://www.pymnts.com/tracker_posts/a-tale-of-two-mindsets-how-cus-and-fintechs-can-turn-culture-clash-into-collaboration/): As noted in a recent Tracker from PYMNTS Intelligence and Velera, credit unions (CUs) are at a critical inflection point… - [2026’s Digital Blueprint: Building Payment Stability in Construction](https://www.pymnts.com/tracker_posts/2026s-digital-blueprint-building-payment-stability-in-construction/): Late payments continue to challenge the construction industry, creating ripple effects that touch contractors, subcontractors and developers across every stage… - [Value-Driven Innovation: How Restaurants Are Adapting to Digital Expectations](https://www.pymnts.com/tracker_posts/value-driven-innovation-how-restaurants-are-adapting-to-digital-expectations/): Rising costs, shrinking household incomes and shifting consumer expectations are transforming how and where consumers choose to dine. In 2026,… - [Critical Moment: The AI Imperative for Credit Unions](https://www.pymnts.com/tracker_posts/critical-moment-the-ai-imperative-for-credit-unions/): Artificial intelligence (AI) has moved quickly from novelty to necessity across financial services, and credit unions (CUs) are no exception.… - [Chain Reaction: Regulatory Clarity as the Catalyst for Blockchain Adoption](https://www.pymnts.com/tracker_posts/chain-reaction-regulatory-clarity-as-the-catalyst-for-blockchain-adoption/): Blockchain’s next leap won’t be powered by code alone: It will be shaped by regulation. Drawing on Europe’s experience as… - [From Potential to Performance: How CUs Can Capture the FinTech Partnership Opportunity](https://www.pymnts.com/tracker_posts/from-potential-to-performance-how-cus-can-capture-the-fintech-partnership-opportunity/): Credit unions (CUs) are entering a pivotal moment in their modernization journey. Member expectations are rising as digital-native channels, artificial… - [Orchestrating Trust: The Future of Fraud Prevention in Payments](https://www.pymnts.com/tracker_posts/orchestrating-trust-the-future-of-fraud-prevention-in-payments/): Fraud prevention is no longer a single tool or team; it’s a coordinated ecosystem. As digital transactions scale and fraud… - [Building the Blockchain Blueprint: How Leading FIs Are Modernizing Money, Markets and Trust](https://www.pymnts.com/tracker_posts/building-the-blockchain-blueprint-how-leading-fis-are-modernizing-money-markets-and-trust/): Blockchain technology is beginning to move from a crypto-specific concept into a potential component of core banking infrastructure. Once the… - [To Own or Outsource? Directions in Payment Program Strategy](https://www.pymnts.com/tracker_posts/to-own-or-outsource-directions-in-payment-program-strategy/): Launching a payment card program has never been more complex—or more consequential. Between compliance, partner coordination and customer-experience expectations, effective… - [Smarter Spend: AI-Powered AP for Data-Based Decision-Making](https://www.pymnts.com/tracker_posts/smarter-spend-ai-powered-ap-for-data-based-decision-making/): Despite years of digital progress, many accounts payable (AP) teams still rely on manual, error-prone processes that slow payments, obscure… - [Business at Risk: How Credit Unions Can Attract—and Keep—SMB Members](https://www.pymnts.com/tracker_posts/business-at-risk-how-credit-unions-can-attract-and-keep-smb-members/): Small to mid-sized businesses (SMBs) have long trusted credit unions (CUs) for relationship-based service, but many are looking elsewhere. As… - [Agents of Change: How Agentic AI Is Redefining Commerce](https://www.pymnts.com/tracker_posts/agents-of-change-how-agentic-ai-is-redefining-commerce/): From early chatbots to newer generative models, artificial intelligence (AI) has been a key disrupter of the digital economy. However,… - [AI-Driven Accounts Payable: Elevating AP From Cost Center to Strategic Asset](https://www.pymnts.com/tracker_posts/ai-driven-accounts-payable-elevating-ap-from-cost-center-to-strategic-asset/): The persistence of legacy accounting practices continues to make accounts payable (AP) a significant challenge for many companies. Manual processes… - [AI’s New Age: Building Human Intent and Trust Into Agentic AI](https://www.pymnts.com/tracker_posts/ais-new-age-building-human-intent-and-trust-into-agentic-ai/): Agentic artificial intelligence (AI) is poised to redefine how money moves. The automation that currently powers reorders, renewals and recommendations… - [Buy, Don’t Build: The Next Wave of Embedded Finance](https://www.pymnts.com/tracker_posts/buy-dont-build-the-next-wave-of-embedded-finance/): Embedded finance is transforming how businesses move money, driving a fundamental shift from isolated payment systems to seamless, brand-owned financial… - [Digital-First Retention Playbook: Winning Gen Z Loyalty at Credit Unions](https://www.pymnts.com/tracker_posts/digital-first-retention-playbook-winning-gen-z-loyalty-at-credit-unions/): Generation Z consumers—born between 1997 and 2012—are an increasingly sought-after credit union (CU) demographic. Members belonging to this age group… - [Vertical-First Payments: How Low-Code Wins in Education, Healthcare and Field Services](https://www.pymnts.com/tracker_posts/vertical-first-payments-how-low-code-wins-in-education-healthcare-and-field-services/): Embedded payments are gaining prominence across various industries to streamline operations and enhance user experiences. As software platforms evolve to… - [A Winning Campaign: AP Automation for Advertising and Media’s Next Growth Chapter](https://www.pymnts.com/tracker_posts/a-winning-campaign-ap-automation-for-advertising-and-medias-next-growth-chapter/): The advertising and media industry operates in an extremely complex financial environment. Budgets are dispersed across an expanding mix of… - [The Next Frontier: Why Embedded B2B Finance Is Breaking Out in 2025](https://www.pymnts.com/tracker_posts/the-next-frontier-why-embedded-b2b-finance-is-breaking-out-in-2025/): In recent years, embedded finance has become nearly synonymous with consumer-facing use cases: Think payments built into ride-sharing apps; buy… - [Securing the Season: Fighting Fraud Without Losing Customers](https://www.pymnts.com/tracker_posts/securing-the-season-fighting-fraud-without-losing-customers/): For many retailers, holiday sales are make-or-break, with final-quarter revenue often serving to push a company’s finances into the black… - [From Back Office to Bottom Line: How Modern Account Analysis Empowers Treasury Management](https://www.pymnts.com/tracker_posts/from-back-office-to-bottom-line-how-modern-account-analysis-empowers-treasury-management/): Commercial account analysis—the process banks use to review business client accounts and determine service fees—was once a back-office tool for… - [From Bottleneck to Breakthrough: AP Transformation in 2025](https://www.pymnts.com/tracker_posts/cfos-turn-accounts-payable-into-the-next-growth-engine/): Amid a year of economic upheaval, many companies still find themselves bogged down by manual accounts payable (AP) workflows. Paper… - [Why 2025 Could Be the Year of the Virtual Card](https://www.pymnts.com/tracker_posts/why-2025-could-be-the-year-of-the-virtual-card/): According to the 2025 Amex Trendex: B2B Payments Edition survey by American Express, one-quarter (26%) of business decision-makers cite late… - [Remodeling AP: How Automation Is Building Smarter Property Management](https://www.pymnts.com/tracker_posts/remodeling-ap-how-automation-is-building-smarter-property-management/): Property managers today face a financial and operational balancing act that grows more complex by the month. Turbulent economic conditions… - [Reality Check: Fact vs. Fiction in Real-Time Payments Fraud](https://www.pymnts.com/tracker_posts/reality-check-fact-vs-fiction-in-real-time-payments-fraud/): Faster payments are gaining traction, but fraud fears haven’t kept pace with facts. Convinced that speed invites scams, many banks… - [Rethinking Rewards With a Loyalty Platform for the Debit Generation](https://www.pymnts.com/tracker_posts/rethinking-rewards-with-a-loyalty-platform-for-the-debit-generation/): Beyond the Credit Card Paradigm For decades, co-branded credit cards have been the gold standard in loyalty marketing. Think of… - [The Omnichannel Imperative: Why Credit Unions Need Both Digital and Physical to Thrive](https://www.pymnts.com/tracker_posts/the-omnichannel-imperative-why-credit-unions-need-both-digital-and-physical-to-thrive/): As digital banking becomes normative, credit unions (CUs) are at a crossroads. Their long-standing mission is rooted in local, in-person… - [Embedded B2B Payments: The Next Frontier in AP Digitization](https://www.pymnts.com/tracker_posts/embedded-b2b-payments-the-next-frontier-in-ap-digitization/): Business-to-business (B2B) payments are entering a groundbreaking era. Once a manual and fragmented process, payments are now being woven directly… - [Locking In Loyalty: Securing Top-of-Wallet Status in a Changing Economy](https://www.pymnts.com/tracker_posts/locking-in-loyalty-securing-top-of-wallet-status-in-a-changing-economy/): Amid mounting economic pressures and intensifying competition from FinTechs and challenger banks, financial institutions (FIs) are navigating a rapidly evolving… - [Instant Impact: Why Real-Time Payment Success Hinges on Optionality](https://www.pymnts.com/tracker_posts/instant-impact-why-real-time-payment-success-hinges-on-optionality/): The demand for instant payments has never been greater in the United States. Financial institutions (FIs) increasingly see real-time payment… - [AI Power: The Technology Transforming Accounts Receivable](https://www.pymnts.com/tracker_posts/ai-power-the-technology-transforming-accounts-receivable/): Persistent economic challenges—from lingering inflation to ongoing tariff uncertainty—continue to place pressure on business operations and cash flow. For finance… - [Small Steps, Big Gains: Innovation Gap Narrows as Small CUs Catch Up](https://www.pymnts.com/tracker_posts/small-steps-big-gains-innovation-gap-narrows-as-small-cus-catch-up/): Innovation in financial services is no longer the exclusive domain of the largest credit unions (CUs). In recent years, a… - [Beyond the Bot: Why Embedded Conversational AI Is Banking’s Next Strategic Advantage](https://www.pymnts.com/tracker_posts/beyond-the-bot-why-embedded-conversational-ai-is-bankings-next-strategic-advantage/): The next chapter of digital banking won’t be built on websites or apps. It will be built on conversations. Not… - [Platform Power: The Growing Importance of Embedded Finance to SMB Success](https://www.pymnts.com/tracker_posts/platform-power-the-growing-importance-of-embedded-finance-to-smb-success/): Small to mid-sized businesses (SMBs) are entering a new era in which embedded finance is not just a software feature… - [From Rivals to Partners: The Rise of Credit Union-FinTech Collaboration](https://www.pymnts.com/tracker_posts/from-rivals-to-partners-the-rise-of-credit-union-fintech-collaboration/): Once upon a time, credit unions (CUs) and FinTechs eyed each other warily. However, rising demand for mobile banking and… - [New Itinerary: How Invoice-to-Pay Platforms Are Transforming Hospitality](https://www.pymnts.com/tracker_posts/new-itinerary-how-invoice-to-pay-platforms-are-transforming-hospitality/): Manual accounts payable (AP) processes are emerging as a significant pain point for the hospitality sector. In an industry known… - [Doubling Down: The Growing Case for Multi-Rail Real-Time Payments](https://www.pymnts.com/tracker_posts/doubling-down-the-growing-case-for-multi-rail-real-time-payments/): Instant payments have become a competitive imperative for financial institutions (FIs) of all sizes. As real-time payment adoption accelerates in… - [Moving Money Forward: The Power of Payment Hubs](https://www.pymnts.com/tracker_posts/moving-money-forward-the-power-of-payment-hubs/): As digital expectations rise, banks are under pressure to provide seamless, instant and flexible payment experiences. Customers—whether individuals or businesses—expect… - [From Friction to Flow: AR Automation in 2025](https://www.pymnts.com/tracker_posts/from-friction-to-flow-ar-automation-in-2025/): At the core of every business, accounts receivable (AR) serves as a critical driver of growth by converting sales into… - [Getting on Board: How Supplier Enablement Is Unlocking the Benefits of Virtual Cards](https://www.pymnts.com/tracker_posts/getting-on-board-how-supplier-enablement-is-unlocking-the-benefits-of-virtual-cards/): Historically, B2B payments have often played out like a tug-of-war, with buyers aiming to retain their cash as long as… - [Lending a Hand: Empowering CU Members in a Challenging Economy](https://www.pymnts.com/tracker_posts/lending-a-hand-empowering-cu-members-in-a-challenging-economy/): Credit unions (CUs) consistently earn high marks for trust and service, but that status has come under pressure. With many… - [The Real-Time Leap: Closing the Gap Between Receiving and Sending](https://www.pymnts.com/tracker_posts/the-real-time-leap-closing-the-gap-between-receiving-and-sending/): The rapid rise of real-time payments is transforming the way consumers and businesses move money, offering unprecedented speed and convenience.… - [In Any Event: How Smart POS Technology Is Transforming Entertainment and Travel](https://www.pymnts.com/tracker_posts/in-any-event-how-smart-pos-technology-is-transforming-entertainment-and-travel/): Entertainment venues as well as travel and hospitality operators have promised frictionless service for years, but long lines persist. Fans… - [Going Global: How Payments Optimization Can Power an International Commerce Strategy](https://www.pymnts.com/tracker_posts/going-global-how-payments-optimization-can-power-an-international-commerce-strategy/): The global payments landscape is evolving at breakneck speed, with digital payments, mobile commerce and local preferences reshaping how consumers… - [Rising Risk: Confronting Modern AP Fraud Threats](https://www.pymnts.com/tracker_posts/rising-risk-confronting-modern-ap-fraud-threats/): Fraud continues to pose a major challenge to accounts payable (AP) teams. Research shows that 68% of organizations encountered at… - [Going for Gold: Winning Top-of-Wallet Status for Credit Unions](https://www.pymnts.com/tracker_posts/going-for-gold-winning-top-of-wallet-status-for-credit-unions/): Credit unions (CUs) are gaining momentum in the battle for top-of-wallet status. They’ve carved out an edge with small to… - [The Real-Time Rush: FIs’ Race to Keep Up With Instant Payments Innovation](https://www.pymnts.com/tracker_posts/the-real-time-rush-fis-race-to-keep-up-with-instant-payments-innovation/): As 2025 progresses, faster payments are speeding toward an inflection point. Real-time payments have shifted from experimental to expected, and… - [Digital Developments: Charting Digital Payment Growth in Latin America](https://www.pymnts.com/tracker_posts/digital-developments-charting-digital-payment-growth-in-latin-america/): Digital payments have transformed the financial landscape in Latin America, reshaping how consumers and businesses transact. The region has become… - [From Aging to Z: How CUs Can Capture Younger Generations](https://www.pymnts.com/tracker_posts/from-aging-to-z-how-cus-can-capture-younger-generations/): Credit unions (CUs) face a generational challenge. Their membership is aging faster than the customer base of other financial institutions… - [A Dose of Digital: How Modernizing Payments Is Revitalizing Healthcare](https://www.pymnts.com/tracker_posts/a-dose-of-digital-how-modernizing-payments-is-revitalizing-healthcare/): The healthcare industry in the United States has long been challenged by manual payment methods and processes that hinder efficiency… - [Overcoming Retail Challenges: Smart Stores to the Rescue](https://www.pymnts.com/tracker_posts/overcoming-retail-challenges-smart-stores-to-the-rescue/): For decades, self-service technology promised to remake retail, aspiring to be a frictionless alternative to traditional checkout. The reality proved… - [Fitting the Bill: How Automated Bill Presentment and Payment Are Transforming Business](https://www.pymnts.com/tracker_posts/fitting-the-bill-how-automated-bill-presentment-and-payment-are-transforming-business/): Bill pay is a routine fact of life for consumers, but this everyday practice is often fraught with inconvenience, costs… - [Small Businesses, Big Demand: The Case for SMB-Focused Real-Time Payments](https://www.pymnts.com/tracker_posts/small-businesses-big-demand-the-case-for-smb-focused-real-time-payments/): Real-time payments are gaining traction everywhere, with businesses and consumers alike clamoring for these services from their financial institutions (FIs).… - [Virtual Mobility: How Mobile Virtual Cards Elevate B2B Payments](https://www.pymnts.com/tracker_posts/virtual-mobility-how-mobile-virtual-cards-elevate-b2b-payments/): Legacy payment methods pose critical challenges for businesses striving to maximize efficiency in an uncertain economic landscape. These challenges take… - [Retention Roadmap: Credit Unions Drive Member Loyalty via Priority Alignment](https://www.pymnts.com/tracker_posts/retention-roadmap-credit-unions-drive-member-loyalty-via-priority-alignment/): Credit unions (CUs) are being challenged to align their offerings with members’ priorities in an increasingly digital financial landscape. Members… - [From Back Office to Strategic Powerhouse: AP’s Transformation in 2025](https://www.pymnts.com/tracker_posts/from-back-office-to-strategic-powerhouse-aps-transformation-in-2025/): Ongoing economic challenges have thrust accounts payable (AP) departments into the spotlight. As businesses navigate uncertain financial landscapes, the efficiency… - [Instant Satisfaction: How Real-Time Payments Can Help FIs Win Consumer Loyalty](https://www.pymnts.com/tracker_posts/instant-satisfaction-how-real-time-payments-can-help-fis-win-consumer-loyalty/): As consumer demand for instant payments soars, it may seem counterintuitive that financial institutions (FIs) are likelier to offer these… - [Minding the Gap: What Separates the Best From the Rest in the Credit Union Space](https://www.pymnts.com/tracker_posts/minding-the-gap-what-separates-the-best-from-the-rest-in-the-credit-union-space/): Credit unions (CUs) face mounting pressure to innovate as competition for consumer loyalty intensifies. With member expectations shifting toward seamless,… - [Pivotal Moment: Banks’ Real-Time Payments Opportunity in 2025](https://www.pymnts.com/tracker_posts/pivotal-moment-banks-real-time-payments-opportunity-in-2025/): While the United States has lagged historically in its development of real-time payments, the adoption of emerging U.S. rails is… - [Breaking Ground: Solving Construction’s Delayed Payments With Digital Tools](https://www.pymnts.com/tracker_posts/breaking-ground-solving-constructions-delayed-payments-with-digital-tools/): Systemic payment inefficiencies in the construction industry hamper timely project completion and drive higher costs. General contractors spend more time… - [Catching the Rails: The Real-Time Payments Opportunity for Small FIs](https://www.pymnts.com/tracker_posts/catching-the-rails-the-real-time-payments-opportunity-for-small-fis/): While real-time payment rails have experienced a more gradual rise in the United States than internationally, their adoption is quickly… - [Scam Surge: How Credit Unions Are Tackling Rising Security Threats](https://www.pymnts.com/tracker_posts/scam-surge-how-credit-unions-are-tackling-rising-security-threats/): Fraud is becoming a costly and pervasive challenge for credit unions (CUs), eating into revenues. From check scams to cyber… - [Commerce Transformed: How AI and IoT Are Rebooting Self-Service Retail](https://www.pymnts.com/tracker_posts/commerce-transformed-how-ai-and-iot-are-rebooting-self-service-retail/): First-generation self-service commerce solutions brought the science fiction of autonomous shopping to life. As these systems began to move from… - [Big Three: How Choice, Confidence and Convenience Drive Payments Optimization](https://www.pymnts.com/tracker_posts/big-three-how-choice-confidence-and-convenience-drive-payments-optimization/): As the digital transformation evolves, payments optimization has become the ultimate test for businesses striving to maintain a competitive edge.… - [GenAI at Retail: New Technology Upgrades for Inventory and Demand Forecasting](https://www.pymnts.com/tracker_posts/genai-at-retail-new-technology-upgrades-for-inventory-and-demand-forecasting/): Generative artificial intelligence (GenAI) is revolutionizing retail, providing innovative solutions to real-world challenges like inventory management. In this report, PYMNTS… - [A Merry Little Season: SMB Payment Strategies for Driving Holiday Sales This Year](https://www.pymnts.com/tracker_posts/a-merry-little-season-smb-payment-strategies-for-driving-holiday-sales-this-year/): The holiday shopping season is a pivotal time for small- to medium-sized businesses (SMBs). According to a recent survey, consumer… - [Dream Team: Credit Unions and FinTechs Partner to Deliver Financial Innovation](https://www.pymnts.com/tracker_posts/dream-team-credit-unions-and-fintechs-partner-to-deliver-financial-innovation/): Credit unions (CUs) have plenty of rivals across the financial landscape, chief among them the big banks that dominate the… - [Reaching the Digital Generation: Credit Union Strategies for Growth](https://www.pymnts.com/tracker_posts/reaching-the-digital-generation-credit-union-strategies-for-growth/): Despite their strong reputation for service, credit unions (CUs) may face frustration in overcoming certain other public perceptions. As we… - [The Great Paper Escape: Transforming Accounts Payable for the Digital Age](https://www.pymnts.com/tracker_posts/the-great-paper-escape-transforming-accounts-payable-for-the-digital-age/): Paper checks continue to dominate the accounts payable (AP) landscape — a costly reality when digital payments innovation pulses through… - [Cutting the Checks: Boosting Commercial Payment Speed and Security With Virtual Cards](https://www.pymnts.com/tracker_posts/cutting-the-checks-boosting-commercial-payment-speed-and-security-with-virtual-cards/): Inefficiencies in business-to-business (B2B) and other types of commercial payments continue to compromise firms’ financial footing. Traditional paper-based and manual… - [Small but Mighty: How Smaller Credit Unions Are Leading Financial Innovation](https://www.pymnts.com/tracker_posts/small-but-mighty-how-smaller-credit-unions-are-leading-financial-innovation/): Credit unions (CUs) have a strong reputation for setting the gold standard in community-oriented, human interactions in banking. Because of… - [Modernizing Higher Education Payments: The Case for Unified Commerce](https://www.pymnts.com/tracker_posts/modernizing-higher-education-payments-the-case-for-unified-commerce/): While today’s digital-first students navigate campus life through smartphones, many colleges and universities still rely on fragmented, analog payment systems.… - [The Strategic Role of AI in Accounts Payable](https://www.pymnts.com/tracker_posts/the-strategic-role-of-ai-in-accounts-payable/): Businesses continue to struggle with outdated accounts payable (AP) systems that rely predominantly on inefficient, manual processes. These traditional approaches… - [Going Solo: Self-Service Catches on Across Retail and Banking](https://www.pymnts.com/tracker_posts/going-solo-self-service-catches-on-across-retail-and-banking/): Self-service technologies are reshaping how consumers engage with retailers and financial institutions (FIs). As digital capabilities become more prevalent, shoppers… - [Click-and-Mortar™ Banking: Customer Loyalty Hinges on Both Digital and Physical Experiences](https://www.pymnts.com/tracker_posts/click-and-mortar-banking-customer-loyalty-hinges-on-both-digital-and-physical-experiences/): Today, the opposing pulls of digital transformation and tradition are challenging banks to step up the customer experience to retain… - [The Data Driver: Harnessing Real-Time Data for B2B Expense Management](https://www.pymnts.com/tracker_posts/the-data-driver-harnessing-real-time-data-for-b2b-expense-management/): B2B expenses are a regular part of everyday corporate operations and a core component of accounting teams’ portfolios. These teams… - [Window of Opportunity: Gaining AR Transparency Through Automation](https://www.pymnts.com/tracker_posts/window-of-opportunity-gaining-ar-transparency-through-automation/): In today’s uncertain economic landscape, a lack of transparency in accounts receivable (AR) processes is hindering businesses’ growth. When accounting… - [Need for Speed: Faster Payments Are Key to Businesses’ Financial Health](https://www.pymnts.com/tracker_posts/need-for-speed-faster-payments-are-key-to-businesses-financial-health/): Late payments are a growing problem for businesses. Many companies are struggling to manage their cash flow as delays in… - [Winning the Fraud Fight: How AP Automation Can Deflect Rising Security Threats](https://www.pymnts.com/tracker_posts/winning-the-fraud-fight-how-ap-automation-can-deflect-rising-security-threats/): As fraud attempts on businesses continue to rise, accounts payable (AP) departments are facing increased risks from cybercriminals. Nearly all… - [Why Automating Both AR and AP Is Vital to Fiscal Fitness](https://www.pymnts.com/tracker_posts/why-automating-both-ar-and-ap-is-vital-to-fiscal-fitness/): Outdated manual accounting processes are costing companies significantly. The previous installment in this series explored how manual accounts receivable (AR)… - [How Open Payments Boost Performance](https://www.pymnts.com/tracker_posts/how-open-payments-boost-performance/): Payment failures can be a constant challenge for merchant aggregators as they grow and handle an increasing number of gateways… - [Navigating Financial Uncertainty: Whose Advice Do Americans Trust?](https://www.pymnts.com/tracker_posts/navigating-financial-uncertainty-whose-advice-do-americans-trust/): As economic uncertainty intensifies, consumers are grappling with a range of financial challenges, from inflation to stagnant incomes. In response,… ## Studies - [Credit Union Innovation Readiness – July 2026](https://www.pymnts.com/study/consumer-credit-union-trust-top-of-wallet-conversion/) - [The Issuer Risk Playbook – July 2026](https://www.pymnts.com/study/the-issuer-risk-playbook-fraud-disputes-cltv/) - [Wage to Wallet Index – June 2026](https://www.pymnts.com/study/wage-to-wallet-labor-economy-rising-fuel-costs/) - [A Practical Guide to Growing Customer Lifetime Value – June 2026](https://www.pymnts.com/study/a-practical-guide-to-growing-cltv-issuer-framework/) - [Global Digital Shopping Index: Merchant Edition – June 2026](https://www.pymnts.com/study/global-digital-shopping-index-ai-agent-checkout/) - [The Pay Later Ecosystem Report – June 2026](https://www.pymnts.com/study/pay-later-ecosystem-consumers-want-ai-recommendations-control/) - [The Power of Now – June 2026](https://www.pymnts.com/study/real-time-payments-healthcare-insurance-payouts/) - [The Smart Basket Opportunity – June 2026](https://www.pymnts.com/study/the-smart-checkout-opportunity-june-issuers-ready-for-better-rewards/) - [The Orchestration Advantage – June 2026](https://www.pymnts.com/study/the-orchestration-advantage-routing-architecture-shapes-payments-preference/) - [Global Digital Shopping Index – June 2026](https://www.pymnts.com/study/global-digital-shopping-ai-powered-shopper/) - [Wage to Wallet Index – May 2026](https://www.pymnts.com/study/wage-to-wallet-index-schedule-shifts-put-paychecks-at-risk/) - [AI at the FI – May 2026](https://www.pymnts.com/study/ai-at-the-fi-inside-credit-unions-demand-execution-gap/) - [The Cross-Border Opportunity – May 2026](https://www.pymnts.com/study/cross-border-global-sourcing-smbs-payment-providers/) - [Digital Identity Verification Framework – May 2026](https://www.pymnts.com/study/digital-identity-verification-framework-kyc-kyb-ownership-risk-cost-growth/) - [Real-Time Readiness – May 2026](https://www.pymnts.com/study/b2b-payments-are-headed-for-real-time-rails/) - [The Issuer’s Customer Lifetime Value Report – May 2026](https://www.pymnts.com/study/issuers-customer-lifetime-value-card-issuer-performance/) - [Who Is the Subprime Consumer? – May 2026](https://www.pymnts.com/study/who-is-the-subprime-consumer-behavioral-profile/) - [Digital Currency at the Credit Union – April 2026](https://www.pymnts.com/study/digital-currency-at-the-credit-union-the-gap-between-interest-and-access/) - [The Power of Now – April 2026](https://www.pymnts.com/study/the-power-of-now-moving-money-at-the-speed-of-life/) - [Wage to Wallet Index – April 2026](https://www.pymnts.com/study/wage-to-wallet-index-labor-economy-ai-automation/) - [Instant Payments are Winning – April 2026](https://www.pymnts.com/study/instant-payments-are-winning-some-consumers-still-say-no/) - [Digital Identity Verification Framework – April 2026](https://www.pymnts.com/study/digital-identity-verification-agent-driven-threats/) - [Winning Top of Wallet – April 2026](https://www.pymnts.com/study/winning-top-of-wallet-credit-card-apps-shape-choice/) - [Built to Lead or Losing Ground? – April 2026](https://www.pymnts.com/study/credit-union-member-retention-ai-digital-tools/) - [Embedded Offers – April 2026](https://www.pymnts.com/study/embedded-offers-seamless-checkout-opportunity/) - [The Emerging Middle Market – April 2026](https://www.pymnts.com/study/middle-market-growth-financial-infrastructure/) - [The Preference Match Imperative – April 2026](https://www.pymnts.com/study/the-preference-match-imperative-disbursement-delivery/) - [Digital Identity Verification Framework – March 2026](https://www.pymnts.com/study/digital-identity-verification-fraud-prevention/) - [Wage to Wallet Index – March 2026](https://www.pymnts.com/study/wage-to-wallet-how-30-million-workers-borrow-from-tomorrow-to-pay-for-today/) - [Five Years of Change – March 2026](https://www.pymnts.com/study/how-instant-payouts-shifted-from-slow-paper-to-instant-digital/) - [How Acquirers Prepare for Agentic Commerce – March 2026](https://www.pymnts.com/study/how-acquirers-prepare-for-agentic-commerce/) - [Travel Firms Embrace Embedded Wallets to Boost Revenue and Conversion – March 2026](https://www.pymnts.com/study/travel-firms-embrace-embedded-wallets-to-boost-revenue-and-conversion/) - [How Enterprises Can Build a ’Know Your Agent’ Defense – March 2026](https://www.pymnts.com/study/build-a-know-your-agent-digital-identity-verification-bot-defense/) - [2025–2026 Growth Corporates Working Capital Index: Research Report Data Book – March 2026](https://www.pymnts.com/study/2025-2026-growth-corporates-working-capital-index-research-data-book/) - [Ready for Change – February 2026](https://www.pymnts.com/study/ready-for-change-smbs-digital-payments/) - [Wage to Wallet Index – February 2026](https://www.pymnts.com/study/wage-to-wallet-index-side-work-labor-economy/) - [FinTechs Tap Embedded Payments to Deepen Customer Relationships – February 2026](https://www.pymnts.com/study/fintechs-tap-embedded-payments-to-deepen-customer-relationships/) - [Fee Sensitivity and the Opt-In Economics of Instant Payouts – February 2026](https://www.pymnts.com/study/fee-sensitivity-and-the-opt-in-economics-of-instant-payouts/) - [Credit Union Innovation Readiness – January 2026](https://www.pymnts.com/study/credit-union-innovation-readiness-fintech-partnerships/) - [2025–2026 Growth Corporates Working Capital Index – January 2026](https://www.pymnts.com/study/2025-2026-growth-corporates-working-capital-business-growth/) - [Wage to Wallet Index – January 2026](https://www.pymnts.com/study/wage-to-wallet-index-labor-economy-workers-financial-stability/) - [Pay by Bank Deep Dive – January 2026](https://www.pymnts.com/study/pay-by-bank-digital-bank-users-ready-to-switch/) - [Digital Identity Framework – January 2026](https://www.pymnts.com/study/digital-identity-verification-in-the-age-of-bots-and-agents/) - [Money Mobility – January 2026](https://www.pymnts.com/study/money-mobility-instant-disbursements-and-consumer-loyalty/) - [2025–2026 Growth Corporates Working Capital Index: North America Edition – January 2026](https://www.pymnts.com/study/2025-2026-growth-corporates-working-capital-index-north-america-edition/) - [The Karen Webster Playbook for an Agentic World – December 2025](https://www.pymnts.com/study/the-karen-webster-playbook-for-an-agentic-world/) - [Wage to Wallet Index – December 2025](https://www.pymnts.com/study/wage-to-wallet-index-liquidity-stress/) - [B2B Platforms Expand Embedded Finance – December 2025](https://www.pymnts.com/study/b2b-platforms-expand-embedded-finance-customer-experience-revenue-gains/) - [2025 State of Fraud and Financial Crime in the United States – December 2025](https://www.pymnts.com/study/2025-state-of-fraud-and-financial-crime-in-the-united-states/) - [Wage to Wallet Index – November 2025](https://www.pymnts.com/study/wage-to-wallet-index-wage-volatility-consumer-spending-gap/) - [Retailers Expand Embedded Finance to Unlock Control and Customization – November 2025](https://www.pymnts.com/study/retailers-expand-embedded-finance-to-unlock-control-and-customization/) - [From Fast to Sticky – November 2025](https://www.pymnts.com/study/from-fast-to-sticky-instant-payouts-win-repeat-customers/) - [Financial Scams and Consumer Trust – November 2025](https://www.pymnts.com/study/financial-scams-and-consumer-trust/) - [SMB Growth Monitor – November 2025](https://www.pymnts.com/study/smb-growth-monitor-small-businesses-big-credit-needs/) - [Embedded Finance Grows Up – October 2025](https://www.pymnts.com/study/embedded-finance-grows-up-online-marketplaces-customer-retention/) - [Money Mobility Ecosystem – October 2025](https://www.pymnts.com/study/money-mobility-ecosystem-instant-payments-economy/) - [Wage to Wallet Index – October 2025](https://www.pymnts.com/study/wage-to-wallet-index/) - [Wage to Wallet Index – October 2025](https://www.pymnts.com/study/wage-to-wallet-index-labor-economy-financial-health/) - [Time to Cash™ – October 2025](https://www.pymnts.com/study/time-to-cash-new-measure-business-resilience/) - [The Hidden Costs of ‘Good Enough’ – October 2025](https://www.pymnts.com/study/hidden-cost-digital-identity-verification-bots-agents/) - [Embedded Finance as a Strategic Initiative – October 2025](https://www.pymnts.com/study/embedded-finance-as-a-strategic-initiative/) - [Apple Pay @11 – October 2025](https://www.pymnts.com/study/apple-pay-11-usage-is-up-competitors-gain-ground/) - [Pay by Bank – October 2025](https://www.pymnts.com/study/pay-by-bank-consumer-adoption-hinges-on-security-concerns/) - [Credit Limits – October 2025](https://www.pymnts.com/study/credit-limits-requests-denials-consumer-experience/) - [Beyond Speed – September 2025](https://www.pymnts.com/study/beyond-speed-case-for-instant-payout-adoption-and-stickiness/) - [Consumer Credit Economy – September 2025](https://www.pymnts.com/study/consumer-credit-economy-great-credit-divide/) - [Best-in-Class Modern Card Issuer – August 2025](https://www.pymnts.com/study/best-in-class-modern-card-issuer-data-analytics/) - [Credit Union Innovation Readiness – August/September 2025](https://www.pymnts.com/study/credit-union-innvoation-readiness-fintech-partnership-strategies/) - [The Gen Z Decoder Ring – August 2025](https://www.pymnts.com/study/the-gen-z-decoder-ring-digital-by-default/) - [From One-Way Payouts to Two-Way Loyalty – August 2025](https://www.pymnts.com/study/from-one-way-payouts-to-two-way-loyalty-instant-disbursements/) - [Summer School Series – August 2025](https://www.pymnts.com/study/summer-school-series-financial-services-leaders-share-2025-vision/) - [Instant Payouts – July 2025](https://www.pymnts.com/study/instant-payouts-new-paycheck-for-real-time-economy/) - [Credit Union Innovation Readiness – July/August 2025](https://www.pymnts.com/study/credit-union-innovation-readiness-middle-performers-become-top-innovators/) - [Best-in-Class Modern Card Issuer – July 2025](https://www.pymnts.com/study/the-best-in-class-modern-card-issuer-fraud-prevention-compliance/) - [SMB Growth – July 2025](https://www.pymnts.com/study/smb-growth-credit-card-usage/) - [Credit Union Innovation Readiness – July 2025](https://www.pymnts.com/study/credit-union-readiness-member-churn/) - [Global Digital Shopping Index: Australia Edition – July 2025](https://www.pymnts.com/study/2025-global-digital-shopping-index-australia-edition/) - [Keeping Score: Why Data Quality Determines Lending Decisions – June 2025](https://www.pymnts.com/study/why-data-quality-determines-lending-decisions/) - [Global Digital Shopping Index: Singapore Edition – June 2025](https://www.pymnts.com/study/2025-global-digital-shopping-index-singapore/) - [The 2025 Credit Union Innovation Readiness Index – June 2025](https://www.pymnts.com/study/credit-union-innovation-readiness-digital-tools/) - [How the World Does Digital – June 2025](https://www.pymnts.com/study/how-the-world-does-digital-pocket-revolution/) - [Global Digital Shopping Index: Mexico Edition – May 2025](https://www.pymnts.com/study/2025-global-digital-shopping-index-mexico/) - [The Best-In-Class Modern Card Issuer – May 2025](https://www.pymnts.com/study/the-best-in-class-modern-card-issuer-diversity-data-cltv/) - [How Consumers Decide Which Credit Card to Pay With – May 2025](https://www.pymnts.com/study/how-consumers-decide-which-credit-card-to-pay-with/) - [Credit Union Innovation Readiness Index – May 2025](https://www.pymnts.com/study/credit-union-innovation-readiness-digital-strategies/) - [Real-Time Readiness – May 2025](https://www.pymnts.com/study/real-time-readiness-instant-payment-access/) - [Global Digital Shopping Index: UAE Edition – May 2025](https://www.pymnts.com/study/visa-acceptance-solutions-2025-global-digital-shopping-index-uae-edition/) - [Digital Payments Evolution – May 2025](https://www.pymnts.com/study/digital-payments-evolution-virtual-cards-shopping/) - [The Credit Economy – May 2025](https://www.pymnts.com/study/the-credit-economy-top-of-wallet-credit-cards/) - [Global Money Movement: Saudi Arabia Edition – April 2025](https://www.pymnts.com/study/global-money-movement-saudi-arabia-edition/) - [Navigating the Evolving Landscape – May 2025](https://www.pymnts.com/study/navigating-fintech-credit-union-partnerships/) - [Global Digital Shopping Index: Brazil Edition – April 2025](https://www.pymnts.com/study/global-digital-shopping-index-brazil-edition-mobile-devices/) - [Fast Funds, Steady Cash Flow – April 2025](https://www.pymnts.com/study/fast-funds-steady-cash-flow-instant-payments-smbs/) - [Global Money Movement: U.S. Edition – April 2025](https://www.pymnts.com/study/global-money-movement-united-states/) - [The State of Digital Disbursements – April 2025](https://www.pymnts.com/study/new-data-consumers-want-control-and-choose-instant-payments-to-get-it/) - [Instant Payments: A Strategic Tool for Vendor Relationships and Urgent Transactions – April 2025](https://www.pymnts.com/study/instant-payments-strategic-tool-vendor-relationships-urgent-transactions/) - [Credit Union Innovation Readiness Index – April 2025](https://www.pymnts.com/study/credit-union-innovation-readiness-top-of-wallet-conversion/) - [Managing Unplanned Expenses – March 2025](https://www.pymnts.com/study/how-the-pay-later-economy-fits-consumer-needs/) - [GenAI Applications in Retail Transaction Analysis – March 2025](https://www.pymnts.com/study/genai-applications-in-retail-transaction-analysis/) - [The Best-In-Class Modern Card Issuer – March 2025](https://www.pymnts.com/study/the-best-in-class-modern-card-issuer-cltv/) ## Studies (HTML) - [BNPL’s Multi-Provider Moment: Why Shoppers No Longer Pick Just One](https://www.pymnts.com/study_posts/bnpls-multi-provider-moment-why-shoppers-no-longer-pick-just-one/): The buy now, pay later market is entering a new phase where consumers are treating installment financing as a flexible… - [The Millennial Cash Flow Code: What Data Reveals About Saving, Spending and Financial Resilience](https://www.pymnts.com/study_posts/the-millennial-cash-flow-code-what-data-reveals-about-saving-spending-and-financial-resilience/): America’s millennials are now deep into the years when earnings, spending and long-term planning collide. Many are buying homes, raising… - [The Fragmented Paycheck: Why Rising Spending No Longer Means Stronger Demand](https://www.pymnts.com/study_posts/the-american-paycheck-2026-annual-edition-an-annual-portrait-of-how-americans-earn-spend-save-and-sustain-themselves/): There’s a concerning cross-current happening in the U.S. economy. The dollars crossing the register are rising. Earnings reports and government… - [The SMB Growth Gap: What Leaders Track That Others Miss](https://www.pymnts.com/study_posts/the-smb-growth-gap-what-leaders-track-that-others-miss/): Many SMBs are flying blind on where their customers actually come from—and the ones that track things (formally, not just… - [The End of Casual AI: How Consumers Are Turning Prompts Into Daily Power Tools](https://www.pymnts.com/study_posts/the-end-of-casual-ai-how-consumers-are-turning-prompts-into-daily-power-tools/): At 9:15 on a Monday morning, a new generative artificial intelligence user asks a large language model (LLM) to polish… - [Digital Shopping Becomes an Everyday Event](https://www.pymnts.com/study_posts/digital-shopping-becomes-an-everyday-event/): Consumers are shopping more often, using mobile phones deeper in the journey and turning to AI for help before they… - [Payments Executives Say the AI Demo Era Is Ending](https://www.pymnts.com/study_posts/payments-executives-say-the-ai-demo-era-is-ending/): Artificial intelligence was supposed to trigger the next software arms race. Instead, it may be ending the last one. Across… - [Wholesale Writes the AI Playbook: How Goods Firms Are Scaling Intelligence Across the Enterprise](https://www.pymnts.com/study_posts/wholesale-writes-the-ai-playbook-how-goods-firms-are-scaling-intelligence-across-the-enterprise/): Gone are the days when a warehouse manager at a wholesale distribution company would have to pull up a contract… - [The Split-Paycheck Generation: How Work Type Divides Millennial Income, Credit and Financial Stability](https://www.pymnts.com/study_posts/the-split-paycheck-generation-how-work-type-divides-millennial-income-credit-and-financial-stability/): Millennials are often discussed as one consumer generation, but the way they earn their income tells a more complicated story.… - [The Orchestration Advantage: Why Five Payment Capabilities Separate Leaders From Laggards](https://www.pymnts.com/study_posts/the-orchestration-advantage-why-five-payment-capabilities-separate-leaders-from-laggards/): Payment orchestration has become widespread, but the returns are uneven. PYMNTS Intelligence finds that companies achieve the strongest performance gains… - [The Inflation Mirage: What Rising Spending Hides About Consumer Demand](https://www.pymnts.com/study_posts/the-inflation-mirage-what-rising-spending-hides-about-consumer-demand/): Retail sales and nominal consumer spending are up. Based only on that information, it would seem that consumers are feeling… - [Millennials at the Edge: How Cash Flow Pressure Is Reshaping Payments, Banking and Digital Commerce](https://www.pymnts.com/study_posts/millennials-at-the-edge-how-cash-flow-pressure-is-reshaping-payments-banking-and-digital-commerce/): Millennials occupy one of the more complicated positions in the U.S. economy. This cohort of more than 74 million people,… - [The Cutback Economy: How Americans Choose What to Drop and What to Defend](https://www.pymnts.com/study_posts/the-cutback-economy-how-americans-choose-what-to-drop-and-what-to-defend/): Americans are reducing their spending, but in different ways. PYMNTS Intelligence finds that consumers are responding to cost pressures through… - [When Controls Slow Commerce: The Data Behind Middle-Market Payment Friction](https://www.pymnts.com/study_posts/when-controls-slow-commerce-the-data-behind-middle-market-payment-friction/): Payment risk controls protect businesses and their customers from fraudulent, slow or erroneous transactions. Yet for many U.S. middle-market firms,… - [The Basket Breakaway: How Amazon Is Turning Walmart’s Store Traffic Into a Retail Weakness](https://www.pymnts.com/study_posts/the-basket-breakaway-how-amazon-is-turning-walmarts-store-traffic-into-a-retail-weakness/): Walmart wins the trip. Amazon wins the basket. It’s an equation gaining urgency as the retail behemoths compete for precious… - [How Bank-Linked Verification Cuts AR Payment Risk](https://www.pymnts.com/study_posts/how-bank-linked-verification-cuts-ar-payment-risk/): Accounts receivable (AR) teams are under pressure to know whether a payment is good before money moves. “Early Detection: Why… - [Captive at Work, Adopted at Home: The Hidden Force Driving Consumer AI Choice](https://www.pymnts.com/study_posts/captive-at-work-adopted-at-home-the-hidden-force-driving-consumer-ai-choice/): On a typical workday, the AI menu can look like a row of icons at the edge of the screen.… - [The Three-Speed Consumer Economy: How Financial Capacity Is Rewriting Spending Behavior](https://www.pymnts.com/study_posts/the-three-speed-consumer-economy-how-financial-capacity-is-rewriting-spending-behavior/): In May 2026, the University of Michigan Consumer Sentiment Index hit a record low of 44.8. It was its third… - [The 24-Day Advantage: What Top-Performing CFOs Know About Working Capital](https://www.pymnts.com/study_posts/the-24-day-advantage-what-top-performing-cfos-know-about-working-capital/): Working capital is the bloodstream of a Growth Corporate. These firms, which generate annual revenues between $100 million and $1… - [Why Job Security No Longer Shields Paycheck-to-Paycheck Consumers](https://www.pymnts.com/study_posts/why-job-security-no-longer-shields-paycheck-to-paycheck-consumers/): The May 2026 PYMNTS Consumer Expectations Index shows a consumer economy where job confidence is holding up, but financial resilience… - [New Data Shows How Tech Sectors Are Turning AI Into Strategy](https://www.pymnts.com/study_posts/new-data-shows-how-tech-sectors-are-turning-ai-into-strategy/): Picture three technology executives: one in cybersecurity, one in software as a service, and one in payments. Each is trying… - [Why Payments Execs See Legacy as Payments’ Hidden Advantage](https://www.pymnts.com/study_posts/why-payments-execs-see-legacy-as-payments-hidden-advantage/): In the race to modernize payments, incumbents were supposed to lose to faster, cloud-native challengers. Instead, artificial intelligence is producing… - [The Emerging Middle Market’s Infrastructure Gap](https://www.pymnts.com/study_posts/the-emerging-middle-markets-infrastructure-gap/): Middle market firms that are growing rapidly aren’t short on ambition. What they lack is the internal financial infrastructure needed… - [AI Changes Commerce. Visa Wants Trust to Scale With It](https://www.pymnts.com/study_posts/ai-changes-commerce-visa-wants-trust-to-scale-with-it/): Artificial intelligence is quickly moving from a productivity tool to an operating layer for commerce. Consumers already use AI to… - [How Enterprise Leaders Are Turning AI Adoption Into Operating Advantage](https://www.pymnts.com/study_posts/how-enterprise-leaders-are-turning-ai-adoption-into-operating-advantage/): Large enterprises in financial services, healthcare and media are all investing in artificial intelligence, but they’re not using the technology… - [Sentiment Split: Consumers Feel Hopeful Until the Bills Arrive](https://www.pymnts.com/study_posts/sentiment-split-consumers-feel-hopeful-until-the-bills-arrive/): Today, the average American feels pretty good about their job and is basically optimistic about their financial future. Still, millions… - [Inside the Cutback Economy: How Age, Behavior and Financial Pressure Shape Consumer Spending](https://www.pymnts.com/study_posts/inside-the-cutback-economy-how-age-behavior-and-financial-pressure-shape-consumer-spending/): Picture two baby boomers, born in the same decade, living in the same state, each navigating the same American economy.… - [Early Detection: Why Top-Performing Firms Focus on Fraud Before It Starts](https://www.pymnts.com/study_posts/early-detection-why-top-performing-firms-focus-on-fraud-before-it-starts/): It’s never been harder for businesses to manage the integrity of their payment operations. Fraud schemes are evolving as bad… - [The Financing Factor: How Pay Later Availability Changes Where Consumers Buy](https://www.pymnts.com/study_posts/pay-later-is-becoming-the-tiebreaker-at-checkout/): Consumer financing impacts each shopping decision differently. Its impact concentrates among younger consumers, active users of pay later options and… - [Banking Both Sides: Instant Payouts Turn Receivers Into Customers](https://www.pymnts.com/study_posts/banking-both-sides-instant-payouts-turn-receivers-into-customers/): On the first of the month, Helen’s property manager mails out checks. By the time the $4,200 in rent from… - [One Year In: What The Pay Later Data Actually Reveals](https://www.pymnts.com/study_posts/one-year-in-what-the-pay-later-data-actually-reveals/): When the Pay Later Ecosystem series launched in April 2025, buy now, pay later was dominating the consumer lending narrative.… - [Why Main Street Is Splitting: The Data Behind Small Business Winners and Losers](https://www.pymnts.com/study_posts/why-main-street-is-splitting-the-data-behind-small-business-winners-and-losers/): Main Street businesses are losing momentum after a strong post-pandemic rebound, and the latest edition of the PYMNTS Intelligence Main… - [Scaling Identity Verification: How Growth Raises Fraud and Friction Risks](https://www.pymnts.com/study_posts/scaling-identity-verification-how-growth-raises-fraud-and-friction-risks/): As companies grow, identity risk compounds across verification systems. PYMNTS Intelligence’s “Scale Amplification: How Revenue Scale Amplifies Agent-Driven Identity Risk,”… - [The New AI Handshake: Data Shows When Consumers Want Help and When They Want Control](https://www.pymnts.com/study_posts/the-new-ai-handshake-data-shows-when-consumers-want-help-and-when-they-want-control/): For consumers, the AI race is starting to feel less like a competition over who has the smartest model and… - [Why Main Street’s Digital Survivors Are Pulling Ahead: Four Years of Small Business Data](https://www.pymnts.com/study_posts/why-main-streets-digital-survivors-are-pulling-ahead-four-years-of-small-business-data/): Step into the typical American small business in July 2022. Cash moves through the register all day. The phone rings… - [Data Is Dead as a Competitive Advantage. 12 Executives Share What’s Next](https://www.pymnts.com/study_posts/data-is-dead-as-a-competitive-advantage-12-executives-share-whats-next/): The new consensus emerging across payments, financial services and digital commerce is that high-quality data is no longer scarce. Access… - [How Credit Card Apps Turn Engagement Into Spend](https://www.pymnts.com/study_posts/how-credit-card-apps-turn-engagement-into-spend/): Credit card apps aren’t just for checking balances and paying bills. They also help decide which card consumers use most,… - [Financial Services Pulls Ahead in the Enterprise AI Race](https://www.pymnts.com/study_posts/financial-services-pulls-ahead-in-the-enterprise-ai-race/): Artificial intelligence is rapidly becoming a fixture in large enterprises. It’s being funded, deployed and tested across nearly every function… - [The Pay Later Data Shift: Credit Card Installments Take the Lead](https://www.pymnts.com/study_posts/the-pay-later-data-shift-credit-card-installments-take-the-lead/): Buy now, pay later, the supposed credit card killer, has done something more consequential than steal market share in the… - [New Data Shows How BNPL and Installments Shape Where Consumers Shop](https://www.pymnts.com/study_posts/new-data-shows-how-bnpl-and-installments-shape-where-consumers-shop/): Consumers use financing far beyond the checkout aisle. They often factor it into where they choose to shop. This data… - [Forecasting Under Pressure: New Data Shows Uncertainty Is Still Running High](https://www.pymnts.com/study_posts/forecasting-under-pressure-new-data-shows-uncertainty-is-still-running-high/): Business forecasting is becoming more difficult as sources of risk continue to shift across markets. Last year, tariffs disrupted plans… - [Scaling Enterprise AI: Why Organizational Readiness Now Determines ROI](https://www.pymnts.com/study_posts/scaling-enterprise-ai-why-organizational-readiness-now-determines-roi/): Enterprise AI appears to be delivering results. The issue now is whether companies can use the technology robustly. This data… - [The AI On-Ramp: Data Shows How Everyday Tasks Build Consumer Habits](https://www.pymnts.com/study_posts/the-ai-on-ramp-data-shows-how-everyday-tasks-build-consumer-habits/): Google became the dominant gateway to the internet not because it was the best at everything, but because search was… - [Five Charts That Tell the Consumer Sentiment Story](https://www.pymnts.com/study_posts/consumer-sentiment-splits-along-cash-flow-lines/): The new PYMNTS Consumer Expectations Index (PCEI) shows that the average consumer story is only part of the picture. Sentiment in… - [The Embedded Finance Scale Factor: How Firm Size Shapes Strategy, Technology and Partnership Decisions](https://www.pymnts.com/study_posts/the-embedded-finance-scale-factor-how-firm-size-shapes-strategy-technology-and-partnership-decisions/): Embedded finance has taken root across American industries from retail to payroll processing, but firms are deploying the consumer-focused technology… - [Financing the Decision: How BNPL and Installments Reshape Merchant Choice](https://www.pymnts.com/study_posts/financing-the-decision-how-bnpl-and-installments-reshape-merchant-choice/): Three fabulous sofas, each costing about the same. Three different retailers. When consumers are deciding where to shop, the financing… - [Amazon’s Discretionary Surge Is Redrawing the Retail Battle](https://www.pymnts.com/study_posts/amazons-discretionary-surge-is-redrawing-the-retail-battle/): Retail is accounting for a smaller share of total consumer spending compared to recent years, but competition within that shrinking… - [How Visa Helps Businesses Stay Ahead of Payment Fraud](https://www.pymnts.com/study_posts/how-visa-helps-businesses-stay-ahead-of-payment-fraud/): Payments are supposed to feel easy: tap, click, approve, move on. But behind that simplicity, keeping payments safe has become… - [The Enterprise AI Readiness Gap: What Company Data Reveals About the Real Barrier to Scale](https://www.pymnts.com/study_posts/the-enterprise-ai-readiness-gap-what-company-data-reveals-about-the-real-barrier-to-scale/): Decision makers at major businesses already know that artificial intelligence can deliver value. Skepticism among leaders at enterprises (companies with… - [The Data Behind AI’s Shift to Everyday Consumer Use](https://www.pymnts.com/study_posts/the-data-behind-ais-shift-to-everyday-consumer-use/): More Americans are now using artificial intelligence in their everyday lives, and usage is becoming more regular, increasingly mobile and… - [Why Identity Silos Are Failing in the AI Era](https://www.pymnts.com/study_posts/why-identity-silos-are-failing-in-the-ai-era/): The advance of artificial intelligence is throwing the one-time stability of identity management innovation into disarray. And while companies used… - [Stablecoins Gain Ground: Why CFOs See More Promise There Than in Crypto](https://www.pymnts.com/study_posts/stablecoins-gain-ground-why-cfos-see-more-promise-there-than-in-crypto/): Middle market CFOs aren’t ignoring digital assets, but they’re not exactly embracing them, either. This PYMNTS Intelligence data book shows… - [Income Divides: A Deep Dive on Household Income Differences in U.S. Consumer Expectations](https://www.pymnts.com/study_posts/income-divides-a-deep-dive-on-household-income-differences-in-u-s-consumer-expectations/): A persistent question runs through every consumer spending forecast: Are Americans feeling better or worse about their financial lives? The… - [The Pay Later Reset: Data Shows Young Consumers Retreat, Cards Hold Firm](https://www.pymnts.com/study_posts/the-pay-later-reset-data-shows-young-consumers-retreat-cards-hold-firm/): The Pay Later market is entering a new phase. In January, BNPL use declined among younger consumers, while demand remained… - [Beyond Cash: What Drives SMB Payment Change](https://www.pymnts.com/study_posts/beyond-cash-what-drives-smb-payment-change/): Small and medium-sized businesses are still relying heavily on cash and checks, but PYMNTS Intelligence data shows that many are… - [Waiting for Certainty: Why Most CFOs Are Holding Back on Crypto and Stablecoins](https://www.pymnts.com/study_posts/waiting-for-certainty-why-most-cfos-are-holding-back-on-crypto-and-stablecoins/): Stablecoins and cryptocurrencies have become part of the mainstream business conversation but not part of the general plumbing. Banks are… - [Consumer Wallet Reset: How Amazon Wins Discretionary Spend and Walmart Holds Necessities](https://www.pymnts.com/study_posts/consumer-wallet-reset-how-amazon-wins-discretionary-spend-and-walmart-holds-necessities/): Over the past few years, shoppers have been tightening their belts, spending less on retail shopping and more on essentials… - [The Millennial Money Squeeze: Data Shows Rising Cost Pressures](https://www.pymnts.com/study_posts/the-millennial-money-squeeze-data-shows-rising-cost-pressures/): Millennials, born between 1981 and 1996 and now age 30–45, are navigating a cost-of-living environment that has ceased spiking and… - [Speed vs. Strategy: How Consumers Choose Between BNPL and Card Installments](https://www.pymnts.com/study_posts/speed-vs-strategy-how-consumers-choose-between-bnpl-and-card-installments/): Consumers aren’t just choosing a Pay Later option.1 They’re selecting the precise payment method that fits their immediate financial goal… - [AI Becomes a Daily Habit: The Consumer Shift From Trying Tools to Living With Them](https://www.pymnts.com/study_posts/ai-becomes-a-daily-habit-the-consumer-shift-from-trying-tools-to-living-with-them/): On a recent Saturday morning, a typical American consumer we’ll call Maya had a familiar problem. She had a vacation… - [Fraud, Identity and Data Integrity Emerge as Payments’ ‘Word of the Year’](https://www.pymnts.com/study_posts/fraud-identity-and-data-integrity-emerge-as-payments-word-of-the-year/): In conversations with PYMNTS for the “Word of the Year” edition of the What’s Next in Payments series, senior leaders… - [Introducing the PYMNTS Consumer Expectations Index](https://www.pymnts.com/study_posts/introducing-the-pymnts-consumer-expectations-index/): Consumer sentiment is often reduced to a single headline number, a pulse check on how Americans feel about the economy… - [Tax Refunds and the Paycheck-to-Paycheck Consumer](https://www.pymnts.com/study_posts/tax-refunds-and-the-paycheck-to-paycheck-consumer/): About two-thirds of American consumers live paycheck to paycheck. Roughly one-quarter struggle to pay their monthly bills for housing, utilities and… - [Split the Bill, Run the Budget: How BNPL Is Rewriting Consumer Spending](https://www.pymnts.com/study_posts/split-the-bill-run-the-budget-how-bnpl-is-rewriting-consumer-spending/): Credit cards are the workhorse of the Pay Later ecosystem, but buy now, pay later and credit card installment plans… - [Generations Under Pressure: How Younger Consumers Are Coping With Higher Living Costs](https://www.pymnts.com/study_posts/generations-under-pressure-how-younger-consumers-are-coping-with-higher-living-costs/): Cost-of-living pressures persist at a heightened level. In January, just over one in two U.S. adult consumers said they found… - [The Trust Imperative in Embedded Finance](https://www.pymnts.com/study_posts/the-trust-imperative-in-embedded-finance/): Embedded finance is not a single operating model. Instead, how payments, lending, investing and other financial functions are woven into… - [CFOs Take Control of Enterprise Gen AI](https://www.pymnts.com/study_posts/cfos-take-control-of-enterprise-gen-ai/): Enterprise use of generative artificial intelligence has moved past experimentation and into daily finance operations. Using data from the February… - [Tax Refund Season Reveals the Reality of Paycheck-to-Paycheck America](https://www.pymnts.com/study_posts/tax-refund-season-reveals-the-reality-of-paycheck-to-paycheck-america/): Financial strain is persistent across the United States, and the annual tax season—and refunds that come with it—aren’t likely to… - [How Macroeconomic Uncertainty Is Squeezing Profits and Wrecking Targets](https://www.pymnts.com/study_posts/how-macroeconomic-uncertainty-is-squeezing-profits-and-wrecking-targets/): Business uncertainty is shifting in unexpected ways. Goods-producing firms now face higher uncertainty than service companies, reversing a pattern from… - [Consumers Stop Sampling AI and Start Relying on It](https://www.pymnts.com/study_posts/consumers-stop-sampling-ai-and-start-relying-on-it/): The artificial intelligence story used to center on how many people have tried ChatGPT or asked Siri a question (sometimes… - [What Happens When CFOs Get Serious About Gen AI](https://www.pymnts.com/study_posts/what-happens-when-cfos-get-serious-about-gen-ai/): Chief financial officers are moving rapidly from tentatively exploring generative artificial intelligence to managing it as a core element of… - [Pay Later Moves Into the Monthly Budget](https://www.pymnts.com/study_posts/pay-later-moves-into-the-monthly-budget/): For a growing number of consumers, newer deferred payment tools like installment plans on mainstream or private-label (store) cards and… - [One Shock Away: The Fragile Math of the American Paycheck](https://www.pymnts.com/study_posts/one-shock-away-the-fragile-math-of-the-american-paycheck/): Living paycheck to paycheck has become a defining feature of the U.S. consumer economy, not because households prefer it, but… - [How Business Uncertainty Is Forcing a New CFO Playbook](https://www.pymnts.com/study_posts/how-business-uncertainty-is-forcing-a-new-cfo-playbook/): For middle-market firms, 2025 brought intense business uncertainty. The threat, and then actuality, of tariffs dominated the economic environment, with… - [Agentic AI Breaks Out of the Lab and Into the Org Chart](https://www.pymnts.com/study_posts/agentic-ai-breaks-out-of-the-lab-and-into-the-org-chart/): Artificial intelligence has moved rapidly from experimentation to execution inside large enterprises. New PYMNTS Intelligence data from the latest CAIO… - [Running on Empty: How Paycheck-to-Paycheck Living Turns Small Shocks Into Big Crises](https://www.pymnts.com/study_posts/running-on-empty-how-paycheck-to-paycheck-living-turns-small-shocks-into-big-crises/): Double-digit inflation for groceries like beef and coffee, a cooling job market and accelerating monthly costs for utilities, insurance and… - [Consumer Financial Stress Is Changing the Rules of Shopping and Payments](https://www.pymnts.com/study_posts/consumer-financial-stress-is-changing-the-rules-of-shopping-and-payments/): Rising financial pressure is no longer just a background condition for many United States consumers. It is actively reshaping where… - [From Assistive to Agentic AI: Consumers Wade Into Autonomous Commerce](https://www.pymnts.com/study_posts/from-assistive-to-agentic-ai-consumers-wade-into-autonomous-commerce/): In the December edition of the Agentic AI Report, PYMNTS Intelligence found that many consumers had begun tasks using artificial… - [Buy Now, Pay Later Powers the Experience Economy](https://www.pymnts.com/study_posts/buy-now-pay-later-powers-the-experience-economy/): This data book is based on a PYMNTS Intelligence survey conducted from Nov. 17, 2025, to Dec. 12, 2025, and… - [The New Checkout: Crimped Consumers Lean Into Online Retail and Digital Wallets](https://www.pymnts.com/study_posts/the-new-checkout-crimped-consumers-lean-into-online-retail-and-digital-wallets/): Many consumers are under significant financial stress. Tariffs on everything from clothing to toys to cars are costing the average… - [Agentic AI Breaks Out of the Sandbox](https://www.pymnts.com/study_posts/agentic-ai-breaks-out-of-the-sandbox/): The debate inside companies over whether to adopt agentic AI is closing. The core question now centers on how quickly… - [How Consumers Are Rebuilding Daily Life Around AI](https://www.pymnts.com/study_posts/how-consumers-are-rebuilding-daily-life-around-ai/): Artificial intelligence is moving past novelty, becoming a routine tool for millions of consumers. The latest PYMNTS Intelligence Agentic AI… - [Walmart Aims at Closing Amazon Online Sales Gap](https://www.pymnts.com/study_posts/sprinter-walmart-takes-on-marathoner-amazon-in-ecommerce/): Two retail giants, two different race paces. Amazon has long dusted Walmart in eCommerce, capturing 56% of total United States… - [Pay Later Reshapes How America Finances the Holidays](https://www.pymnts.com/study_posts/pay-later-reshapes-how-america-finances-the-holidays/): Pay Later plans are becoming a key part of how consumers afford meaningful moments amid rising financial pressure.1 Costs are… - [How Middle-Market Business Uncertainty Rewrote 2025](https://www.pymnts.com/study_posts/how-middle-market-business-uncertainty-rewrote-2025/): As 2025 draws to a close, uncertainty is the defining feature of the year for middle-market firms. The scope of… - [Top of Wallet Reimagined: Why Digital Credentials Now Decide Loyalty](https://www.pymnts.com/study_posts/top-of-wallet-reimagined-why-digital-credentials-now-decide-loyalty/): Imagine standing at a bustling counter in Italy, ready to make a purchase, only to have your card unexpectedly declined,… - [The Under-the-Radar Changes Transforming How Money Moves](https://www.pymnts.com/study_posts/the-under-the-radar-changes-transforming-how-money-moves/): For most of the past two decades, digital commerce has evolved through visible, headline-grabbing breakthroughs. Think: smartphones, app stores, one-click… - [How Financial Support Beyond Family Is Breaking Household Budgets](https://www.pymnts.com/study_posts/how-financial-support-beyond-family-is-breaking-household-budgets/): Financial pressure remains a defining feature of the United States consumer experience. In late 2025, two-thirds of consumers are living… - [CFOs Are Letting AI Into the Finance Function, Carefully](https://www.pymnts.com/study_posts/cfos-are-letting-ai-into-the-finance-function-carefully/): Artificial intelligence (AI) is no longer a future concept inside the finance function; firms have already applied it to daily… - [How AI Becomes the Place Consumers Start Everything](https://www.pymnts.com/study_posts/how-ai-becomes-the-place-consumers-start-everything/): Artificial intelligence has crossed a threshold that few digital behaviors reach. It is becoming the starting point for everyday life.… - [Amazon Gains as Walmart Leans Harder on Groceries](https://www.pymnts.com/study_posts/amazon-gains-as-walmart-leans-harder-on-groceries/): The economy is flashing mixed signals as consumer spending heads into the holidays. Against this backdrop, America’s top two retailers… - [Tariff Shock Forces a Shift in Product Strategy](https://www.pymnts.com/study_posts/tariff-shock-forces-a-shift-in-product-strategy/): Middle-market product leaders are navigating a business landscape where tariffs, cost pressures and macroeconomic volatility are reshaping both the pace… - [CFOs Push AI Forward but Keep a Hand on the Wheel](https://www.pymnts.com/study_posts/cfos-push-ai-forward-but-keep-a-hand-on-the-wheel/): CFOs have high hopes for AI. As it stands, 100% of executives surveyed report using some advanced form of it… - [Tariffs Turn Up the Heat as Product Leaders Confront Peak Uncertainty](https://www.pymnts.com/study_posts/tariffs-turn-up-the-heat-as-product-leaders-confront-peak-uncertainty/): Uncertainty about the impact of tariffs on business operations and consumer demand is hitting the middle-market goods segment particularly hard.… - [America’s Generations Confront the New Pocketbook Crunch](https://www.pymnts.com/study_posts/americas-generations-confront-the-new-pocketbook-crunch/): PYMNTS Intelligence surveyed 2,368 United States adult consumers from Sept. 10, 2025, to Sept. 29, 2025, to understand how different… - [Black Friday on a Budget: How Discipline and Deals Shaped Holiday Shopping in 2025](https://www.pymnts.com/study_posts/black-friday-on-a-budget-how-discipline-and-deals-shaped-holiday-shopping-in-2025/): America’s consumers intensified their script flip of retail’s most hyped event. A relatively tepid 151 million shoppers turned out for… - [Healthcare on Hold: Why 1 in 4 Gen Z Consumers Skip the Doctor](https://www.pymnts.com/study_posts/healthcare-on-hold-why-1-in-4-gen-z-consumers-skip-the-doctor/): Younger people tend to be healthier populations, and thus less in need of treatment for the often-expensive conditions that come… - [Credit Card Installments Outrun BNPL in Summer Travel Surge](https://www.pymnts.com/study_posts/credit-card-installments-outrun-bnpl-in-summer-travel-surge/): Consumers are adapting how they shop and pay as higher prices, inflation and tighter budgets reshape their financial routines. Pay… - [Payments CEOs Turn Data Into the New Currency of Power](https://www.pymnts.com/study_posts/payments-ceos-turn-data-into-the-new-currency-of-power/): In 2025, the CEOs shaping global identity, payments and financial operations sound less like traditional executives and more like systems… - [Economic Pressures Split the Generations as Each Rethinks the Basics](https://www.pymnts.com/study_posts/economic-pressures-split-the-generations-as-each-rethinks-the-basics/): As tariffs on many imports drive up the cost of living, consumers are feeling strain from multiple economic stressors. Half… ## Register - [PYMNTS Intelligence Presents: Trendscapes Unpacked](https://www.pymnts.com/events/pymnts-intelligence-presents-trendscapes-unpacked/): You know PYMNTS Intelligence. This is how you buy it. In 20 minutes, see the 10 Trendscapes categories and 30 topics,… - [Summer School 2026: Payments Reimagined](https://www.pymnts.com/events/summer-school-2026-payments-reimagined/): The payments business you're running today already looks different than it did a year ago. New rails, AI-driven decisioning, embedded… - [Aspirin or Vitamin? How AI Is Rewriting How Clients Buy — BILL](https://www.pymnts.com/events/aspirin-or-vitamin-how-ai-is-rewriting-how-clients-buy-bill/): Every investor has asked the question: Is what you’re building an aspirin or a vitamin? The latest edition of What’s… - [Aspirin or Vitamin? How AI Is Rewriting How Clients Buy — Maverick Payments ](https://www.pymnts.com/events/aspirin-or-vitamin-how-ai-is-rewriting-how-clients-buy-maverick-payments/): Every investor has asked the question: Is what you’re building an aspirin or a vitamin? The latest edition of What’s… - [Aspirin or Vitamin? How AI Is Rewriting How Clients Buy — WEX](https://www.pymnts.com/events/aspirin-or-vitamin-how-ai-is-rewriting-how-clients-buy-wex/): Every investor has asked the question: Is what you’re building an aspirin or a vitamin? The latest edition of What’s… - [Aspirin or Vitamin? How AI Is Rewriting How Clients Buy — Entersekt](https://www.pymnts.com/events/aspirin-or-vitamin-how-ai-is-rewriting-how-clients-buy-entersekt/): Every investor has asked the question: Is what you’re building an aspirin or a vitamin? The latest edition of What’s… - [Aspirin or Vitamin? How AI Is Rewriting How Clients Buy — i2c](https://www.pymnts.com/events/aspirin-or-vitamin-how-ai-is-rewriting-how-clients-buy-i2c/): Every investor has asked the question: Is what you’re building an aspirin or a vitamin? The latest edition of What’s… - [Aspirin or Vitamin? How AI Is Rewriting How Clients Buy — Spreedly](https://www.pymnts.com/events/aspirin-or-vitamin-how-ai-is-rewriting-how-clients-buy-spreedly/): Every investor has asked the question: Is what you’re building an aspirin or a vitamin? The latest edition of What’s… - [How Stores Became the New Front Door for Everyday Money Movement](https://www.pymnts.com/events/how-stores-became-the-new-front-door-for-everyday-money-movement/): As more consumers manage their financial lives across both digital and physical channels, retailers are becoming an important part of… - [Agentic Commerce, Human Trust and the Credit Union Advantage](https://www.pymnts.com/events/agentic-commerce-human-trust-and-the-credit-union-advantage/): Agentic AI is pushing financial services into a new phase, where technology does more than answer questions or automate routine… - [How Real-Time Payments Redefine the Customer Journey](https://www.pymnts.com/events/how-real-time-payments-redefine-the-customer-journey/): Real-time money movement is redefining expectations across government, healthcare, insurance, and investment platforms, reshaping how organizations deliver funds, manage liquidity,… - [Why ERPs Aren’t Enough for Modern AR](https://www.pymnts.com/events/why-erps-arent-enough-for-modern-ar/): Finance teams are discovering that modern AR requires more than an ERP. Learn what's driving the shift and what it… - [FIS’ Jim Johnson: Banks That Don’t Own the Payment Flow Risk Losing the Customer](https://www.pymnts.com/events/fis-jim-johnson-banks-that-dont-own-the-payment-flow-risk-losing-the-customer/): Wallets, AI agents, new rails. They’re not waiting for banks to catch up. FIS Co-President of Banking Jim Johnson tells… - [How SMBs Went Global Before Their Payments Did](https://www.pymnts.com/events/how-smbs-went-global-before-their-payments-did/): Small businesses are no longer just local operators with local suppliers. Many are buying inventory, materials and equipment from overseas,… - [The Fight Against the Cost of Doing Business](https://www.pymnts.com/events/the-fight-against-the-cost-of-doing-business/): For many suppliers and SMBs, getting paid is still slow, manual and full of friction. Paper checks, disconnected workflows and… - [When Legacy Becomes Leverage — Finastra](https://www.pymnts.com/events/when-legacy-becomes-leverage-finastra/): In most industries, a legacy is something you build toward and can be proud of. In banking and payments, it's… - [When Legacy Becomes Leverage — Boost Payment Solutions](https://www.pymnts.com/events/when-legacy-becomes-leverage-boost-payment-solutions/): In most industries, a legacy is something you build toward and can be proud of. In banking and payments, it's… - [When Legacy Becomes Leverage — FIS](https://www.pymnts.com/events/when-legacy-becomes-leverage-fis/): In most industries, a legacy is something you build toward and can be proud of. In banking and payments, it's… - [When Legacy Becomes Leverage — Velera](https://www.pymnts.com/events/when-legacy-becomes-leverage-velera/): In most industries, a legacy is something you build toward and can be proud of. In banking and payments, it's… - [When Legacy Becomes Leverage — Maverick Payments](https://www.pymnts.com/events/when-legacy-becomes-leverage-maverick-payments/): In most industries, a legacy is something you build toward and can be proud of. In banking and payments, it's… - [When Legacy Becomes Leverage — The Clearing House](https://www.pymnts.com/events/when-legacy-becomes-leverage-the-clearing-house/): In most industries, a legacy is something you build toward and can be proud of. In banking and payments, it's… - [When Legacy Becomes Leverage — Paymentus](https://www.pymnts.com/events/when-legacy-becomes-leverage-paymentus/): In most industries, a legacy is something you build toward and can be proud of. In banking and payments, it's… - [When Legacy Becomes Leverage — Spreedly](https://www.pymnts.com/events/when-legacy-becomes-leverage-spreedly/): In most industries, a legacy is something you build toward and can be proud of. In banking and payments, it's… - [When Legacy Becomes Leverage — Pismo, a Visa company](https://www.pymnts.com/events/when-legacy-becomes-leverage-pismo-a-visa-company/): In most industries, a legacy is something you build toward and can be proud of. In banking and payments, it's… - [Winning the Next Transaction: How AI Helps Build Loyalty in Payments](https://www.pymnts.com/events/winning-the-next-transaction-how-ai-helps-build-loyalty-in-payments/): As digital wallets, instant payments and growing competition make it easier than ever for consumers to switch how they pay,… - [Why Investors Gave Zenskar $15M to Take the Pain Out of Getting Paid](https://www.pymnts.com/events/why-investors-gave-zenskar-15m-to-take-the-pain-out-of-getting-paid/): Getting paid should be simple. But for many businesses, complex contracts, custom pricing and manual finance work have turned billing,… - [Why Payments Modernization Can’t Wait](https://www.pymnts.com/events/why-payments-modernization-cant-wait/): Payments modernization is no longer a back-office initiative. It is a core business strategy and the institutions acting now will… - [‘Show Me the Money,’ Now for Doctors](https://www.pymnts.com/events/show-me-the-money-now-for-doctors/): Medicine meets “Jerry Maguire.” In this PYMNTS interview, MDEnvoy CEO Dr. Michael Suk joins Karen Webster to discuss how the… - [Wizard Wants to Build the Jet.com for AI Shopping. Its CEO Explains How](https://www.pymnts.com/events/wizard-wants-to-build-the-jet-com-for-ai-shopping-its-ceo-explains-how/): Marc Lore built Jet.com and sold it to Walmart for $3.3 billion. Now his AI shopping platform Wizard has partnered… - [The Data Game — WEX](https://www.pymnts.com/events/the-data-game-wex/): The companies pulling ahead today are not simply collecting more data. They are using it more effectively. The latest installment… - [The Data Game — Galileo Financial Technologies](https://www.pymnts.com/events/the-data-game-galileo-financial-technologies/): The companies pulling ahead today are not simply collecting more data, they are using it more effectively. The latest installment… - [The Data Game — Mastercard](https://www.pymnts.com/events/the-data-game-mastercard/): The companies pulling ahead today are not simply collecting more data. They are using it more effectively. The latest installment… - [The Data Game — Paymentus](https://www.pymnts.com/events/the-data-game-paymentus/): The companies pulling ahead today are not simply collecting more data. They are using it more effectively. The latest installment… - [The Data Game — Boost Payment Solutions](https://www.pymnts.com/events/the-data-game-boost-payment-solutions/): The companies pulling ahead today are not simply collecting more data. They are using it more effectively. The latest installment… - [The Data Game — Billtrust](https://www.pymnts.com/events/the-data-game-billtrust/): The companies pulling ahead today are not simply collecting more data. They are using it more effectively. The latest installment… - [The Data Game — Volante Technologies](https://www.pymnts.com/events/the-data-game-volante-technologies/): The companies pulling ahead today are not simply collecting more data. They are using it more effectively. The latest installment… - [The Data Game — Synchrony](https://www.pymnts.com/events/the-data-game-synchrony/): The companies pulling ahead today are not simply collecting more data. They are using it more effectively. The latest installment… - [The Data Game — Entersekt](https://www.pymnts.com/events/the-data-game-entersekt/): The companies pulling ahead today are not simply collecting more data. They are using it more effectively. The latest installment… - [The Data Game — Trulioo](https://www.pymnts.com/events/the-data-game-trulioo/): The companies pulling ahead today are not simply collecting more data. They are using it more effectively. The latest installment… - [The Data Game — Maverick Payments](https://www.pymnts.com/events/the-data-game-maverick-payments/): The companies pulling ahead today are not simply collecting more data. They are using it more effectively. The latest installment… - [The Data Game — Green Dot](https://www.pymnts.com/events/the-data-game-green-dot/): The companies pulling ahead today are not simply collecting more data. They are using it more effectively. The latest installment… - [Affirm’s Libor Michalek on Why Banks Can’t Easily Copy BNPL](https://www.pymnts.com/events/affirms-libor-michalek-on-why-banks-cant-easily-copy-bnpl/): Card issuers have launched installment features on top of their credit lines, but Affirm President Libor Michalek says the economics… - [Payments That Pay You Back](https://www.pymnts.com/events/payments-that-pay-you-back/): Join PYMNTS and WEX for a live webinar exploring how digital payments, virtual cards and embedded payment options are transforming… - [Why Did That Number Change?](https://www.pymnts.com/events/why-did-that-number-change/): Every CFO in the world knows this feeling: a number moved, and no one in the room can explain why.… - [The Margin Leak in Insurance No One Talks About](https://www.pymnts.com/events/the-margin-leak-in-insurance-no-one-talks-about/): What if the biggest margin problem in insurance isn’t risk, but legacy payments? PYMNTS CEO Karen Webster sits down with… - [Lorum’s Play to Reinvent Correspondent Banking](https://www.pymnts.com/events/lorums-play-to-reinvent-correspondent-banking/): What if the problem with clearing and settling payments isn’t technology, but the business model of existing networks? That’s what… - [Saying Yes to the Dress Via GPT](https://www.pymnts.com/events/saying-yes-to-the-dress-via-gpt/): What happens when a bride can describe her dream dress to ChatGPT and then buy it instantly? PYMNTS CEO Karen… - [The Missing Link in Financial Literacy: Teachers](https://www.pymnts.com/events/the-missing-link-in-financial-literacy-teachers/): A $2 million commitment. A nationwide challenge. And a bold bet on teachers as the frontline of financial literacy. Karen… - [Hippo: The InsurTech Disruptor That Learned to Collaborate](https://www.pymnts.com/events/hippo-the-insurtech-disruptor-that-learned-to-collaborate/): Hippo launched to reinvent homeowners insurance, and now it’s distributing through Progressive. CEO Rick McCathron tells Karen Webster why partnering… - [Agentic AI, Commerce: What Works and What Breaks](https://www.pymnts.com/events/agentic-ai-commerce-what-works-and-what-breaks/): Rezolve founder and CEO Dan Wagner has been building the infrastructure behind digital commerce for decades. Long before AI. Long before… - [The Emerging Middle Market is Scaling Faster Than Its Financial Stack](https://www.pymnts.com/events/the-emerging-middle-market-is-scaling-faster-than-its-financial-stack/) - [Kelly Cook Didn’t Save David’s Bridal. She Rebuilt It From the Altar Up.](https://www.pymnts.com/events/kelly-cook-didnt-save-davids-bridal-she-rebuilt-it-from-the-altar-up/): PYMNTS CEO Karen Webster interviews David's Bridal CEO Kelly Cook to explore the bold strategic bets that have redefined what… - [Prepping Merchants for the World Cup](https://www.pymnts.com/events/prepping-merchants-for-the-world-cup/) - [Ready for Change: Turning Cards Into an SMB Cash-Flow and Control Engine](https://www.pymnts.com/events/ready-for-change-turning-cards-into-an-smb-cash-flow-and-control-engine/): In the latest PYMNTS Intelligence collaboration with Mastercard, “Ready for Change: Why Nearly Half of SMBs Want to Ditch Cash… - [How Will AI Change Identity — Spreedly](https://www.pymnts.com/events/how-will-ai-change-identity-spreedly/): Identity is turning into a high‑stakes race that involves the entire payments ecosystem. In this edition of What’s Next in… - [How Will AI Change Identity — i2c inc.](https://www.pymnts.com/events/how-will-ai-change-identity-i2c-inc/): Identity is turning into a high‑stakes race that involves the entire payments ecosystem. In this edition of What’s Next in… - [How Will AI Change Identity — Visa](https://www.pymnts.com/events/how-will-ai-change-identity-visa/): Identity is turning into a high‑stakes race that involves the entire payments ecosystem. In this edition of What’s Next in… - [How Will AI Change Identity — Paysafe](https://www.pymnts.com/events/how-will-ai-change-identity-paysafe/): Identity is turning into a high‑stakes race that involves the entire payments ecosystem. In this edition of What’s Next in… - [How Will AI Change Identity — Velera ](https://www.pymnts.com/events/how-will-ai-change-identity-velera/): Identity is turning into a high‑stakes race that involves the entire payments ecosystem. In this edition of What’s Next in… - [How Will AI Change Identity — One Inc ](https://www.pymnts.com/events/how-will-ai-change-identity-one-inc/): Identity is turning into a high‑stakes race that involves the entire payments ecosystem. In this edition of What’s Next in… - [How Will AI Change Identity — Trulioo](https://www.pymnts.com/events/how-will-ai-change-identity-trulioo/): Identity is turning into a high‑stakes race that involves the entire payments ecosystem. In this edition of What’s Next in… - [How Will AI Change Identity — FIS](https://www.pymnts.com/events/how-will-ai-change-identity-fis/): Identity is turning into a high‑stakes race that involves the entire payments ecosystem. In this edition of What’s Next in… - [How Will AI Change Identity — Paymentology](https://www.pymnts.com/events/how-will-ai-change-identity-paymentology/): Identity is turning into a high‑stakes race that involves the entire payments ecosystem. In this edition of What’s Next in… - [How Will AI Change Identity — Veriff](https://www.pymnts.com/events/how-will-ai-change-identity/): Identity is turning into a high‑stakes race that involves the entire payments ecosystem. In this edition of What’s Next in… - [How Propel Thinks It Can Bring More Americans Into the Credit Market](https://www.pymnts.com/events/how-propel-thinks-it-can-bring-more-americans-into-the-credit-market/): Propel is rolling out FreshLine with a new $150 million commitment behind it. That gives Karen Webster and Propel CEO… - [The Evolving Role of the Acquirer in Scaling B2B Card Acceptance](https://www.pymnts.com/events/the-evolving-role-of-the-acquirer-in-scaling-b2b-card-acceptance/): B2B card acceptance is growing, but expanding it at scale takes coordination across the whole payments chain. Acquirers are increasingly… - [Identity Without Blind Spots: Trust, Speed and Continuous Assurance](https://www.pymnts.com/events/identity-without-blind-spots-trust-speed-and-continuous-assurance/): Fraud, friction and growth pressures are reshaping how financial institutions and digital platforms think about identity. In this three-part series,… - [Branch’s New CFO Is Playing Chess With Workforce Payments](https://www.pymnts.com/events/branchs-new-cfo-is-playing-chess-with-workforce-payments/): Six in ten Americans live paycheck to paycheck and new Branch CFO Matt Peterson argues it's not a budgeting problem,… - [Word of the Year — Paymentus](https://www.pymnts.com/events/word-of-the-year-paymentus/): The payments industry’s defining story won’t be told in a strategy deck. It will show up in the single word… - [Word of the Year — Mastercard](https://www.pymnts.com/events/word-of-the-year-mastercard/): The payments industry’s defining story won’t be told in a strategy deck. It will show up in the single word… - [Word of the Year — FIS](https://www.pymnts.com/events/word-of-the-year-fis/): The payments industry’s defining story won’t be told in a strategy deck. It will show up in the single word… - [Word of the Year — Trulioo](https://www.pymnts.com/events/word-of-the-year-trulioo/): The payments industry’s defining story won’t be told in a strategy deck. It will show up in the single word… - [Word of the Year — Entersekt](https://www.pymnts.com/events/word-of-the-year-entersekt/): The payments industry’s defining story won’t be told in a strategy deck. It will show up in the single word… - [Word of the Year — Boost Payment Solutions](https://www.pymnts.com/events/word-of-the-year-boost-payment-solutions/): The payments industry’s defining story won’t be told in a strategy deck. It will show up in the single word… - [Word of the Year — The Clearing House](https://www.pymnts.com/events/word-of-the-year-the-clearing-house/): The payments industry’s defining story won’t be told in a strategy deck. It will show up in the single word… - [Word of the Year — Velera](https://www.pymnts.com/events/word-of-the-year-velera/): The payments industry’s defining story won’t be told in a strategy deck. It will show up in the single word… - [Word of the Year — i2c](https://www.pymnts.com/events/word-of-the-year-i2c/): The payments industry’s defining story won’t be told in a strategy deck. It will show up in the single word… - [Word of the Year — Paysafe ](https://www.pymnts.com/events/word-of-the-year-paysafe/): The payments industry’s defining story won’t be told in a strategy deck. It will show up in the single word… - [Designing Enterprise Lifecycle Trust](https://www.pymnts.com/events/designing-enterprise-lifecycle-trust/): Digital trust is no longer a one-time decision, it’s a lifecycle. In this PYMNTS-hosted roundtable, senior leaders from Trulioo and… - [Financial Scams and the Fight for Consumer Trust](https://www.pymnts.com/events/financial-scams-and-the-fight-for-consumer-trust/): Financial scams are no longer isolated incidents or user-error problems—they are systemic attacks on trust, amplified by AI, instant payments,… - [Unsung Hero — Boost Payment Solutions](https://www.pymnts.com/events/unsung-hero-boost-payment-solutions/): In payments, headlines celebrate brands, super‑apps and visionary founders. But in 2025, durable advantage is being built under the hood.… - [Unsung Hero — Green Dot](https://www.pymnts.com/events/unsung-hero-green-dot/): In payments, headlines celebrate brands, super‑apps and visionary founders. But in 2025, durable advantage is being built under the hood.… - [Unsung Hero — Maverick Payments ](https://www.pymnts.com/events/unsung-hero-maverick-payments/): In payments, headlines celebrate brands, super‑apps and visionary founders. But in 2025, durable advantage is being built under the hood.… - [Unsung Hero — Paysafe](https://www.pymnts.com/events/unsung-hero-paysafe/): In payments, headlines celebrate brands, super‑apps and visionary founders. But in 2025, durable advantage is being built under the hood.… - [Unsung Hero — Trulioo](https://www.pymnts.com/events/unsung-hero-trulioo/): In payments, headlines celebrate brands, super‑apps and visionary founders. But in 2025, durable advantage is being built under the hood.… - [Unsung Hero — One Inc](https://www.pymnts.com/events/unsung-hero-one-inc/): In payments, headlines celebrate brands, super‑apps and visionary founders. But in 2025, durable advantage is being built under the hood.… - [Unsung Hero — i2c](https://www.pymnts.com/events/unsung-hero-i2c/): In payments, headlines celebrate brands, super‑apps and visionary founders. But in 2025, durable advantage is being built under the hood.… - [Unsung Hero — Entersekt](https://www.pymnts.com/events/unsung-hero-entersekt/): In payments, headlines celebrate brands, super‑apps and visionary founders. But in 2025, durable advantage is being built under the hood.… - [Beyond the Card: A Four-Part Series on the Credential That Powers Everyday Life](https://www.pymnts.com/events/beyond-the-card-a-four-part-series-on-the-credential-that-powers-everyday-life/): Today’s consumer doesn’t “go digital.” They live digital. Across 425 touchpoints a month for Gen Z, and not far behind… - [Modernizing Payments: How AWS and Form3 Are Re-Architecting for Speed, Scale and Security](https://www.pymnts.com/events/modernizing-payments-how-aws-and-form3-are-re-architecting-for-speed-scale-and-security/): PYMNTS sits down with Mark Smith, Head of Payments for Financial Services at AWS, and Mark Fieldhouse, CRO at Form3, to map how cloud‑native… - [Recurring Billing, Rebuilt](https://www.pymnts.com/events/recurring-billing-rebuilt/): The U.S. subscription economy is accelerating and the stakes for getting recurring billing right have never been higher. In this… - [How the Emerging Enterprise Business Is Accelerating Time To Cash](https://www.pymnts.com/events/how-the-emerging-enterprise-business-is-accelerating-time-to-cash/): The time it takes for a sale to turn into cash on the balance sheet is emerging as one of… - [Where Magic Meets Logic: How Tapestry Is Redefining Retail With Data and AI](https://www.pymnts.com/events/where-magic-meets-logic-how-tapestry-is-redefining-retail-with-data-and-ai/): Tapestry’s brands are known for creativity and craftsmanship — but staying relevant today requires more than design intuition. It demands… - [Inside the Next Chapter of Brand Building at TOMS](https://www.pymnts.com/events/inside-the-next-chapter-of-brand-building-at-toms/): TOMS is entering a new chapter built on product energy, modern storytelling, and a renewed focus on purpose that feels… - [Inside Whatnot: Why Live Shopping Works — And What It Means for eCommerce](https://www.pymnts.com/events/inside-whatnot-why-live-shopping-works-and-what-it-means-for-ecommerce/): Live shopping is changing how people buy and how they connect. In this episode of The SKU, Armand Wilson, VP… - [The Year of the CEO — Boost Payment Solutions](https://www.pymnts.com/events/the-year-of-the-ceo-boost-payment-solutions/): This edition of What’s Next in Payments asks CEOs to take stock of where they are, and where in the… - [Retail Media as the New Growth Engine: How CVS Is Merging Data, Loyalty and the In-Store Experience](https://www.pymnts.com/events/retail-media-as-the-new-growth-engine-how-cvs-is-merging-data-loyalty-and-the-in-store-experience/): Parbinder “Parbs” Dhariwal, Vice President and General Manager of CVS Media Exchange (CMX), and Karen Webster will discuss how CVS… - [What It Takes to Modernize a 75-Year-Old Brand](https://www.pymnts.com/events/what-it-takes-to-modernize-a-75-year-old-brand/): Alex Angelchik, CEO of Newtimes Brands and Managing Director of Newtimes Group, joins The SKU to share how heritage brands… - [The Year of the CEO — Mastercard](https://www.pymnts.com/events/the-year-of-the-ceo-mastercard/): This edition of What’s Next in Payments asks CEOs to take stock of where they are, and where in the… - [The Year of the CEO — BILL](https://www.pymnts.com/events/the-year-of-the-ceo-bill/): This edition of What’s Next in Payments asks CEOs to take stock of where they are, and where in the… ## Podcasts - [Building the Future of Digital Asset Infrastructure](https://www.pymnts.com/podcast/from-the-block/building-the-future-of-digital-asset-infrastructure/) - [LayerZero Hack: Risks and Realities](https://www.pymnts.com/podcast/from-the-block/layerzero-hack-risks-and-realities/): By manipulating the cross-chain messaging layer that links together DeFi blockchain ecosystems, attackers highlighted how the trust assumptions embedded in… - [When Stablecoins Hit the Checkout](https://www.pymnts.com/podcast/from-the-block/when-stablecoins-hit-the-checkout-2/): As well-backed startups and global institutions alike converge on a common goal of moving money instantly, safely and invisibly across… - [The Stablecoin Reality Check](https://www.pymnts.com/podcast/from-the-block/the-stablecoin-reality-check-2/): In the latest “From the Block” episode, PYMNTS CEO Karen Webster sits with Citi’s Ryan Rugg and Stable Sea’s Tanner… - [David’s Bridal CEO Kelly Cook on Betting Big and Knowing When Not To](https://www.pymnts.com/podcast/davids-bridal-ceo-kelly-cook-on-betting-big-and-knowing-when-not-to/): Ahead of her one-year anniversary as CEO, Kelly Cook talks with Karen Webster about her push to reinvent David’s Bridal. - [Rezolve CEO Sees Growing Competition Over Control of AI Shopping](https://www.pymnts.com/podcast/rezolve-ceo-sees-growing-competition-over-control-of-ai-shopping/): Rezolve AI Founder and CEO Dan Wagner says agentic commerce needs guardrails around inventory, identity and payments. - [Platforms Reshape Labor Economy Paydays and Job Mobility](https://www.pymnts.com/podcast/platforms-reshape-labor-economy-paydays-and-job-mobility/): The structure of work is shifting as digital platforms connect workers with opportunities in ways that resemble markets.  - [Kraken and the Future of Crypto Banking](https://www.pymnts.com/podcast/from-the-block/kraken-fed-approval-is-spdi-bank-models-biggest-test-yet/): Kraken got its own’s Fed account last week. It was a big news story but may be less of a… - [Building the Rails for Institutional Crypto](https://www.pymnts.com/podcast/from-the-block/how-institutional-demands-are-shaping-blockchains-next-decade/): Newly launched “Zero” network, backed by major market infrastructure players, targets institutional adoption by solving interoperability, security and scalability, the… - [Banks Win When They Connect Risk Signals Across the Life Cycle](https://www.pymnts.com/podcast/banks-win-when-they-connect-risk-signals-across-the-life-cycle/): Trulioo CEO Vicky Bindra says the ability to unify high-quality data and apply “good friction” at the right moments is… - [AI Agents Start Shopping and Payments Firms Adapt](https://www.pymnts.com/podcast/ai-agents-start-shopping-and-payments-firms-adapt/): FIS’ Mladen Vladic discusses why future-ready payments infrastructure is important as AI agents begin to search, negotiate and transact. - [Where Digital Assets Meet Payments: Mastercard’s View](https://www.pymnts.com/podcast/from-the-block/who-needs-whom-card-networks-stablecoins-and-the-future-of-payments/): Stablecoins were supposed to disintermediate the card networks. So why is Mastercard the one doing the building? In the latest… - [Banks Rethink Fraud Controls as False Declines Rise](https://www.pymnts.com/podcast/banks-rethink-fraud-controls-as-false-declines-rise/): With AI-powered fraud becoming standard, Entersekt's Dewald Nolte shares why the competitive edge in payments security lies in context. - [For B2B Payments, Speed Is the New Strategy](https://www.pymnts.com/podcast/for-b2b-payments-speed-is-the-new-strategy/): Boost's Dean Leavitt explains why B2B firms are realizing that the velocity at which their AP and AR systems can… - [The Clearing House: Trust Is the Gatekeeper for What’s Next in Payments](https://www.pymnts.com/podcast/the-clearing-house-trust-is-the-gatekeeper-for-whats-next-in-payments/): The Clearing House’s Sal Karakaplan says reliability, security and transparency will determine how innovations gain durable traction. - [Credit Unions Build Cloud Data Strategy to Stay Competitive](https://www.pymnts.com/podcast/credit-unions-build-cloud-data-strategy-to-stay-competitive/): Velera’s Cody Banks says credit unions that operationalize data and automate decision-making will distinguish themselves in payments. - [Banks Race to Close Real-Time Payment Gaps](https://www.pymnts.com/podcast/banks-race-to-close-real-time-payment-gaps/): i2c Chief Client Officer Serena Smith says real-time payments require interoperability so banks can connect compliance and stop fraud. - [Paysafe Calls Digital Wallets the New Hub for Payments and Commerce](https://www.pymnts.com/podcast/paysafe-calls-digital-wallets-the-new-hub-for-payments-and-commerce/): Bob Legters, CPO at Paysafe, says the increasing use of digital wallets can streamline back-office processes and reduce costs. - [The Medical School Dean Who Says AI in Healthcare Moved Faster Than He Ever Expected](https://www.pymnts.com/podcast/the-medical-school-dean-who-says-ai-in-healthcare-moved-faster-than-he-ever-expected/): Marschall Runge, former CEO and dean of Michigan Medicine, says he was wrong to be cautious about healthcare AI. - [Legislating Crypto’s Future](https://www.pymnts.com/podcast/from-the-block/no-clear-fix-for-lost-stablecoins-and-thats-a-problem-for-cryptos-mainstream-ambitions/): On the latest From the Block podcast, Holland and Knight attorney Andrew Balthazor tells PYMNTS’ Karen Webster and Citi’s Ryan… - [Every Workday Is Payday in an Instant](https://www.pymnts.com/podcast/every-workday-is-payday-in-an-instant/): Same-day and same-shift payouts are changing how transactional workers judge jobs and manage cash flow. As platforms compress the gap… - [PicPay Takes Its Credit Strategy to Wall Street With U.S. IPO](https://www.pymnts.com/podcast/picpay-takes-its-credit-strategy-to-wall-street-with-u-s-ipo/): PicPay’s U.S. IPO marks a shift toward credit-driven growth built on wallet data, underwriting discipline and deeper customer engagement. - [2026 Predictions](https://www.pymnts.com/podcast/from-the-block/why-2026-may-be-blockchains-maturity-test-not-its-breakout-year-2/): As blockchain heads into 2026, the conversation is shifting from big promises to hard realities. In the latest episode of… - [Unpredictable Pay Cycles Break Financial Stability for America’s Hourly Workers](https://www.pymnts.com/podcast/unpredictable-pay-cycles-break-financial-stability-for-americas-hourly-workers/): In a PYMNTS podcast, leaders from Ingo Payments and WorkWhile explain how fixing “Bill Pay Roulette” could stabilize workers and… - [Digital Assets and Stablecoins After GENIUS](https://www.pymnts.com/podcast/from-the-block/digital-assets-and-stablecoins-after-genius/): In the debut episode of “From The Block,” PYMNTS CEO Karen Webster chats with Ryan Rugg, global head of digital… - [Trailer: Citi and PYMNTS Launch ‘From the Block’ Podcast: Straight Talk on Digital Assets](https://www.pymnts.com/podcast/from-the-block/trailer-citi-and-pymnts-launch-from-the-block-podcast-straight-talk-on-digital-assets/): It’s a new must-listen show. Karen Webster and Ryan Rugg, global head of digital assets at Citi, are co-hosting ‘From… - [Visa Maps a Path to Agentic Commerce That Feels Familiar — and Safe](https://www.pymnts.com/podcast/visa-maps-a-path-to-agentic-commerce-that-feels-familiar-and-safe/): Rubail Birwadker of Visa says agentic commerce will only scale if identity, permissions and risk controls are built into the… - [Wage to Wallet Index™ Shows Wage Shocks Hit Labor Economy Hard](https://www.pymnts.com/podcast/wage-to-wallet-index-shows-wage-shocks-hit-labor-economy-hard/): WorkWhile Chief Economist Alan Armen says wage shocks move through hourly workers’ budgets in weeks, not quarters, because income becomes… - [CFOs and AI Help Emerging Enterprises Accelerate Time to Cash™](https://www.pymnts.com/podcast/cfos-and-ai-help-emerging-enterprises-accelerate-time-to-cash/): CFOs at emerging enterprises are redesigning and adding speed to their cash cycles. As a PYMNTS panel with insights from… - [AI Automation Unlocks Small Business Agility](https://www.pymnts.com/podcast/ai-automation-unlocks-small-business-agility/): Meet the Fortune 5 Million. It’s how BILL CEO René Lacerte describes the US small business community. As AI agents… - [Boston Rebuilds Payments to Simplify Municipal Money Flows](https://www.pymnts.com/podcast/boston-rebuilds-payments-to-simplify-municipal-money-flows/): Boston Finance Manager Rich Andrade and Passport CTO Gene Rohrwasser tell PYMNTS’ Karen Webster how the city is finally breaking… - [Furniture.com Reinvents Furniture Buying With AI](https://www.pymnts.com/podcast/furniture-com-reinvents-furniture-buying-with-ai/): Furniture.com is rebuilding the furniture-buying experience for the agentic commerce age. In a PYMNTS SKU conversation, Cofounder and CMO Dan… - [How CVS Is Turning First-Party Data Into Its Retail Media Power Play](https://www.pymnts.com/podcast/how-cvs-is-turning-first-party-data-into-its-retail-media-power-play/): Personalization at scale requires moving from shoppers to signals, and Parbinder "Parbs" Dhariwal, VP and General Manager at CVS Media… - [Cox Automotive Wants to Eliminate the ‘Channel Break’ in Car Buying](https://www.pymnts.com/podcast/cox-automotive-wants-to-eliminate-the-channel-break-in-car-buying/): Cox Automotive’s new omnichannel platform connects every step of the car-buying journey, closing the long-standing channel break between online research… - [Ulta Beauty Uses AI to Bridge Social Discovery and In-Store Experiences](https://www.pymnts.com/podcast/ulta-beauty-uses-ai-to-bridge-social-discovery-and-in-store-experiences/): Ulta Beauty is building a commerce ecosystem where AI, social discovery and stores work together to meet fast moving consumer… - [Trulioo CEO Says Leadership Today Is About Trust, Data and Decision Making](https://www.pymnts.com/podcast/trulioo-ceo-says-leadership-today-is-about-trust-data-and-decision-making/): Trulioo CEO Vicky Bindra says leadership in the age of breakaway technology innovation isn’t about keeping pace. It’s more about redefining… - [Robert Talbott Reclaims Madison Avenue to Test American Luxury](https://www.pymnts.com/podcast/robert-talbott-reclaims-madison-avenue-to-test-american-luxury/): When PYMNTS’ Karen Webster sat down with Alex Angelchik, the Newtimes Group CEO made a bold case for why American… - [Inside the ‘Perfect Storm’ Disrupting Fraud and Risk Management](https://www.pymnts.com/podcast/inside-the-perfect-storm-disrupting-fraud-and-risk-management/): Matthew Pearce, vice president of Fraud Risk Management and Dispute Operations at i2c, says the collision of innovation, tightening oversight… - [Mastercard Turns Cyber Threats Into Teachable Moments](https://www.pymnts.com/podcast/mastercard-turns-cyber-threats-into-teachable-moments/): Mark Barnett, global head of Small and Medium Enterprises at Mastercard, shares why small businesses, armed with new tools, sharper… - [FIS Puts Value Creation at the Heart of Money Movement](https://www.pymnts.com/podcast/fis-puts-value-creation-at-the-heart-of-money-movement/): Money movement is no longer about how fast funds travel between accounts, but how much value can be built around… - [Nova Credit Makes the Case for a Real-Time Credit Bureau](https://www.pymnts.com/podcast/nova-credit-makes-the-case-for-a-real-time-credit-bureau/): Nova Credit CEO Misha Esipov argues that the credit industry doesn’t just need better data. He believes it needs a… - [How Invisible Payments Are Forcing Digital Identity to Evolve](https://www.pymnts.com/podcast/how-invisible-payments-are-forcing-digital-identity-to-evolve/): As Capital One’s Tom Poole, Prove’s Rodger Desai, and Citadel’s Chris Palumbo tell Karen Webster, the next era of payments… - [AI-Powered Intelligence: The New Advantage for CFOs](https://www.pymnts.com/podcast/ai-powered-intelligence-the-new-advantage-for-cfos/): Raj Seshadri, Chief Commercial Payments Officer at Mastercard, explores how AI and data are giving CFOs new ways to manage… - [Adrienne Harris Reflects on Four Years of Redefining Financial Regulation in New York](https://www.pymnts.com/podcast/adrienne-harris-reflects-on-four-years-of-redefining-financial-regulation-in-new-york/): New York Department of Financial Services Superintendent Adrienne Harris leaves office emphasizing the state’s leadership in shaping modern financial regulation.… - [AI and the New Era of B2B Payments](https://www.pymnts.com/podcast/ai-and-the-new-era-of-b2b-payments/): For our sixth annual B2B Payments event, PYMNTS Chief Content Officer John Gaffney sits down with CEO Karen Webster to… - [The Right Time for Real-Time Account Funding Is Now](https://www.pymnts.com/podcast/the-right-time-for-real-time-account-funding-is-now/): Leaders from Visa Direct, TabaPay and OneUnited Bank discuss why instant account funding has become a competitive must-have, the measurable… - [Credit Unions Battle for the Right Data to Fight Fraud](https://www.pymnts.com/podcast/credit-unions-battle-for-the-right-data-to-fight-fraud/): Velera's Jeremiah Lotz tells PYMNTS that a consortium approach to data collection and use can help credit unions. - [Fraudsters Share Playbooks, So Why Won’t Banks Share Data?](https://www.pymnts.com/podcast/fraudsters-share-playbooks-so-why-wont-banks-share-data/): Entersekt's Pradheep Sampath tell PYMNTS that fighting fraud demands a blend of traditional data and a consortium approach. - [From Infrastructure to Analytics: The Plaid Playbook](https://www.pymnts.com/podcast/from-infrastructure-to-analytics-the-plaid-playbook/): Plaid’s next five years probably won’t look much like the last five, CEO Zach Perret tells Karen Webster. Data and… - [WorkWhile Reinvents Hourly Work With AI-Powered Labor Platform](https://www.pymnts.com/podcast/workwhile-reinvents-hourly-work-with-ai-powered-labor-platform/): WorkWhile COO Simon Khalaf says the company’s AI-driven labor OS is reshaping the workforce — matching workers to jobs with… - [Introducing the PYMNTS Podcast](https://www.pymnts.com/podcast/introducing-the-pymnts-podcast/): Get a preview of the PYMNTS Podcast — your front-row seat to conversations with the innovators transforming how the world… ## CPI_Posts - [Federal Court Narrows Turkey Price-Fixing Lawsuit, Clears Perdue and Foster Farms](https://www.pymnts.com/cpi-posts/federal-court-narrows-turkey-price-fixing-lawsuit-clears-perdue-and-foster-farms/): A federal judge in Chicago has dismissed antitrust claims against Perdue Farms and Foster Farms in a major lawsuit alleging… - [Italy Penalizes Character.AI Owner Over Child Safety and Privacy Controls](https://www.pymnts.com/cpi-posts/italy-penalizes-character-ai-owner-over-child-safety-and-privacy-controls/): Italy's data protection authority has imposed a financial penalty on the company behind Character.AI after concluding that the chatbot platform… - [State AGs Prepare Antitrust Complaint Against Paramount-Warner Bros. Discovery](https://www.pymnts.com/cpi-posts/state-ags-prepare-antitrust-complaint-against-paramount-warner-bros-discovery/): A coalition of state attorneys general is preparing an antitrust lawsuit that could seek to block Paramount's proposed acquisition of… - [Latham & Watkins Expands Brussels Antitrust Practice](https://www.pymnts.com/cpi-posts/latham-watkins-expands-brussels-antitrust-practice/): Latham & Watkins has expanded its European antitrust and competition practice with the appointment of Sascha Schubert as a partner… - [EU Makes SAP Antitrust Commitments Binding in ERP Support Case](https://www.pymnts.com/cpi-posts/eu-makes-sap-antitrust-commitments-binding-in-erp-support-case/): The European Commission has formally accepted and made legally binding a package of commitments from SAP aimed at resolving antitrust concerns over… - [FTC Antitrust Case Over Zillow–Redfin Rental Deal Advances Toward Trial](https://www.pymnts.com/cpi-posts/ftc-antitrust-case-over-zillow-redfin-rental-deal-advances-toward-trial/): A federal antitrust lawsuit challenging a partnership between Zillow and Redfin is moving toward trial after a judge declined to… - [Deere Settles FTC, State Antitrust Case Over Farm Equipment Repair Access](https://www.pymnts.com/cpi-posts/deere-settles-ftc-state-antitrust-case-over-farm-equipment-repair-access/): Deere & Company has reached a settlement with the U.S. Federal Trade Commission (FTC) and a group of states to… - [UniCredit Advances Bid for Commerzbank as German Opposition Persists](https://www.pymnts.com/cpi-posts/unicredit-advances-bid-for-commerzbank-as-german-opposition-persists/): UniCredit has moved closer to securing control of Germany's Commerzbank after increasing its ownership stake, marking a significant development in… - [French Competition Authority Orders Meta Back to Negotiating Table in Publisher Payment Dispute](https://www.pymnts.com/cpi-posts/french-competition-authority-orders-meta-back-to-negotiating-table-in-publisher-payment-dispute/): France's competition regulator has directed Meta Platforms to restart negotiations with two major French press organizations and submit a proposal for compensating… - [EU Court Rejects Apple Challenge to Digital Markets Act Gatekeeper Status](https://www.pymnts.com/cpi-posts/eu-court-rejects-apple-challenge-to-digital-markets-act-gatekeeper-status/): Apple has suffered a significant legal setback in the European Union after a court dismissed the company's challenges to its… - [EU Invites Market Feedback on Sanofi’s Proposed Antitrust Commitments in Flu Vaccine Case](https://www.pymnts.com/cpi-posts/eu-invites-market-feedback-on-sanofis-proposed-antitrust-commitments-in-flu-vaccine-case/): The European Commission has opened a public consultation on commitments proposed by French pharmaceutical company Sanofi in an ongoing antitrust investigation involving… - [Live Nation Asks Judge to Overturn Monopoly Ruling Following Jury Verdict](https://www.pymnts.com/cpi-posts/live-nation-asks-judge-to-overturn-monopoly-ruling-following-jury-verdict/): Live Nation Entertainment is asking a federal judge to overturn a jury verdict that found the company violated antitrust laws… - [Rail Giants Submit Additional Data as Regulators Continue Merger Examination](https://www.pymnts.com/cpi-posts/rail-giants-submit-additional-data-as-regulators-continue-merger-examination/): Union Pacific and Norfolk Southern have submitted the first installment of additional information requested by federal regulators reviewing their proposed merger, marking… - [DOJ Reaches Antitrust Settlement With Major Apartment Manager Over Rent Pricing Practices](https://www.pymnts.com/cpi-posts/doj-reaches-antitrust-settlement-with-major-apartment-manager-over-rent-pricing-practices/): The U.S. Department of Justice has reached a proposed antitrust settlement with Willow Bridge Property Company, one of the nation's… - [Tennis Players’ Association Sues Former Top Lawyer Over Leadership Dispute](https://www.pymnts.com/cpi-posts/tennis-players-association-sues-former-top-lawyer-over-leadership-dispute/): The Professional Tennis Players Association (PTPA) has launched a new federal lawsuit against its former general counsel, alleging that he… - [Judge Approves Payouts in College Financial Aid Antitrust Settlements](https://www.pymnts.com/cpi-posts/judge-approves-payouts-in-college-financial-aid-antitrust-settlements/): A federal judge has authorized the distribution of settlement funds to thousands of former students who accused some of the nation's most… - [South Korea Opens Antitrust Probe Into Chinese Container Makers Over Covid-Era Price Allegations](https://www.pymnts.com/cpi-posts/south-korea-opens-antitrust-probe-into-chinese-container-makers-over-covid-era-price-allegations/): South Korea’s antitrust regulator has opened an investigation into allegations that four major Chinese shipping-container manufacturers colluded to limit production… - [Antitrust Chronicle® – Due Process](https://www.pymnts.com/cpi-posts/antitrust-chronicle-due-process/): Dear Readers,   Due process in antitrust enforcement has long been treated as both a foundational principle and an aspirational… - [The Hart‑Scott‑Rodino Act at Fifty: Procedure, Thresholds, Serial Acquisitions, and Industry Dynamics](https://www.pymnts.com/cpi-posts/the-hart-scott-rodino-act-at-fifty-procedure-thresholds-serial-acquisitions-and-industry-dynamics/): This article revisits the first fifty years of the U.S. Hart-Scott-Rodino Act to examine how changes to merger notification thresholds… - [Due Process In Competition Cases: Reflections As Of 2026](https://www.pymnts.com/cpi-posts/due-process-in-competition-cases-reflections-as-of-2026/): This article by Ian Forrester & Pablo Trevisán examines the evolving concept of due process in global competition law enforcement,… - [When Referees Become Reformers: Due Process and Constitutional Considerations in Competition Market Investigations](https://www.pymnts.com/cpi-posts/when-referees-become-reformers-due-process-and-constitutional-considerations-in-competition-market-investigations/): Once strictly a tool for fact-finding and industry research, market investigation tools have recently evolved into forceful levers of regulatory… - [Procedural Fairness in Antitrust Enforcement: A Comparative Analysis](https://www.pymnts.com/cpi-posts/procedural-fairness-in-antitrust-enforcement-a-comparative-analysis/): This article examines procedural fairness as the architecture of antitrust enforcement and compares how major jurisdictions address it across the… - [Promoting Due Process in Antitrust: The Next Step Forward](https://www.pymnts.com/cpi-posts/promoting-due-process-in-antitrust-the-next-step-forward/): In this contribution, Alden F. Abbott examines the global push for procedural fairness in antitrust, focusing on initiatives such as… - [Due Process in Competition Cases: Bridging the Gap](https://www.pymnts.com/cpi-posts/due-process-in-competition-cases-bridging-the-gap/): U.S. antitrust decisions are made by judges in a neutral and independent judiciary – except for internal FTC proceedings. By… - [Cultivating Accountability in Agricultural AI](https://www.pymnts.com/cpi-posts/cultivating-accountability-in-agricultural-ai/): By: Michelle Ramsden & Jason M. Loring (Jones Walker) In this Jones Walker insight piece, authors Michelle Ramsden & Jason… - [Prime Faces Federal Antitrust Suit Over Pharmacy Reimbursement Practices](https://www.pymnts.com/cpi-posts/prime-faces-federal-antitrust-suit-over-pharmacy-reimbursement-practices/): Prime Therapeutics LLC is facing a new federal antitrust lawsuit alleging it unlawfully coordinated with Cigna-owned Express Scripts to reduce… - [Kudun & Partners Strengthens Competition Law Offering](https://www.pymnts.com/cpi-posts/kudun-partners-strengthens-competition-law-offering/): Thailand-based law firm Kudun & Partners has expanded its partnership with the addition of four lawyers while establishing a dedicated antitrust and trade competition practice,… - [Zillow iBuyer Lawsuit Delayed as Supreme Court Appeal Keeps Case on Hold](https://www.pymnts.com/cpi-posts/zillow-ibuyer-lawsuit-delayed-as-supreme-court-appeal-keeps-case-on-hold/): A federal lawsuit tied to Zillow’s discontinued iBuying business is facing another procedural delay after attorneys asked the court to… - [Sky to Acquire ITV Media Assets in £1.6 Billion UK Broadcasting Deal](https://www.pymnts.com/cpi-posts/sky-to-acquire-itv-media-assets-in-1-6-billion-uk-broadcasting-deal/): Comcast-owned Sky has reached an agreement to acquire the media and entertainment business of British broadcaster ITV in a transaction… - [Auburn, Alabama Presidents Back Federal College Sports Bill](https://www.pymnts.com/cpi-posts/auburn-alabama-presidents-back-federal-college-sports-bill/): The presidents of Auburn University and the University of Alabama have publicly endorsed federal legislation aimed at reshaping the governance… - [Russia Expands Antitrust Probe Into Fuel Retailers](https://www.pymnts.com/cpi-posts/russia-expands-antitrust-probe-into-fuel-retailers/): Russia's Federal Anti-Monopoly Service (FAS) has opened new investigations into six privately owned gas station operators in the Moscow region… - [UK Watchdog Urged to Consider Broader Oversight of AI Financial Firms](https://www.pymnts.com/cpi-posts/uk-watchdog-urged-to-consider-broader-oversight-of-ai-financial-firms/): The UK's financial regulator should consider expanding its oversight to cover advanced artificial intelligence models used in financial services, according… - [OHB Warns Airbus-Led Space Merger Could Weaken Competition, Not Challenge SpaceX](https://www.pymnts.com/cpi-posts/ohb-warns-airbus-led-space-merger-could-weaken-competition-not-challenge-spacex/): A proposed merger between the space businesses of Airbus, Leonardo and Thales is drawing renewed criticism over its potential impact… - [Japan Closes Broadcom VMware Antitrust Probe](https://www.pymnts.com/cpi-posts/japan-closes-broadcom-vmware-antitrust-probe/): Japan's competition regulator has ended its antitrust investigation into Broadcom's licensing practices for VMware server virtualization software, concluding that it did not find… - [HCLTech Lands $1.14 Billion AI Services Deal With Major European Enterprise](https://www.pymnts.com/cpi-posts/hcltech-lands-1-14-billion-ai-services-deal-with-major-european-enterprise/): HCLTech has signed a $1.14 billion strategic technology services agreement with a Europe-based Fortune Global 50 company, marking one of… - [Belgium Opens Competition Probe Into Google’s Ad Practices](https://www.pymnts.com/cpi-posts/belgium-opens-competition-probe-into-googles-ad-practices/): The Belgian Competition Authority (BCA) has launched a formal antitrust investigation into Google over suspected conduct in the online advertising… - [DOJ, FTC Urge States to Help Investigate Potential Oil Market Manipulation](https://www.pymnts.com/cpi-posts/doj-ftc-urge-states-to-help-investigate-potential-oil-market-manipulation/): Federal antitrust officials said they are closely watching U.S. oil markets for signs of illegal coordination or monopolistic conduct, signaling heightened regulatory… - [EU Files Additional Antitrust Charges Against Vivendi Over Lagardère Deal](https://www.pymnts.com/cpi-posts/eu-files-additional-antitrust-charges-against-vivendi-over-lagardere-deal/): EU Files Additional Antitrust Charges Against Vivendi Over Lagardère DealThe European Commission has expanded its antitrust case against French media company Vivendi by issuing… - [Florida Opens Antitrust Probe Into FICO Over Credit-Scoring Market Practices](https://www.pymnts.com/cpi-posts/florida-opens-antitrust-probe-into-fico-over-credit-scoring-market-practices/): Florida Attorney General James Uthmeier has opened an antitrust investigation into Fair Isaac Corporation, the company behind the widely used… - [Seven Lesser-Known Antitrust Exemptions and Immunities](https://www.pymnts.com/cpi-posts/seven-lesser-known-antitrust-exemptions-and-immunities/): By: Aaron Gott (The Antitrust Attorney) In this piece for the Antitrust Attorney Blog, author Aaron Gott (Bona Law) shares… - [Levelling the Playing Field: Controlling Subsidies in Football](https://www.pymnts.com/cpi-posts/levelling-the-playing-field-controlling-subsidies-in-football/): By: Nuala Canavan, Matthew Gregory, Susanna Rogers, Mark Tricker, Mark Mills & James Dempsey (Norton Rose Fulbright) In this insight piece for NRF,… - [The EC’s Draft Merger Guidelines: Much to Welcome, a Little More Needed to Fully Deliver](https://www.pymnts.com/cpi-posts/the-ecs-draft-merger-guidelines-much-to-welcome-a-little-more-needed-to-fully-deliver/): By: Bernd Meyring, Neil Hoolihan, William Leslie, Schweta Batohi, Elisha Kemp (Linklaters)   In this piece for Linklaters, authors Bernd… - [Slack Acquisitions: When Startup Innovation Gets Lost After the Deal](https://www.pymnts.com/cpi-posts/slack-acquisitions-when-startup-innovation-gets-lost-after-the-deal/): By: Marco Corradi (CLS Blue Sky Blog) In this piece for the CLS Blue Sky Blog, author Marco Corradi explains… - [Cooperation in a Crisis: The ACCC’s New Streamlined Authorisation Pathway for Exceptional Circumstances](https://www.pymnts.com/cpi-posts/cooperation-in-a-crisis-the-acccs-new-streamlined-authorisation-pathway-for-exceptional-circumstances/): By: Jade Tan & Peta Stevenson (Mallesons) In this piece for Malleson's Pulse blog, authors Jade Tan & Peta Stevenson… - [UK Competition Watchdog Escalates £2 Billion Nexfibre–Netomnia Deal to In-Depth Merger Probe](https://www.pymnts.com/cpi-posts/uk-competition-watchdog-escalates-2-billion-nexfibre-netomnia-deal-to-in-depth-merger-probe/): The UK's Competition and Markets Authority (CMA) has launched an in-depth investigation into Nexfibre's proposed £2 billion acquisition of broadband… - [Germany Raises Concerns Over EU Draft Merger Guidelines, Warning of Potential Conflict With Existing Law](https://www.pymnts.com/cpi-posts/germany-raises-concerns-over-eu-draft-merger-guidelines-warning-of-potential-conflict-with-existing-law/): Germany's Federal Cartel Office (Bundeskartellamt) has cautioned that portions of the European Commission's proposed overhaul of its merger assessment guidelines… - [Judge Lets Yelp Use DOJ’s Search Monopoly Findings Against Google](https://www.pymnts.com/cpi-posts/judge-lets-yelp-use-dojs-search-monopoly-findings-against-google/): Yelp has secured an important procedural victory in its antitrust lawsuit against Google after a federal judge ruled that the… - [Paramount Offers EU Concessions to Advance Warner Bros. Discovery Acquisition](https://www.pymnts.com/cpi-posts/paramount-offers-eu-concessions-to-advance-warner-bros-discovery-acquisition/): Paramount Skydance has submitted commitments to European Union regulators in an effort to resolve competition concerns over its proposed $110 billion acquisition of Warner Bros. Discovery, a… - [Getty Abandons $3.7 Billion Shutterstock Deal Following UK Competition Ruling](https://www.pymnts.com/cpi-posts/getty-abandons-3-7-billion-shutterstock-deal-following-uk-competition-ruling/): Getty Images has abandoned its planned $3.7 billion acquisition of Shutterstock after determining that regulatory conditions imposed by the United… - [Illinois Expands Regulatory Reach with Sweeping BNPL Licensing Law](https://www.pymnts.com/cpi-posts/illinois-expands-regulatory-reach-with-sweeping-bnpl-licensing-law/): Illinois has enacted one of the nation's broadest state regulatory frameworks for buy now, pay later (BNPL) providers, adopting a… - [FTC Seeks Comments On Alleged Political Bias in AI Chatbots](https://www.pymnts.com/cpi-posts/ftc-seeks-comments-on-alleged-political-bias-in-ai-chatbots/): The Federal Trade Commission on Wednesday issued a request for comment on a proposed policy statement concerning artificial intelligence systems… - [Harmonised, But Not Uniform: The EU’s New FDI Screening Regulation](https://www.pymnts.com/cpi-posts/harmonised-but-not-uniform-the-eus-new-fdi-screening-regulation/): By: Dimitris Vallindas & Charles Corbusier (Sheppard) In this piece, authors Dimitris Vallindas & Charles Corbusier (Sheppard) discuss the European Union's… - [Google Loses Final Appeal Over €4.1 Billion EU Android Antitrust Fine](https://www.pymnts.com/cpi-posts/google-loses-final-appeal-over-e4-1-billion-eu-android-antitrust-fine/): Alphabet-owned Google has lost its final appeal against a €4.1 billion ($4.7 billion) European Union antitrust penalty tied to its… - [DOJ, FTC Fertilizer Probe Expands To Examine Exports as Trump Eases Phosphate Import Restrictions](https://www.pymnts.com/cpi-posts/doj-ftc-fertilizer-probe-expands-to-examine-exports-as-trump-eases-phosphate-import-restrictions/): The U.S. Department of Justice and Federal Trade Commission are examining fertilizer exports as part of their expanding antitrust investigations… - [European Bicycle Industry Consolidation Faces German Antitrust Review](https://www.pymnts.com/cpi-posts/european-bicycle-industry-consolidation-faces-german-antitrust-review/): A proposed acquisition of Dutch bicycle manufacturer Accell Group by Singapore-based investment firm Dutech Holdings has entered Germany's merger control… - [Paramount Offers UIP Exit to Address EU Competition Concerns](https://www.pymnts.com/cpi-posts/paramount-offers-uip-exit-to-address-eu-competition-concerns/): Paramount is preparing to end its longstanding theatrical distribution partnership with Universal Pictures in Europe as part of an effort… - [South Korea Says Google Undermined App Store Competition](https://www.pymnts.com/cpi-posts/south-korea-says-google-undermined-app-store-competition/): South Korea's competition regulator has formally accused Google of abusing its dominant position in the Android app distribution market, alleging… - [Kalshi Challenges Illinois Sports Betting Tax as Prediction Market Jurisdiction Fight Escalates](https://www.pymnts.com/cpi-posts/kalshi-challenges-illinois-sports-betting-tax-as-prediction-market-jurisdiction-fight-escalates/): Kalshi has filed a new federal lawsuit against Illinois challenging a state law that imposes taxes and licensing requirements on… - [TikTok Nears Settlement to Avoid California Addiction Trial](https://www.pymnts.com/cpi-posts/tiktok-nears-settlement-to-avoid-california-addiction-trial/): TikTok is nearing a confidential settlement that would resolve claims brought by a Florida teenager who alleges the platform contributed… - [EU Opens Antitrust Investigation Into Align Technology Over Invisalign Sales Practices](https://www.pymnts.com/cpi-posts/eu-opens-antitrust-investigation-into-align-technology-over-invisalign-sales-practices/): The European Commission has launched a formal antitrust investigation into Align Technology, the U.S.-based manufacturer of Invisalign clear aligners, to determine… - [OCC Clarifies Licensing Decisions Process ](https://www.pymnts.com/cpi-posts/occ-clarifies-licensing-decisions-process/): Banks and fintech firms hoping to win a national charter just got a clearer picture of what regulators expect, and… - [UK Weighs Review of Paramount-Warner Bros. Discovery Deal](https://www.pymnts.com/cpi-posts/uk-weighs-review-of-paramount-warner-bros-discovery-deal/): The UK government is weighing a formal intervention in Paramount Skydance's proposed $110 billion acquisition of Warner Bros. Discovery, citing… - [Alabama Panel Weighs Chatbot Safeguards for Minors Ahead of Possible Legislation](https://www.pymnts.com/cpi-posts/alabama-panel-weighs-chatbot-safeguards-for-minors-ahead-of-possible-legislation/): Alabama lawmakers are turning to legal, technology and academic experts as they consider how to regulate artificial intelligence chatbots used… - [House Passes Bipartisan Children’s Online Safety Package, but Senate Divide Clouds Prospects](https://www.pymnts.com/cpi-posts/house-passes-bipartisan-childrens-online-safety-package-but-senate-divide-clouds-prospects/): The House of Representatives overwhelmingly approved a bipartisan package of online child safety measures Monday, advancing a compromise bill that… - [EU Opens In-Depth Antitrust Investigation Into Align Technology’s Invisalign Sales Practices](https://www.pymnts.com/cpi-posts/eu-opens-in-depth-antitrust-investigation-into-align-technologys-invisalign-sales-practices/): The European Commission has launched a formal antitrust investigation into Align Technology to determine whether the maker of Invisalign clear… - [California Weighs CNN Divestiture as Paramount-Warner Merger Faces Antitrust Review](https://www.pymnts.com/cpi-posts/california-weighs-cnn-divestiture-as-paramount-warner-merger-faces-antitrust-review/): California Attorney General Rob Bonta is reportedly considering whether media assets such as CNN should be divested as state regulators continue reviewing… - [Supreme Court to Hear Apple Appeal Over Epic Games App Store Contempt Ruling](https://www.pymnts.com/cpi-posts/supreme-court-to-hear-apple-appeal-over-epic-games-app-store-contempt-ruling/): The U.S. Supreme Court will hear Apple's appeal of a contempt ruling in its long-running legal battle with Epic Games,… - [DOJ Says Michigan’s Antitrust Lawsuit Against Major Oil Companies Faces Legal Hurdles](https://www.pymnts.com/cpi-posts/doj-says-michigans-antitrust-lawsuit-against-major-oil-companies-faces-legal-hurdles/): The US Department of Justice has argued that Michigan’s antitrust lawsuit accusing several of the world’s largest oil companies of conspiring… - [DOJ, States Reach Settlement With Egg Producers in Benchmark Pricing Case](https://www.pymnts.com/cpi-posts/doj-states-reach-settlement-with-egg-producers-in-benchmark-pricing-case/): Federal and state antitrust authorities have reached a proposed settlement with three of the nation's largest egg producers after alleging… - [Comcast Announces Plan to Spin Off NBCUniversal Into Separate Company](https://www.pymnts.com/cpi-posts/comcast-announces-plan-to-spin-off-nbcuniversal-into-separate-company/): Comcast announced Monday that it plans to separate its NBCUniversal media and entertainment operations into a standalone publicly traded company,… - [Kirkland Expands Antitrust Bench With Pair of Axinn Partners](https://www.pymnts.com/cpi-posts/kirkland-expands-antitrust-bench-with-pair-of-axinn-partners/): Kirkland & Ellis has strengthened its antitrust practice by recruiting two partners from boutique firm Axinn, Veltrop & Harkrider, adding… - [South Korea, Samsung and SK Hynix Launch AI Chip Push](https://www.pymnts.com/cpi-posts/south-korea-samsung-and-sk-hynix-launch-ai-chip-push/): South Korea has unveiled an ambitious national strategy centered on artificial intelligence and semiconductor manufacturing, combining large-scale private-sector investment with… - [Tech Companies Scramble to Respond to Shifting White House AI Policies](https://www.pymnts.com/cpi-posts/tech-companies-scramble-to-respond-to-shifting-white-house-ai-policies/): Having bet heavily on President Trump and his administration’s initial laissez-faire approach to AI development, the tech industry is now… - [Supreme Court Backs Trump’s Removal of FTC Commissioner](https://www.pymnts.com/cpi-posts/supreme-court-backs-trumps-removal-of-ftc-commissioner/): The U.S. Supreme Court ruled Monday that President Donald Trump has the authority to remove Federal Trade Commission commissioners without… - [Vermont Privacy Law Raises Compliance Bar, Starting in 2028](https://www.pymnts.com/cpi-posts/vermont-privacy-law-raises-compliance-bar-starting-in-2028/): Businesses operating in Vermont have roughly 18 months to prepare for one of the nation's most expansive state privacy laws,… - [Apple Challenges India’s Antitrust Investigation Over App Store Practices](https://www.pymnts.com/cpi-posts/apple-challenges-indias-antitrust-investigation-over-app-store-practices/): Apple has intensified its legal challenge against an Indian antitrust investigation, arguing that regulators failed to conduct an independent assessment… - [Behind the Privilege Shield: Safeguarding AI Bias-Testing Data in Employment Decisions](https://www.pymnts.com/cpi-posts/behind-the-privilege-shield-safeguarding-ai-bias-testing-data-in-employment-decisions/): By: Jesika Silva Blanco, Susana Medeiros & Susan Linda Ross (Norton Rose Fulbright) In this piece for Norton Rose Fulbright,… - [NCAA Faces Proposed Antitrust Class Action Challenging New Age-Based Eligibility Policy](https://www.pymnts.com/cpi-posts/ncaa-faces-proposed-antitrust-class-action-challenging-new-age-based-eligibility-policy/): The National Collegiate Athletic Association (NCAA) is facing a proposed federal class action that challenges its newly adopted age-based eligibility system,… - [GameStop Reaffirms Pursuit of eBay Acquisition After Rejected Bid](https://www.pymnts.com/cpi-posts/gamestop-reaffirms-pursuit-of-ebay-acquisition-after-rejected-bid/): GameStop said Friday it intends to continue pursuing its proposed acquisition of eBay despite the online marketplace's rejection of the… - [Trump Expected to Nominate FCC Lawyer Adam Candeub to Lead DOJ Antitrust Division](https://www.pymnts.com/cpi-posts/trump-expected-to-nominate-fcc-lawyer-adam-candeub-to-lead-doj-antitrust-division/): President Donald Trump is expected to nominate Federal Communications Commission (FCC) General Counsel Adam Candeub to head the U.S. Department… - [FTC Clears Elon Musk’s Acquisition of AI Networking Startup Mesh](https://www.pymnts.com/cpi-posts/ftc-clears-elon-musks-acquisition-of-ai-networking-startup-mesh/): The U.S. Federal Trade Commission (FTC) has granted early termination of its antitrust review for Elon Musk's proposed acquisition of Mesh Optical… - [EU Opens Antitrust Investigation Into Sanofi Over Flu Vaccine Marketing Campaign](https://www.pymnts.com/cpi-posts/eu-opens-antitrust-investigation-into-sanofi-over-flu-vaccine-marketing-campaign/): The European Commission has launched a formal antitrust investigation into French pharmaceutical company Sanofi to determine whether the company abused… - [House Panel Advances Ratepayer Protection Bill Amid Calls for Stronger Action](https://www.pymnts.com/cpi-posts/house-panel-advances-ratepayer-protection-bill-amid-calls-for-stronger-action/): The House Energy and Commerce Committee on Wednesday advanced bipartisan legislation aimed at protecting electricity customers from bearing the costs… - [With Lawsuits and New Laws, News Publishers Gain Leverage Against AI Developers](https://www.pymnts.com/cpi-posts/with-lawsuits-and-new-laws-news-publishers-gain-leverage-against-ai-developers/): News publishers have been among the most aggressive copyright owners taking legal action against the unauthorized scraping of their content… - [DOJ Leadership Signals Preference for Settling Antitrust Cases, WSJ Says](https://www.pymnts.com/cpi-posts/doj-leadership-signals-preference-for-settling-antitrust-cases-wsj-says/): According to The Wall Street Journal, a senior U.S. Department of Justice official has told antitrust staff that he prefers resolving… - [Antitrust Chronicle® – Structural Remedies](https://www.pymnts.com/cpi-posts/antitrust-chronicle-structural-remedies/): Dear Readers,   Merger remedies occupy a unique place in competition law. They sit at the intersection of enforcement and… - [Structural Remedies In Antitrust: Some Important Considerations](https://www.pymnts.com/cpi-posts/structural-remedies-in-antitrust-some-important-considerations/): Structural remedies are often considered to be the “gold standard” of successful antitrust prosecutions of monopolization and proposed-merger cases:  The… - [Remedies In EU Competition Law: Between Caution, Creativity and Structural Change](https://www.pymnts.com/cpi-posts/remedies-in-eu-competition-law-between-caution-creativity-and-structural-change/): Remedies are central to EU competition law enforcement: without them, identifying anticompetitive conduct is largely futile. Yet the Commission’s remedial… - [Back to Basics? Merger Remedies at the FTC And DOJ in Trump 2.0](https://www.pymnts.com/cpi-posts/back-to-basics-merger-remedies-at-the-ftc-and-doj-in-trump-2-0/): This article examines the evolving approach to merger remedies under the second Trump Administration. The authors describe a return to… - [Red Light, Yellow Light: Prior Approval and Prior Notice in FTC Merger Remedies](https://www.pymnts.com/cpi-posts/red-light-yellow-light-prior-approval-and-prior-notice-in-ftc-merger-remedies/): Prior approval and prior notice provisions have emerged as one of the most contested features of merger consent orders in… - [A Growing Challenge – Multi-Jurisdictional Merger Remedy Coordination](https://www.pymnts.com/cpi-posts/a-growing-challenge-multi-jurisdictional-merger-remedy-coordination/): Securing global merger clearance has become markedly more complex as the number of jurisdictions with active merger control regimes has… - [The Role of Structural Remedies in Digital Ecosystem Mergers](https://www.pymnts.com/cpi-posts/the-role-of-structural-remedies-in-digital-ecosystem-mergers/): Structural remedies are often preferred by competition authorities because they reshape market structure and avoid ongoing behavioural oversight. In digital… - [AT&T: Practical Lessons From the Impossible Breakup](https://www.pymnts.com/cpi-posts/att-practical-lessons-from-the-impossible-breakup/): Some 75 years ago, a company of extraordinary size, complexity, and importance was broken up in two short years with… - [Reassessing Mix-and-Match Divestitures](https://www.pymnts.com/cpi-posts/reassessing-mix-and-match-divestitures/): This article reassesses so-called “mix-and-match” divestitures, in which assets from multiple sellers, markets, or business lines are assembled into customized… - [The Structural Directive: Vindicating the High Purpose of the Antitrust Laws](https://www.pymnts.com/cpi-posts/the-structural-directive-vindicating-the-high-purpose-of-the-antitrust-laws/): After more than a decade of vigorous advocacy by policy analysts, journalists, and legal scholars, federal and state enforcers finally… - [Warren Calls for Stronger AI Antitrust Enforcement and Greater Transparency in US Merger Reviews](https://www.pymnts.com/cpi-posts/warren-calls-for-stronger-ai-antitrust-enforcement-and-greater-transparency-in-us-merger-reviews/): US Senator Elizabeth Warren renewed her push for stronger federal antitrust enforcement on Wednesday, calling on Congress to update competition… - [Federal Judge Orders Greater Transparency in Landmark Real Estate Antitrust Litigation](https://www.pymnts.com/cpi-posts/federal-judge-orders-greater-transparency-in-landmark-real-estate-antitrust-litigation/): A federal judge overseeing one of the most consequential antitrust cases to reshape the U.S. residential real estate industry has… - [FCC Proposal to End Anonymous Prepaid Phones Sparks Privacy Backlash](https://www.pymnts.com/cpi-posts/fcc-proposal-to-end-anonymous-prepaid-phones-sparks-privacy-backlash/): A Federal Communications Commission proposal that would require prepaid wireless providers and other voice service companies to collect and retain… - [House Republican Introduces Bill Requiring AI Firms to Report Serious Safety Incidents](https://www.pymnts.com/cpi-posts/house-republican-introduces-bill-requiring-ai-firms-to-report-serious-safety-incidents/): A Republican member of the U.S. House of Representatives has introduced legislation that would require developers of advanced artificial intelligence systems to… - [EU Moves to Expand Big Tech Competition Rules to Cloud Services, Targeting AWS and Microsoft Azure](https://www.pymnts.com/cpi-posts/eu-moves-to-expand-big-tech-competition-rules-to-cloud-services-targeting-aws-and-microsoft-azure/): The European Commission has taken a significant step toward extending its landmark digital competition framework to cloud computing, issuing preliminary… ## Newswire Announcements - [From Days to Minutes: How Next-Gen Digital Infrastructure Liquidates the 10% ‘Friction Tax’](https://www.pymnts.com/newswire-announcements/from-days-to-minutes-how-next-gen-digital-infrastructure-liquidates-the-10-friction-tax/): For global SMEs, traditional global trade carries a silent penalty. A standard cross-border B2B transaction passing through correspondent banks takes… - [NewCo Capital rebrands to Bizcap US, strengthening support for brokers, ISOs](https://www.pymnts.com/newswire-announcements/newco-capital-rebrands-to-bizcap-us-strengthening-support-for-brokers-isos/): NewCo Capital Group has rebranded to Bizcap US, bringing its US operations under a unified global Bizcap brand that spans… - [Programmatic Treasury: Bridging the Gap Between Autonomous AI and Global FX with Stablecoins](https://www.pymnts.com/newswire-announcements/programmatic-treasury-bridging-the-gap-between-autonomous-ai-and-global-fx-with-stablecoins/): At 3:00 AM, an autonomous supply chain agent detects a fleeting arbitrage window across three emerging markets. Within milliseconds, it… - [There is a Missing Link Between Identity Verification and Qualified Signature in European Onboarding](https://www.pymnts.com/newswire-announcements/there-is-a-missing-link-between-identity-verification-and-qualified-signature-in-european-onboarding/): London, United Kingdom, 24 June 2026— Verifying who a customer is addresses only half of regulated onboarding. The other half, carrying… - [How PhotonPay Redefines Global Clearing Rails and Treasury Management via Stablecoins](https://www.pymnts.com/newswire-announcements/how-photonpay-redefines-global-clearing-rails-and-treasury-management-via-stablecoins/): [HONG KONG, Jun 23, 2026] A new paradigm known as "Invisible Payments" is quietly reshaping how enterprises move money across… - [Frank Launches an AI Loan Broker Built to Fix Small Business Access to Capital](https://www.pymnts.com/newswire-announcements/frank-launches-an-ai-loan-broker-built-to-fix-small-business-access-to-capital/): Frank (talktofrank.ai), an AI loan broker built for US small businesses, today launched publicly with one goal: fix the way… - [Unlocking growth in refurbished: the gap between US consumer intent and purchases revealed](https://www.pymnts.com/newswire-announcements/unlocking-growth-in-refurbished-the-gap-between-us-consumer-intent-and-purchases-revealed/): Alchemy today released new US research showing that while awareness of refurbished tech is mainstream, purchasing lags. 76% of consumers… - [Subotiz Launches on Product Hunt to Help AI and SaaS Builders Turn Innovation into Revenue](https://www.pymnts.com/newswire-announcements/subotiz-launches-on-product-hunt-to-help-ai-and-saas-builders-turn-innovation-into-revenue/): Subotiz, an AI-driven subscriptions, checkout and compliance platform built for AI, SaaS and digital innovators, yesterday announced its official launch… - [WiseAlt Launches U.S. Payment Expansion Program for European and International Merchants](https://www.pymnts.com/newswire-announcements/wisealt-launches-u-s-payment-expansion-program-for-european-and-international-merchants/): TALLINN, Estonia — WiseAlt, a payment solutions partner specializing in cross-border payment solutions, today announced the launch of its U.S.… - [Fonix plc partners with CH Media to bring mobile interactivity to Swiss broadcasting](https://www.pymnts.com/newswire-announcements/fonix-plc-partners-with-ch-media-to-bring-mobile-interactivity-to-swiss-broadcasting/): Mobile payments and messaging solutions provider Fonix plc has today announced a new partnership with CH Media, one of Switzerland's… - [Payments Are Seamless — Until They Aren’t. How TracEI Is Modernizing Payment Investigations.](https://www.pymnts.com/newswire-announcements/payments-are-seamless-until-they-arent-how-tracei-is-modernizing-payment-investigations/): EvonSys, a global technology partner to leading financial institutions, recently launched TracEI, a SaaS solution designed to bring greater control… - [Flute Data Reveals 55% of Consumers Are Walking Away From Businesses That Can’t Get Payments Right](https://www.pymnts.com/newswire-announcements/flute-data-reveals-55-of-consumers-are-walking-away-from-businesses-that-cant-get-payments-right/): More than half (55%) of consumers say they would stop or seriously reconsider shopping at a local business after one… - [American Banker Names Regions Bank’s Bryan Ford Among Most Innovative People in Finance](https://www.pymnts.com/newswire-announcements/american-banker-names-regions-banks-bryan-ford-among-most-innovative-people-in-finance/): BIRMINGHAM, Ala. – June 2, 2026 –Regions Bank on Tuesday announced Bryan Ford, head of Regions Treasury Management, has been… - [TransferMate Partners with BVNK to Bring Real-Time Stablecoin Settlements to Global Payments Network](https://www.pymnts.com/newswire-announcements/transfermate-partners-with-bvnk-to-bring-real-time-stablecoin-settlements-to-global-payments-network/): London and Dublin, 2 June 2026: TransferMate, a leading provider of embedded B2B payments, has selected BVNK as its stablecoin… - [SoarPay Publishes High Risk Merchant Accounts 101, a Handbook for Payments in Regulated Industries](https://www.pymnts.com/newswire-announcements/soarpay-publishes-high-risk-merchant-accounts-101-a-handbook-for-payments-in-regulated-industries/): Soar Payments LLC (“SoarPay”), a specialized provider of merchant services for regulated businesses, today announced the publication of High Risk… - [Homegrown Partners with Square to Provide $24M in Expansion Capital for Multi-Location Sellers](https://www.pymnts.com/newswire-announcements/homegrown-partners-with-square-to-provide-24m-in-expansion-capital-for-multi-location-sellers/): Homegrown, a revenue-based growth capital provider for brick-and-mortar businesses, today announced a pilot program with Square, the commerce platform that… - [Banxa, TON Foundation and Bluechip Map the Future of Stablecoins in New Global Industry Report](https://www.pymnts.com/newswire-announcements/banxa-ton-foundation-and-bluechip-map-the-future-of-stablecoins-in-new-global-industry-report/): Reno, United States — May 28, 2026 — Banxa today highlighted the release of Mapping the Top 100 Stablecoins and… - [COLIBRIX ONE × BitGN: 1,000 Engineers Tested AI Agents in Ecommerce. Only 2.3% Passed the Benchmark](https://www.pymnts.com/newswire-announcements/colibrix-one-x-bitgn-1000-engineers-tested-ai-agents-in-ecommerce-only-2-3-passed-the-benchmark/): Valletta, Malta, 26 May 2026 — Over 1,000 engineers across 97 cities spent weeks stress-testing autonomous AI agents against real… - [Unifying Payments and Billing for AI Businesses: Subotiz Shares Lessons at SaaStr AI Annual 2026](https://www.pymnts.com/newswire-announcements/unifying-payments-and-billing-for-ai-businesses-subotiz-shares-lessons-at-saastr-ai-annual-2026/): SAN MATEO, Calif. – As AI rapidly reshapes SaaS business models, companies are confronting a new set of challenges around… - [Regula Partners With V-Key to Strengthen Mobile Identity Security Across Asia-Pacific](https://www.pymnts.com/newswire-announcements/regula-partners-with-v-key-to-strengthen-mobile-identity-security-across-asia-pacific/): Through the partnership, Regula’s document authentication, facial biometrics, and liveness detection — Regula Document Reader SDK and Regula Face SDK… - [Wink to Showcase Biometric Identity Experiences on Elo Devices at NRA Show 2026](https://www.pymnts.com/newswire-announcements/wink-to-showcase-biometric-identity-experiences-on-elo-devices-at-nra-show-2026/): Wink will showcase its biometric identity technology in the Elo booth #6045 at the National Restaurant Association Show 2026, taking… - [Zip Launches AI Accounting Agents to Help Complex Companies Close the Books Faster, More Accurately](https://www.pymnts.com/newswire-announcements/zip-launches-ai-accounting-agents-to-help-complex-companies-close-the-books-faster-more-accurately/): SAN FRANCISCO - Zip, the leading AI platform for enterprise procurement, today launched AI Automation for Procure-to-Pay, a suite of… - [Shufti Achieves iBeta Level 3 Compliance Across iOS and Android for Single-Selfie Passive Liveness](https://www.pymnts.com/newswire-announcements/shufti-achieves-ibeta-level-3-compliance-across-ios-and-android-for-single-selfie-passive-liveness/): London, United Kingdom — Shufti, a global identity verification and fraud prevention company, today announced that its passive face liveness… - [GITEX Almaty: Central Asia Has a Rare Window to Shape Its Own Payment Rails, Industry Leaders Say](https://www.pymnts.com/newswire-announcements/gitex-almaty-central-asia-has-a-rare-window-to-shape-its-own-payment-rails-industry-leaders-say/): ALMATY, May 5, 2026 - Payments are no longer a transaction layer. They are strategic infrastructure shaping commerce, sovereignty, and… - [Regula Targets Digital ID Fraud With Server-Side Verification for Mobile Driver’s Licenses](https://www.pymnts.com/newswire-announcements/regula-targets-digital-id-fraud-with-server-side-verification-for-mobile-drivers-licenses/): RESTON, Va — The release comes as mobile IDs gain adoption across the US and other countries, while organizations face… - [PhotonPay Unveils Multi-Currency Wallet to Redefine Global Collection Infrastructure](https://www.pymnts.com/newswire-announcements/photonpay-unveils-multi-currency-wallet-to-redefine-global-collection-infrastructure/): [HONG KONG – April 30, 2026] – PhotonPay, a stablecoin-centric operating system for global commerce, today unveiled its Multi-Currency Global… - [Simetrik Selected for Mastercard’s Start Path Program](https://www.pymnts.com/newswire-announcements/simetrik-selected-for-mastercards-start-path-program/): FOR IMMEDIATE RELEASESan Francisco, April 29th 2026 Simetrik, the AI-native financial operations control platform, today announced its selection into Mastercard… - [Regula Receives 96/100 Customer Recommendation Score in Latest G2 Report](https://www.pymnts.com/newswire-announcements/regula-receives-96-100-customer-recommendation-score-in-latest-g2-report/): Software review platform G2 said users gave Regula a Net Promoter Score (NPS) of 96 out of 100 — a… - [Mangopay report: Platforms still struggle with fragmented and manual multi-party payment operations](https://www.pymnts.com/newswire-announcements/mangopay-report-platforms-still-struggle-with-fragmented-and-manual-multi-party-payment-operations/): Paris, France; 28 April, 2026:  Enterprise platforms are managing multi-party payments through fragmented setups, with compliance requirements and manual reconciliation… - [PayRow and 8B Join Forces to Open Central Asian Payments for GITEX AI Central Asia & Caucasus](https://www.pymnts.com/newswire-announcements/payrow-and-8b-join-forces-to-open-central-asian-payments-for-gitex-ai-central-asia-caucasus/): PayRow, the UAE-based payment platform, and 8B, the Central Asian payments infrastructure company that recently entered Kazakhstan by connecting the… - [Regions Bank and Dash Solutions Collaborate on New Solution to Modernize Client Payment Operations](https://www.pymnts.com/newswire-announcements/regions-bank-and-dash-solutions-collaborate-on-new-solution-to-modernize-client-payment-operations/): BIRMINGHAM, Ala., April 23, 2026 – Regions Bank on Thursday announced the launch of Regions ReimbursePro, the bank’s latest Treasury… - [8B and PayU Partner to Bring UPI and Other Indian Payment Methods to Central Asia](https://www.pymnts.com/newswire-announcements/8b-and-payu-partner-to-bring-upi-and-other-indian-payment-methods-to-central-asia/): 8B, a Central Asian fintech infrastructure company, and PayU, India's leading diversified fintech platform, have signed a strategic partnership to… - [Synthetic Identity Fraud Could Reach $58.3B: Are Deepfakes Driving a Major Industry Blind Spot?](https://www.pymnts.com/newswire-announcements/synthetic-identity-fraud-could-reach-58-3b-are-deepfakes-driving-a-major-industry-blind-spot/): London, United Kingdom, March 25, 2026– Your deepfake detection solution may be giving you confidence for the wrong reason.Across many… - [Capital Layer Partners with Stark Technology (TWSE: 2480) to Modernise Taiwan’s Bank Settlement](https://www.pymnts.com/newswire-announcements/capital-layer-partners-with-stark-technology-twse-2480-to-modernise-taiwans-bank-settlement/): TAIPEI, Taiwan, March 2026 — Capital Layer, a provider of enterprise on-chain settlement infrastructure, announced a strategic distribution partnership with… - [Kazakhstan Opens Weixin Pay: Tourism · Aviation · E-commerce · Digital Goods](https://www.pymnts.com/newswire-announcements/kazakhstan-opens-weixin-pay-tourism-%c2%b7-aviation-%c2%b7-e-commerce-%c2%b7-digital-goods/): 8B, a cross-border QR payment provider focused on emerging markets across Asia, has launched Weixin Pay acceptance for merchants throughout… - [Coherent Solutions releases research on AI fraud prevention in finance and best AI models for banks](https://www.pymnts.com/newswire-announcements/coherent-solutions-releases-research-on-ai-fraud-prevention-in-finance-and-best-ai-models-for-banks/): Minneapolis, MN, March 17, 2026 -- Coherent Solutions has released a Future of Finance research report illustrating how AI is… - [Regions Bank Names Jay Darnell as Head of Commercial Card and Fintech Enablement](https://www.pymnts.com/newswire-announcements/regions-bank-names-jay-darnell-as-head-of-commercial-card-and-fintech-enablement/): BIRMINGHAM, Ala. – March 16, 2026 –Regions Bank on Monday announced Jay Darnell has rejoined the company to serve as… - [Fastboy Payments Connects BambooPay Gateway to Cybersource Platform, a Visa Acceptance Solution](https://www.pymnts.com/newswire-announcements/fastboy-payments-connects-bamboopay-gateway-to-cybersource-platform-a-visa-acceptance-solution/): Houston, Texas — February 18, 2026 — Fastboy Payments announced it is working with Cybersource to make BambooPay Gateway available… - [SoLo Funds Re-Certifies As A B Corp, Doubling Down On Commitment To Scaling With Purpose](https://www.pymnts.com/newswire-announcements/solo-funds-re-certifies-as-a-b-corp-doubling-down-on-commitment-to-scaling-with-purpose/): Los Angeles, CA, March 12, 2026 -- SoLo Funds, the premier AI-powered community banking solution, is proud to share that… - [From Accounts to Tokens: The Next Evolution of Global Payment Infrastructure](https://www.pymnts.com/newswire-announcements/from-accounts-to-tokens-the-next-evolution-of-global-payment-infrastructure/): Stablecoins have evolved from crypto-native experiments into high-performance settlement infrastructure built for transparency and immediacy. As of September 2025, the… - [BILL and Rillet Partner to Power Real-Time, AI-Native Finance Workflows](https://www.pymnts.com/newswire-announcements/bill-and-rillet-partner-to-power-real-time-ai-native-finance-workflows/): BILL (NYSE: BILL), the intelligent finance platform trusted by nearly half a million businesses to manage, move and maximize their… - [Payments in 2026: Three trends that are reshaping payments industry](https://www.pymnts.com/newswire-announcements/payments-in-2026-three-trends-that-are-reshaping-payments-industry/): It’s pretty clear the pace of innovation shows no signs of slowing down. AI has dominated the conversation - from… - [ATTRUS Unveils Global Financial Infrastructure as Real-Time Payments Reshape Cross-Border Risk](https://www.pymnts.com/newswire-announcements/attrus-unveils-global-financial-infrastructure-as-real-time-payments-reshape-cross-border-risk/): MIAMI — February 26th, 2026 — As instant payment systems become standard across major economies, companies operating internationally are confronting… - [Shufti Achieves eIDV Coverage Across 4.29 Billion Identities in 60+ Countries](https://www.pymnts.com/newswire-announcements/shufti-achieves-eidv-coverage-across-4-29-billion-identities-in-60-countries/): Shufti, a global identity verification and compliance provider, has expanded its electronic identity verification (eIDV) capability to deliver high population… - [Pay with Tether’s USDT across Latin America using SQRIL’s Scan-to-Pay QR code network switch.](https://www.pymnts.com/newswire-announcements/pay-with-tethers-usdt-across-latin-america-using-sqrils-scan-to-pay-qr-code-network-switch/): Hong Kong, February 11, 2026 - SQRIL (pronounced squirrel), the Southeast Asia based startup that provides a payments API switch… - [dhango Partners With FNBO to Bring Fast, Scalable Embedded Payments to SaaS Platforms](https://www.pymnts.com/newswire-announcements/dhango-partners-with-fnbo-to-bring-fast-scalable-embedded-payments-to-saas-platforms/): Austin, Texas — dhango, a payments infrastructure company that empowers companies and platforms to seamlessly embed payments, announced a strategic… - [Amboss Unveils RailsX: The First Lightning-Native DEX for P2P Bitcoin and Stablecoin Trading](https://www.pymnts.com/newswire-announcements/amboss-unveils-railsx-the-first-lightning-native-dex-for-p2p-bitcoin-and-stablecoin-trading/): San Salvador, El Salvador – January 30, 2026 – Amboss Technologies, a pioneering leader in the Lightning Network ecosystem, today… - [ekko launches in Atlanta, bringing payments with purpose to US payments providers and merchants](https://www.pymnts.com/newswire-announcements/ekko-launches-in-atlanta-bringing-payments-with-purpose-to-us-payments-providers-and-merchants/): US payment providers, banks and merchants can now tap into rising consumer demand for sustainability, without adding complexity or cost.… - [Metroblox Introduces Ride USD to Bring Stablecoin Settlement to Everyday Transportation Payments](https://www.pymnts.com/newswire-announcements/metroblox-introduces-ride-usd-to-bring-stablecoin-settlement-to-everyday-transportation-payments/): Transportation payments are some of the most frequent transactions in the economy — covering transit fares, rideshare, micromobility, parking, tolls,… - [Biller Genie Opens New 14,000-Square-Foot Headquarters in Orlando](https://www.pymnts.com/newswire-announcements/biller-genie-opens-new-14000-square-foot-headquarters-in-orlando/): Biller Genie, a leading automated billing and accounts receivable platform, today celebrated the grand opening of its new 14,000-square-foot headquarters… - [SQRIL supports stablecoins such as Tether’s USDT for its Scan-to-Pay QR switch in Emerging Markets](https://www.pymnts.com/newswire-announcements/sqril-supports-stablecoins-such-as-tethers-usdt-for-its-scan-to-pay-qr-switch-in-emerging-markets/): Singapore, January 23, 2026 - SQRIL (pronounced squirrel), the Southeast Asia based startup backed by the Plan B VC Fund… - [Powering Business Growth: Regions Bank Selects Worldpay to Transform Business Payments](https://www.pymnts.com/newswire-announcements/powering-business-growth-regions-bank-selects-worldpay-to-transform-business-payments/): BIRMINGHAM, Ala. – Jan. 21, 2026 –Regions Bank on Wednesday announced a major collaboration with payments technology company Worldpay®, a… - [PaymentGenes Consultancy on the Digital Euro](https://www.pymnts.com/newswire-announcements/paymentgenes-consultancy-on-the-digital-euro/): As Europe’s payments ecosystem enters a decisive phase, PaymentGenes Consultancy has released a new whitepaper, Digital Euro: Opportunities, Challenges, and… - [Quant and Dentsu Soken Partner to Support Japan’s Adoption of Tokenised Deposits](https://www.pymnts.com/newswire-announcements/quant-and-dentsu-soken-partner-to-support-japans-adoption-of-tokenised-deposits/): LONDON & TOKYO – 14 January 2026 Quant and Dentsu Soken have entered a strategic partnership to support Japanese financial… - [Podium Recognised as Top Agentic AI Software on G2](https://www.pymnts.com/newswire-announcements/podium-recognised-as-top-agentic-ai-software-on-g2/): Podium has secured a position as a Leader in G2’s Grid® Report for Agentic AI – Summer 2025, putting it… - [Stablecoin-Centric Infrastructure PhotonPay Secures Tens of Millions in Series B Led by IDG Capital](https://www.pymnts.com/newswire-announcements/stablecoin-centric-infrastructure-photonpay-secures-tens-of-millions-in-series-b-led-by-idg-capital/): PhotonPay, a stablecoin-centric global digital financial infrastructure, today announced it has raised tens of millions of USD in Series B… - [Tillo trusts Optimus Fintech to Power High-Volume, Complex Global Payment Operations](https://www.pymnts.com/newswire-announcements/tillo-trusts-optimus-fintech-to-power-high-volume-complex-global-payment-operations/): [London, 8th January 2026] — Optimus Fintech, an AI-powered financial operations automation platform built to handle large-scale, complex payment environments,… - [TETHER BACKS STARTUP SQRIL, THE SCAN-TO-PAY QR CODE PAYMENT SWITCH FOR ASIA, AFRICA & LATIN AMERICA.](https://www.pymnts.com/newswire-announcements/tether-backs-startup-sqril-the-scan-to-pay-qr-code-payment-switch-for-asia-africa-latin-america/): Singapore, January 5, 2026 - Stablecoin issuer Tether has invested in SQRIL (pronounced squirrel), the Southeast Asia-based startup that provides… - [AI-Powered Predictive Imaging Highlights New Consumer Expectations Around Personalization](https://www.pymnts.com/newswire-announcements/ai-powered-predictive-imaging-highlights-new-consumer-expectations-around-personalization/): The global digital economy is undergoing a critical pivot as generative artificial intelligence moves from backend automation to the forefront… - [nekuda Powers Agentic Commerce with Visa Intelligent Commerce](https://www.pymnts.com/newswire-announcements/nekuda-powers-agentic-commerce-with-visa-intelligent-commerce/): nekuda today announced pilots of agentic commerce through its integration with Visa Intelligent Commerce, enabling AI agents and AI-native consumer… - [CFOs Take Ownership as Cloud Becomes a Financial Risk Factor](https://www.pymnts.com/newswire-announcements/cfos-take-ownership-as-cloud-becomes-a-financial-risk-factor/): Cloud Capital has released new research showing that cloud infrastructure has become one of the most significant sources of financial… - [New Invoca Study Finds Pricing Request Phone Calls From Google’s AI Surged Over 300% in November](https://www.pymnts.com/newswire-announcements/new-invoca-study-finds-pricing-request-phone-calls-from-googles-ai-surged-over-300-in-november/): SANTA BARBARA, Calif. Dec 15, 2025 — Invoca, a leader in revenue execution, released a new study examining Google’s AI… - [The Micropayment Layer Is Quietly Becoming the Core of Digital Finance](https://www.pymnts.com/newswire-announcements/the-micropayment-layer-is-quietly-becoming-the-core-of-digital-finance/): As global consumers shift toward low-friction digital transactions, micropayments are emerging as the hidden infrastructure powering this transition. What once… - [Incode Launches Deepsight, an Effective Deepfake Defense](https://www.pymnts.com/newswire-announcements/incode-launches-deepsight-an-effective-deepfake-defense/): San Francisco, CA  — Incode Technologies, a global leader in identity security and fraud prevention, announced the launch of Deepsight,… - [ZilRemit Expands International Payments to Italy and Ireland](https://www.pymnts.com/newswire-announcements/zilremit-expands-international-payments-to-italy-and-ireland/): TYLER, TX, USA — December 1, 2025 — ZilRemit, a leading international payment platform, announced today that its services now… - [TailFin Launches to Modernize Overlooked Payments and Eliminate the Hidden Costs of Tail Spend](https://www.pymnts.com/newswire-announcements/tailfin-launches-to-modernize-overlooked-payments-and-eliminate-the-hidden-costs-of-tail-spend/): New York, NY, November 18, 2025 — TailFin, a fintech company focused on automating overlooked business payments, today announced its… - [Statrys launches in Singapore, elevating how SMEs handle international payments](https://www.pymnts.com/newswire-announcements/statrys-launches-in-singapore-elevating-how-smes-handle-international-payments/): Singapore, Monday 10th November 2025 Statrys, a Hong Kong-based fintech company specialising in business accounts, accounting services, and company creation,… - [Amboss and Voltage Partner to Bring Yield to Bitcoin and Stablecoin Payments](https://www.pymnts.com/newswire-announcements/amboss-and-voltage-partner-to-bring-yield-to-bitcoin-and-stablecoin-payments/): Nashville, TN - November 13, 2025 - Amboss Technologies, a payments infrastructure provider, and Voltage, a leading Lightning Payment Provider,… - [Payop Partners with Triple-A to Expand Digital Currency Payment Options](https://www.pymnts.com/newswire-announcements/payop-partners-with-triple-a-to-expand-digital-currency-payment-options/): 13.11.2025: Payop, a global payment service provider, has partnered with Triple-A, a multi-licensed financial institution, to bring digital currency payments… - [Gensmo Launches One Checkout with nekuda to Power Agentic Fashion](https://www.pymnts.com/newswire-announcements/gensmo-launches-one-checkout-with-nekuda-to-power-agentic-fashion/): Gensmo, the fashion AI company transforming how people discover and shop, has launched One Checkout, the first agentic commerce experience… - [NXTMOVES and ekko join forces to bring purpose-driven innovation to payments across the US](https://www.pymnts.com/newswire-announcements/nxtmoves-and-ekko-join-forces-to-bring-purpose-driven-innovation-to-payments-across-the-us/): ATLANTA, GA and LONDON, UK — November 12, 2025 — NXTMOVES, a U.S.-based financial services innovator helping banks and businesses… - [WalletConnect Unveils Vision for the Future of Payments: A Unified Standard and Stablecoin Adoption](https://www.pymnts.com/newswire-announcements/walletconnect-unveils-vision-for-the-future-of-payments-a-unified-standard-and-stablecoin-adoption/): WalletConnect, the connectivity layer for the financial internet, today announced the release of its WalletConnect Pay Whitepaper and wallet_pay, a… - [BitHide Launches Energy to Help Businesses Cut TRON Fees by Up to 30% on USDT TRC-20 Transactions](https://www.pymnts.com/newswire-announcements/bithide-launches-energy-to-help-businesses-cut-tron-fees-by-up-to-30-on-usdt-trc-20-transactions/): Hong Kong, November 4th, 2025 – BitHide, the confidential crypto wallet for business, introduces Energy, a new feature that helps… - [US Unlocked Announces Global Public Launch of Its USDC-Backed Virtual Credit Card Platform](https://www.pymnts.com/newswire-announcements/us-unlocked-announces-global-public-launch-of-its-usdc-backed-virtual-credit-card-platform/): New York, October 29, 2025 — US Unlocked, a US-based virtual credit card platform designed to make American e-commerce accessible… - [B2C2 launches PENNY for instant, zero-fee stablecoin swaps](https://www.pymnts.com/newswire-announcements/b2c2-launches-penny/): The growing stablecoin economy requires instant, costless stablecoin swaps to eliminate friction and facilitate widespread acceptance of newer assets. PENNY… - [Fraud.net’s Powerful Policy Monitoring Enhancements: Merchant Activity Segmentation, Advanced UI](https://www.pymnts.com/newswire-announcements/fraud-nets-powerful-policy-monitoring-enhancements-merchant-activity-segmentation-advanced-ui/): Fraud.net, a leader in digital risk management, announces major enhancements to its Policy Monitoring solution: the introduction of Merchant Activity… - [BSV ASSOCIATION (BSVA) ANNOUNCES PUBLIC RELEASE OF TERANODE SOFTWARE](https://www.pymnts.com/newswire-announcements/bsv-association-bsva-announces-public-release-of-teranode-software/): Zug, Switzerland, 13 October 2025 – BSV Association (BSVA), the Swiss-based non-profit that serves as the global advocate for BSV… - [Barion strengthens CEE presence through acquisition of SmartKassa operator PSC CEE Ltd.](https://www.pymnts.com/newswire-announcements/barion-strengthens-cee-presence-through-acquisition-of-smartkassa-operator-psc-cee-ltd/): Barion Payment Zrt., a leading Hungarian payment service provider, has completed the acquisition of PSC CEE Ltd., the company behind… - [OnlineCheckWriter.com – Powered by Zil Money Achieves QuickBooks Silver Tier Status](https://www.pymnts.com/newswire-announcements/onlinecheckwriter-com-powered-by-zil-money-achieves-quickbooks-silver-tier-status/): TYLER, TX, September 30, 2025 – OnlineCheckWriter.com - Powered by Zil Money, today announced it has achieved Silver Tier status… - [DATABASICS Announces New Expense Card Solution, Revolutionizing Spend Management for Businesses](https://www.pymnts.com/newswire-announcements/databasics-announces-new-expense-card-solution-revolutionizing-spend-management-for-businesses/): DATABASICS, a leader in expense management and timesheet solutions, today announced the launch of the DATABASICS Visa® Commercial Card, powered… - [Whop launches multi PSP payment orchestration with global instant payouts](https://www.pymnts.com/newswire-announcements/whop-launches-multi-psp-payment-orchestration-with-global-instant-payouts/): Whop, the digital commerce platform for online entrepreneurs, launched Whop Payments, its own custom-built payment infrastructure featuring intelligent multi-PSP orchestration… - [Gusto Introduces New Ways to Simplify Cash Flow and Speed of Payroll for Small Businesses](https://www.pymnts.com/newswire-announcements/gusto-introduces-new-ways-to-simplify-cash-flow-and-speed-of-payroll-for-small-businesses/): Cash flow is often the most pressing challenge small businesses face. More than a third of small businesses sought funding in… - [Yuno Launches NOVA, AI Agents to Turn Payment Friction Into Growth](https://www.pymnts.com/newswire-announcements/yuno-launches-nova-ai-agents-to-turn-payment-friction-into-growth/): Yuno, the global payment orchestration platform, today announced the launch of NOVA, a series of AI agents that turns payment… - [OnlineCheckWriter.com – Powered by Zil Money Launches Mobile Apps for Business Payment Operations](https://www.pymnts.com/newswire-announcements/onlinecheckwriter-com-powered-by-zil-money-launches-mobile-apps-for-business-payment-operations/): TYLER, TX, September 15, 2025 – OnlineCheckWriter.com - Powered by Zil Money, today announced the launch of three mobile applications… - [New Partnership Between Chargebacks911 and cside Focuses on Chargeback Prevention and Security](https://www.pymnts.com/newswire-announcements/new-partnership-between-chargebacks911-and-cside-focuses-on-chargeback-prevention-and-security/): Chargebacks911, a global leader in dispute prevention and remediation, today announced its strategic partnership with cside, an advanced client-side Intelligence… - [Self Financial Partners with Ingo Payments to Deliver Self Cash, Expanding Flexibility for Workers](https://www.pymnts.com/newswire-announcements/self-financial-partners-with-ingo-payments-to-deliver-self-cash-expanding-flexibility-for-workers/): Ingo Payments, a leading provider of embedded banking and money mobility solutions, today announced a partnership with Self Financial, a… - [Aesthetic Record and PatientFi Announce First-of-Its-Kind Integration with ASPIRE Galderma Rewards](https://www.pymnts.com/newswire-announcements/aesthetic-record-and-patientfi-announce-first-of-its-kind-integration-with-aspire-galderma-rewards/): Aesthetic Record, LLC and PatientFi, Inc. announced a strategic partnership that brings together PatientFi’s category-leading patient financing solutions with Aesthetic… - [WizarPOS Partners with Nuvei to Deliver Integrated Android Smart POS Payment Solutions](https://www.pymnts.com/newswire-announcements/wizarpos-partners-with-nuvei-to-deliver-integrated-android-smart-pos-payment-solutions/): WizarPOS has embedded Nuvei’s advanced global acquiring and payment processing technology into its Android-based payment solutions for both attended and… - [Fundwell Acquires EveryStreet, Uniting Payments, Cash Flow and Capital in One Platform](https://www.pymnts.com/newswire-announcements/fundwell-acquires-everystreet-uniting-payments-cash-flow-and-capital-in-one-platform/): Fundwell, a leading fintech platform providing fast, flexible, and transparent business financing, today announced the acquisition of EveryStreet, an innovator… - [OnlineCheckWriter.com – Powered by Zil Money Launches Advanced Virtual Card Solutions](https://www.pymnts.com/newswire-announcements/onlinecheckwriter-com-powered-by-zil-money-launches-advanced-virtual-card-solutions/): Tyler, Texas, August 12, 2025 – OnlineCheckWriter.com - powered by Zil Money, today launched its comprehensive Virtual Card platform, introducing… - [Payop partners with Dragonpay to expand payment access in the Philippines](https://www.pymnts.com/newswire-announcements/payop-partners-with-dragonpay-to-expand-payment-access-in-the-philippines/): Payop, a global payment service provider, has partnered with Dragonpay, one of the Philippines’ top payment platforms, to make it… - [Kafene Joins LendPro’s Financing Ecosystem](https://www.pymnts.com/newswire-announcements/kafene-joins-lendpros-financing-ecosystem/): NEW YORK, July 9, 2025 – Kafene, a point-of-sale leasing platform that helps retailers offer credit-constrained customers more flexible purchase… - [Akurateco and enza Join Forces to Revolutionize Digital Payments Across Africa](https://www.pymnts.com/newswire-announcements/akurateco-and-enza-join-forces-to-revolutionize-digital-payments-across-africa/): Akurateco, a global white-label payment software provider, is proud to announce a strategic partnership with enza, Africa’s bold new force… - [Genome and HUCH partner for instant payment alerts](https://www.pymnts.com/newswire-announcements/genome-and-huch-partner-for-instant-payment-alerts/): Lithuania-based electronic money institution Genome has partnered with HUCH to enable instant detection of incoming SEPA payments. Payment delays cost businesses… - [Evonet Secures Mastercard’s Principal Acquiring License to fuel expansion in the digital economy.](https://www.pymnts.com/newswire-announcements/evonet-secures-mastercards-principal-acquiring-license-to-fuel-expansion-in-the-digital-economy/): Hong Kong – 08.07.2025 – Evonet Global Corporation Limited (“Evonet” or the “Company”), a leading payment solutions provider in Asia,… - [Picafuel Joins Visa Ready for Fleet Program to Power the Next Generation of Fleet Payments](https://www.pymnts.com/newswire-announcements/picafuel-joins-visa-ready-for-fleet-program-to-power-the-next-generation-of-fleet-payments/): Tel Aviv & London – July, 2025. Picafuel, a leading platform for fleet card issuance and management in the fuel retail… - [Hemlane Commits to AI + Integrity in Real Estate Amid Opendoor’s $39M Settlement](https://www.pymnts.com/newswire-announcements/hemlane-commits-to-ai-integrity-in-real-estate-amid-opendoors-39m-settlement/): SAN FRANCISCO, CA [7/1/25] – Following Opendoor’s $39 million settlement over allegedly deceptive real estate practices, Hemlane is reaffirming its… - [DHgate and Merge Announce Strategic Partnership to Power B2B Cross-Border Payments](https://www.pymnts.com/newswire-announcements/dhgate-and-merge-announce-strategic-partnership-to-power-b2b-cross-border-payments/): June 18, 2025. London, UKMerge, a London-based fintech company that provides payments and banking infrastructure for digital businesses, has announced… - [Native Teams Launches “Gig Pay,” Automating Global Gig-Economy Compliance and Payments](https://www.pymnts.com/newswire-announcements/native-teams-launches-gig-pay-automating-global-gig-economy-compliance-and-payments/): Native Teams, the global platform for work payments, unveils Gig Pay, the end-to-end automated payroll and wallet solution engineered to… - [eFlow Partners With DisputeHelp to Enhance Its Chargeback Solutions](https://www.pymnts.com/newswire-announcements/eflow-partners-with-disputehelp-to-enhance-its-chargeback-solutions/): eFlow, a fast-growing fintech startup specializing in providing merchant services worldwide, has partnered with DisputeHelp to enhance its suite of…