Josh M. Frank Bio

Josh Frank is Senior Researcher for the Center for Responsible Lending. Josh received his Ph.D. in Economics from Rensselaer Polytechnic Institute, his MBA from Texas Tech, and his BA from the University of California at San Diego.  At CRL, he conducts research primarily on credit card issues as well as on auto loans.  Before joining the Center, Josh was a professor of economics at SUNY, an economist for the State of New York Assembly’s Ways and Means Committee, and executive director of FIREPAW, a research and education-oriented animal welfare non-profit organization.  Josh has also spent a number of years in the credit card industry for a top ten issuer.  At different times he managed the Strategic Planning, Financial Planning, and various Information Systems functions for the company.