In reply to Jeff Meredith.

Yes, eToll systems are another that accept payments via credit card and retain the details for automated irregular recurrent charging. The way out of that would be for them to only accept an authority to direct debit your bank account; then, no authority, no charge, no credit card fraud risk; and, they wouldn’t be paying the higher credit card discount fee either—the dream of the MCX Group!

Maybe there will eventually be a way to set up “MasterPass” or “Visa Checkout” for such authorised recurrent charging, without the “merchant” receiving the credit card details, particularly for petty amounts for the likes of recurrent eToll charging ...

Bearing in mind that as the new “MasterPass” and “Visa Checkout” services are the natural children of the retail banks, I have no doubt that given a little time all online “merchants” of any substance will be offering one or the other in place of “legacy” credit card payments—and the hated “PreyPal”.

Apple doesn't allow payment for iTunes by Apple Pay? That's interesting. The discount fee paid by a merchant is set by the acquiring bank; Apple, as a very large merchant, could possibly be paying a discount fee of something like ~0.5% on is credit card transactions; I don't see how they would pay any more, as the merchant, if they allowed payment via Apple Pay; indeed, they should get an additional reduction of 0.15% …