Apple (and other touchless payment forms) will enjoy a significant tailwind as retailers are now rushing to upgrade their outdated POS systems in the wake of the ongoing data breach crisis. These new POS sytems will include near field capability. The cap ex to upgrade, heretofore an unpopular expense line, is now flowing with the support of Wall Street investors who previously suppressed large expenditures on new POS systems. Will be an interesting case study either way!