Well I am one of the cancelled M/C card holders. I've had this card, the only one I have, since 1975 and I will not except the new Visa card. The additional benefits with the M/C, car rental insurance and purchase guarantee, are worth seeking another bank that issues M/C. I also don't like the fact that Chase is just doing it to make instant profit, not profit in the long term and for that I have to go to 17 purveyors and change my credit info. I will do it because I have to, however, it will not be with a Chase card!