“We do not expect to have those requirements when we launch,” I bet they also didn't expect to get hacked before it was even launched. So they still might require these just now don't "expect" to. Everyone that shops at these stores need to use their debit cards as “credit” when they check out. So that way the store will have to pay from 1.5-3+% for each transaction. A $1,000 transaction will cost them around $20 instead of around $.50 for it using debit. This will set them straight and get them back on track to offer other options of payment.