In reply to Philip Cohen.

Phillip,
Just how many online payment methods do you think are out there?

Last time I check there was credit card, ACH and MyECheck (Fully electronic check --- not to be confused with ACH's "e-check").

The latter method is oferring flat-fee, 24 hr clearing, virtually eliminating chargebacks, transaction fees in the pennies compared to credit card and 1979's built ACH.

Phillip, if you really want to "give it" to the bloodsucking middlemen you so aptly named, then you would choose a disintermediating payment method outside of the bank owned credit cards and ACH payment system run by NATCHA overlords.

Join us Phillip. We are busting out in 2015.

-bob sacco
MyECheck.com