I can agree with this article, moreover these thoughts seam to be wise and independent. However I can not agree that paydays are completely evil. If it had been so, there would be no such services. But people still have monetary difficulties that banks refuse to solve, that is why the only option left is Hamilton payday loan. Because this financial service makes the decision of person's reliability according to his or her stable income, but not credit history. And the banks always demand a high credit score.