Wow you don't give up! At first the objection was that EMV wasn't secure. Once that was exposed as disingenious then the mantra became that it wouldn't have prevented the target breach (working on the assumption of course that EMV wasn't properly implemented). Now the argument is that it is going to take 10 years to fully deploy.

All hogwash. My guess is that witthin 24 months 90%+ of all transactions will be EMV enabled. Sure it make take years for the long tale to catch up but that is the same as any new technology. The liability shift will force all major retailers and issuers to convert as quickly as possible.

All major manufacturers of EMV terminals support end to end encryption. Even without E2EE being deployed who is going to spend the effort stealing card numbers when you can't duplicate the cards and you can use them online without CVV?

Give it up.