This statistic is meaningless. Speaking from recent personal experience, the ISIS app is being carrier-forced onto phones as part of Verizon's Android OS upgrade (to KitKat). How many of the downloads that ISIS is citing are voluntary vs. carrier-forced? And how does that translate into activations, card loads, purchases, etc. I'm wary of the statistics until they are all divulged.

Further, the upgrade has gone very poorly. For me, the OS upgrade wiped out my existing cards in the ISIS wallet (yes, I was one of the folks who had it prior to the forced download). And despite numerous calls to ISIS and American Express, they can't get it to work again. I must not be the only one, as they sent (at 5:10am this morning) a marketing-formatted email apologizing for the difficulties.....apology is accepted, but still waiting for the product to work as advertized.