In reply to onlyabill.

Payday lenders are always a bad option due to the fact that it makes the poor people seek out bad high interest loans they know they can't afford. You are evidently not poor and see only a way to profit off of the misfortune of others. The risk is only on the customer of a pay day loan and they do target POOR credit risk people for profit. I would, rather have someone that is a poor credit risk have NO option than a bad option." Its a shell game that people are playing... the country as a whole needs to deal with stagnating wages and jobs that would put a dent in payday lending... but that is not the case and it is the very tactics you say that put the sub-prime market in the crapper and PL"making more money does not help poor money management" is praying on others that cant to make a profit and I see no difference.