In reply to Lea Clark.

You mean to tell me that, in the US, people carry a check book (rather than a "bankcard") with them everywhere they go? Do tell me another story. Regardless, as a merchant, you can still accept a check and take it to your bank for collection. Gee, please don't tell me you use eBay's clunky, unscrupulous "PreyPal" as your banker? ...