In reply to Jagdish.

Rubbish! Only Amex charges more than "PreyPal". How do you think "PreyPal" makes any money if they don't charge more that MasterCard/Visa? No doubt they give their preferred customers better pricing; so do the banks. Regardless, no MasterCard/Visa merchant pays 2.9%+30c. Methinks you know not what you are talking about ...