I understand the main idea of the post very well but I can’t say that I agree with that. Many people still do impulse buy, they don’t count the money and shop with credit cards. There are many consumers who accept shopping as an entertainment and when they see something they like they just ask: “Why not?”. But of course more consumers have become frugal and they shop with the list. Now more Americans really understand what they want and making them buying what they didn’t plan isn’t easy. You can check this company for more info to get to know about other financial tendencies and services.