According to a 2013 Federal Reserve study, the majority of Americans prefer to make large payments with checks and, as your article says, B2B payments are usually made with checks. In CrossCheck’s experience, there’s something about the experience of writing and accepting a check that appeals to consumers and business owners. It may be the desire for a certain type of secure paper trail, it may be the intentional and interpersonal nature of writing a check, maybe it’s tradition or in the case of merchants, an aversion to interchange fees, in either case and gratefully so … businesses of all sorts do a great deal of their transactions with checks.