As for me this is a great idea to create such linked service and for people here in Canada it will become a good way to make their financial necessities. Moreover if they are concerned about the security, it makes us believe that this service will be with high level of protection and there should never become any problems. The discussed interest rates are still unknown, so we should not be afraid of high charges. For example people now are ready to deal with direct payday loan lenders for quite high interest rates, so I guess this service will not present something higher.