I would change title and delete "Dimon Calls Bitcoin 'Waste of Time'" section. Definitely not why bitcoin price dropped and makes this article look like a waste of time. Although to me bitcoin is nothing more than a commodity, like digital gold, and its main use will be to support more useful technologies (and for investment purposes). I still think the value of bitcoin will increase in time and as the price goes up the volatility will go down.

But...
The key advantage of "digital currency" is for cross-boarder transactions and helping the under banked. I would be watching Ripple/ILP right now.
- Build Private Networks (like earthport, fed reserve, etc)
- Connect those network groups with ILP (Interledger Protocol) and give access to public ledger
- Small banks will have the ability to trade on the public ledger with larger banks (through market makers) that in the past would not give them trust. This can be done by using a currency that doesn't have a counter party risk (xrp).