Interesting article, although I don't believe Chase's claim to being the first issuer to issue chip cards is accurate. Their press release says they introduced chip cards in 2011, but UNFCU began issuing them in 2010, as described in this article from Business Week in October 2010. http://www.bloomberg.com/bw/magazine/content/10_45/b4202038072462.htm Also, UNFCU offers true chip and pin credit cards, rather than chip and signature.