"First, it’s worth re-emphasizing that Apple Pay’s fraud problem isn’t because criminals hacked into existing Apple Pay user accounts, stole credentials and then shopped up a storm. Apple Pay’s fraud “problem” stems from account takeovers in which cybercriminals – very smart cybercriminals, I’ll add – used stolen card numbers to set up iTunes accounts, and then used those iTunes accounts to provision new Apple Pay accounts. And then shopped up a storm."

I believe that the issue of enrolling cards into any of the mobile wallets is prone to the same security holes ... both mobile wallet providers, such as ApplePay, SamsungPay, etc. and payments industry together must not put consumer convenience over best security practice

Here is my take on what Apple and payment industry could have done to prevent this from ever happening

http://letstalkpayments.com/could-apple-pay-fraud-have-been-prevented/

You be the judge ;-)