PayPal, "PreyPal"—Ugh! No wonder the U.S. economy is in trouble with bureaucrats making decisions like this; are they going to apply a 3% surcharge for payments made via the clunky "PreyPal"? Methinks the U.S. Federal Government should have a chat with their own real (licensed) banker before they, however inadvertently, provide any oxygen to eBay's clunky "PreyPal" operation ...