While we see these staggering numbers about Facebook (700 million consumers who message each other every day) one thing to keep in perspective is that how many users have a commerce relationship with their friends. Not a social relationship but a commerce relationship.

So how many friends in your large social network do you need to send money to? If you are like most people you are probably not FB friends with the corner grocery store, your hairdresser, the gas station owner. So does this mean the P2P payments is only for the bar tab you want to pay for, your son or daugther.. it limit the numbers. Its all relative, the numbers are still going to be large.