I hope that someone is investigating the branches of Wells Fargo in New Jersey also, because this was done to me in May, 2012. I complained to the State of NJ, to the Federal Trade Commission and to the Consumer Financial Protection Agency (CFPA) at the federal level, which was newly formed, and, of course to Wells Fargo Bank, whose regional director, denied that anything wrong had been done and did not want to offer any remedy or compensation for what I was subjected to. WF even stated on the fraudulent application that I was a "Nigerian woman with a passport used as a means of identification. I am American, not of Nigerian descent, and I have never had a passport. I caught the fraud when something was forwarded from my old address that alerted me to the fact that two $30,000 accounts had been opened, in my name, with a high level debit card with overdraft privileges. No attorney would take the case and the CFPA never really did anything after I reported this scam. Wells Fargo lied and said that I had opened these accounts, even though they were unfunded, and could not back up their claim with any paper work with my signature. I believe that they were going to use the overdraft privileges, which does not require that money be in an account, to withdraw funds and leave me stuck with the charges, fees and perhaps criminal repercussions. They need to be shut down. They are "too big" to exist anymore.