your remark tells me all i need to know on your knowledge of this rogue agency. I am in the lending world and we are lending money out. What you clearly dont understand is that the big banks also lend money out, we just arent doing stupid loans like we were in the early 2000's, you actually need credit, income and skin in the game (downpayment). Imagine that. This entity is the cause of why the cost of a loan has double since 2006, this entity is the reason why closing a loan takes much longer and come in October will take roughly 2 weeks longer with the additional crap disclosures that no one reads.

Concerning your ignorant fact, people get turned down for a number of reason and not wanting to lend to them is not one of them. Usually it due to income, debts, credit, wanting to much of a home and cant qualify, had a SS in recent years or foreclosure.

You need to stop watching CNN and MSNBC whom prop up the frauds of Elizabeth Warren and Maxine Waters as if they know anything.