"Percent of ALL shoppers who use Apple Pay This turns out to be 13 out of every 1000. ... 1.3%"

Yep, Apple can't even beat Discover Bank on the number of users; still, all that hot air flowing from the Apple Dept of Spin was bound to cool eventually. Is it then at all surprising that, unlike the lemming U.S. banks, the major Australian banks aren't interested in sharing their discount fee with Apple for a product that is so obviously an answer to a problem that does not exist ... ...