That's why people should look for other options to PayPal. And there are many, like Lusopay (www.lusopay.com). Transaction costs are 0,81% or € 0,20 (depending of choosen tariff). However, Lusopay don't accept credit cards. Lusopay acepts payments between lusopay users and it also accepts portuguese payments like multibanco and payshop. This cannot be an option to «avoid» completely the huge costs of PayPal, but each payment made by Lusopay payment gateway means less costs and more profit to merchant. I am talking about Lusopay, but there are more options there. I suggest merchants to have PayPal and many other options in their businesses.