In reply to are_you_kidding_me99.

Those already large online merchants will likely also have credit card merchant accounts with their real banker, and now that MasterCard/Visa are offering their own professional "digital wallets" for online transactions, "PreyPal" is effectively redundant; the only people that the cretinous Johnny Ho can now squeeze a few more pennies out of are the little people who can't easily get away from the clunky "PreyPal", and squeezing those people is ultimately bound to be counterproductive, as it was on the eBay marketplace ...