May not seem like much now but if they push those small merchants away the larger merchants may start to wonder when the price increases will start for them as well. Then PayPal may have a problem. On the other hand, why push away the small merchants with such a nickel and dime affect that doesn't really bolster PayPals bottom line all that much. Seems like PayPal is willing to lose the smaller businesses, but why, eventually some of those smaller businesses will be larger businesses making money for someone else.