PayPal! Forget "PreyPal", it will soon enough start to atrophy—along with the eBay marketplace; regardless, if Apple Pay does not knock PayPal "mobile" out of the ring, the OS agnostic "MasterPass" and "Visa Checkout" eventually will; "MasterPass" and "Visa Checkout" will do likewise to PayPal's clunky online operations and leave PayPal only as the online merchant account provider of last resort for those very small merchants that don't have the confidence of their retail banker—mark my words ...