In reply to CPB3.

Agreed CPB3, EMV + P2PE + Tokenization is the most secure environment for taking transactions. This change is for the consumers and preventing fraud, US is responsible for 50% of all card fraud. All the other G20 countries have adapted, even Canada, The US is last and they should be able to move much quicker having seen all the other countries go through it. It is only difficult when people refuse to accept this is the future of payments and refuse to make changes in the way they run their business. Its a necessary evil, and the US will have to adapt. Easiest way is for POS providers to find a third party EMV gateway and white label that solution.