I agree that “the customer should be in control of their own information,” and sensitive information should be neutralized with modern data security methods that go beyond traditional encryption.

Apple Pay adopted tokenization to benefit from this better way to secure sensitive information. I would like to secure all sensitive personal information beyond payment card account-level data when it is stored and transmitted across different systems.

I think that an open and universal tokenization standard can help ensure all sensitive personal information and provide interoperability.

Ulf Mattsson, CTO Protegrity