This article is what happens when you're flipping through channels as you draft content. We've got a little VH1, some TMZ, SportsCenter ... and somehow you manage to pull it together into a cohesive overview of the payments space. Hats off to Karen for an entertaining and informative piece of writing!

Also, as a lifelong 49ers fan, I'll be rooting for your Pats this weekend ... mostly just because I can't stand Sherman and the Seahawks.